Ford F-150 insurance costs vary greatly depending on age and the car model year. Ford F-150 insurance for a 16-year-old costs an average of $5,748 per year, while a similar policy for a 40-year-old is much cheaper at $1,248 per year. Rates also vary by model year, with a 2022 Ford F-150 costing $1,409 per year to insure — $269 more than the cost of a 2009 model.
MoneyGeek also ranked insurers based on affordability and service and claims experience to help you find the best insurer.