How Much is Ford Insurance? Compare Quotes by Model

The cost of Ford insurance may change depending on the model. For instance, the average insurance rate for a Ford Escape is $1,157 per year. Meanwhile, a policy for a Ford Mustang Mach-E costs $1,784. To help you find average insurance rates and the cheapest insurance companies for your vehicle, MoneyGeek broke down the costs of all major Ford models.

Various factors can affect your auto insurance premiums. For example, your vehicle’s model will have a huge impact on the cost of your policy. The figures below show the average cost of insuring different Ford models, from cheapest to most expensive:

• Ford Escape: $1,157 per year
• Ford F-150: $1,184 per year
• Ford Explorer: $1,228 per year
• Ford Focus: $1,253 per year
• Ford Taurus: $1,279 per year
• Ford Mustang EcoBoost: $1,359 per year
• Ford Mustang: $1,571 per year
• Ford Mustang Mach-E: $1,748 per year

Car models with high manufacturer’s suggested retail price (MSRP) are typically more expensive to insure. Electric vehicles and high horsepower sports cars also tend to have higher insurance rates due to their high repair costs. The likelihood of theft can also lead to more expensive insurance premiums.

Generally, Ford models are cheap to insure. However, insurance costs will be determined based on the car model rather than the brand. MoneyGeek analyzed eight Ford models and found that it is typically the least expensive to insure a Ford Escape. A Ford Mustang EcoBoost has moderate insurance costs, while the Ford Mustang and Ford Mustang Mach-E have higher-than-average premiums.

Based on average car insurance rates, the Ford Mustang Mach-E is expensive to insure. The average cost of insurance for this model is $1,784 per year. It has the most expensive rates out of the eight Ford models analyzed by MoneyGeek.

Progressive is the cheapest widely available insurer for a Ford Mustang Mach-E, at $1,554 per year on average. Meanwhile, Allstate has the most expensive average rate at $2,688 per year.

Generally, the Ford Mustang is expensive to insure. The average cost of auto insurance for this model is $1,571 per year, making it the second most expensive of the eight Ford models analyzed by MoneyGeek.

For a Ford Mustang, the cheapest insurance is from GEICO, with an average cost of $1,359 per year. The most expensive option is Allstate, which has an average rate of $1,927.

Of the eight Ford models included in MoneyGeek’s analysis, the Ford Mustang EcoBoost is the third most expensive to insure. The average auto insurance rate for this model is $1,359 per year. Compared to other car models and brands, the Ford Mustang EcoBoost has moderate auto insurance rates.

Progressive is the cheapest widely available company for a Ford Mustang EcoBoost, with policies averaging $1,178 annually. Allied has the most expensive annual average rate at $1,872.

The average car insurance rate for a Ford Taurus is $1,279 per year. It is the fifth cheapest to insure of the eight Ford models analyzed by MoneyGeek. It is also relatively inexpensive to insure when compared to other vehicles.

GEICO offers an average rate of $1,201 per year, making it the cheapest widely available insurer for Ford Taurus drivers. The most expensive option is Allstate, at an average rate of $1,504 per year.

Ford Focus insurance costs an average of $1,253 per year across all model years. Of the eight Ford models included in MoneyGeek’s analysis, this model ranked fourth in affordability. It is also generally inexpensive to insure compared to other vehicles.

The cheapest widely available insurance company for the Ford Focus is GEICO, with policies averaging $1,043 per year. Allied has the highest average rate at $1,722 per year.

It costs an average of $1,228 per year to insure a Ford Explorer across all model years. Of the eight Ford models included in MoneyGeek’s analysis, the Ford Explorer is the third cheapest to insure. Compared to other car brands and models, auto insurance for this model is generally inexpensive.

GEICO, which has an average annual rate of $1,062, is the cheapest option for Ford Explorer drivers. Allied offers the most expensive at $1,453 annually.

Ford F-150 drivers typically pay an average of $1,184 per year for auto insurance. This model is the second cheapest to insure of the eight Ford models MoneyGeek analyzed. The Ford F-150 is generally inexpensive to insure compared to other vehicles.

The cheapest widely available insurer for a Ford F-150 is GEICO, which has an average rate of $1,097 per year. On the other hand, Allied is the most expensive at $1,435 per year on average.

It costs an average of $1,157 per year to insure a Ford Escape across all model years. Based on MoneyGeek’s analysis of eight Ford models, it is the cheapest to insure. Auto insurance for this model is inexpensive compared to other car makes and models.

GEICO offers the cheapest auto insurance for this model at an average rate of $961 per year, while Allied has the most expensive average annual premium at $1,442.

Ford insurance rates may vary depending on the model and year of the car, which is why many drivers find it confusing. Below are answers to some frequently asked questions to help you get a better idea of how much your insurance rate may be.

MoneyGeek collected information about insurance provider rates for Ford vehicles using a sample driver profile. In this scenario, the driver is a 40-year-old male purchasing a full coverage policy with the following coverages:

• $100,000 in bodily injury liability insurance per person
• $300,000 in bodily injury liability insurance per accident
• $100,000 in property damage liability insurance per accident
• Comprehensive and collision insurance with a $1,000 deductible

Rates represent averages and can provide guidance on what prices to expect but won’t match your specific rates.