Insurance premiums for a Honda CR-V average $178 monthly for full coverage and $92 for minimum coverage. Depending on your particular trim and model year, costs can range from $60 to $247 monthly.
Honda CR-V Insurance Cost
Updated: January 29, 2026
Key Takeaways
GEICO offers the most affordable Honda CR-V insurance on average, though full coverage costs vary widely by model year and insurer. CR-V owners pay around $180 monthly for comprehensive protection. Read more
The CR-V ranks 100th out of 256 SUVs for insurance affordability, placing it in the middle tier among SUVs. SUVs cost more than other vehicle types due to higher repair costs and increased theft risk. Read more
Model year impacts your CR-V's insurance rate, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific CR-V model years, depending on the age of the drivers
How Much Is Honda CR-V Insurance?
| Honda Cr-V | $92 | $178 |
Looking for another Honda model? Read more about the cost of Honda car insurance models. Monthly insurance costs for a Honda CR-V range from $62 for older models to $90 for the newest ones. Your vehicle's age greatly affects insurance premiums, and the CR-V is no exception since newer models cost more to insure due to their higher fair market value.
Insurance costs for a Honda CR-V depend on model year and company. Full coverage goes from $139 monthly with GEICO to $320 with AIG, while minimum coverage spans $64 with GEICO to $161 with UAIC.
Honda CR-V owners should shop between insurers since minimum coverage varies by over $97 and full coverage by over $181. Each company calculates risk differently for the CR-V, affecting your final quote.
| AAA | $105 | $216 |
| AIG | $131 | $320 |
| Allstate | $119 | $229 |
| Amica | $111 | $227 |
| Chubb | $116 | $227 |
| Farmers | $133 | $234 |
| Geico | $64 | $139 |
| Kemper | $93 | $189 |
| Nationwide | $101 | $174 |
| Progressive | $94 | $175 |
| State Farm | $86 | $178 |
| The Hartford | $108 | $183 |
| Travelers | $82 | $150 |
| UAIC | $161 | $200 |
Is Honda CR-V Expensive to Insure?
MoneyGeek's comparison of 256 SUVs shows the Honda CR-V ranking 100th for affordability, meaning 99 vehicles cost less to insure. It's positioned between the slightly cheaper Toyota RAV4 and the marginally pricier Kia Sorento, with only a few dollars difference per month separating these popular models.
While that's middle of the pack among SUVs, the CR-V actually ranks 400th out of 827 total vehicles, placing it in the top half for affordability. The Isuzu Amigo claims the cheapest SUV spot, while the Audi SQ8 e-tron commands the highest premiums.
| Mazda CX-5 | $134 | 97 |
| Hyundai Ioniq Hybrid | $135 | 98 |
| Hyundai Venue | $135 | 99 |
| Honda CR-V | $135 | 100 |
| Toyota RAV4 | $135 | 100 |
| Kia Sorrento | $135 | 101 |
| Lincoln Navigator | $135 | 102 |
| Toyota Venza | $135 | 102 |
| Infiniti QX50 | $135 | 102 |
| Acura ADX | $136 | 103 |
Several factors affect what you'll pay for Honda CR-V insurance:
- Average Repair or Replacement Costs: Honda CR-V maintenance costs average $657 annually, ranking as the 7th most affordable Honda model to maintain out of 18. These moderate repair expenses help keep insurance premiums reasonable compared to pricier Honda models.
- Vehicle Trim, Features and Accessories: The CR-V's performance capabilities range from 190-280 horsepower depending on your trim level. Higher-performance trims with increased horsepower result in steeper insurance premiums due to greater risk exposure and replacement costs.
- Driver Profile:Â Most CR-V drivers fall between 35 and 54 years old, with a median age of around 45, earning lower rates due to stable driving behavior. However, the vehicle's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of Honda CR-Vs for young drivers.
Honda CR-V Costs by Model Year and Driver Age by Insurance Company
Model year importance varies for Honda CR-V insurance costs, along with driver age, affecting your premiums. A 35- to 55-year-old driver pays $196 monthly for full coverage on a 2016 CR-V compared to $195 for a 2025 model, showing minimal difference between older and newer vehicles.Â
Young drivers in their teens and early twenties face much higher rates across all model years.
Travelers offers the cheapest rates across all CR-V model years and could save you hundreds monthly compared to average costs. Â
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Honda CR-V
| Geico | $68 | $147 |
| National General | $74 | $152 |
| Travelers | $74 | $136 |
| Progressive | $80 | $150 |
| Kemper | $84 | $172 |
| Nationwide | $84 | $146 |
| State Farm | $88 | $183 |
| AAA | $106 | $220 |
| Chubb | $112 | $222 |
| Amica | $112 | $230 |
| Allstate | $112 | $217 |
| The Hartford | $115 | $196 |
| AIG | $127 | $313 |
| Farmers | $142 | $251 |
| UAIC | $152 | $191 |
2025 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $661 | $604 | $557 | $472 | $399 | $259 | $240 | $224 | $212 | $189 |
| State Farm | $689 | $606 | $536 | $463 | $409 | $348 | $316 | $282 | $258 | $227 |
| Travelers | $825 | $591 | $466 | $359 | $317 | $233 | $213 | $196 | $181 | $157 |
| Geico | $833 | $607 | $509 | $369 | $318 | $257 | $236 | $196 | $185 | $168 |
| Allstate | $1,034 | $809 | $653 | $483 | $432 | $336 | $305 | $288 | $272 | $241 |
| Progressive | $1,086 | $877 | $728 | $405 | $353 | $285 | $254 | $227 | $209 | $180 |
| Farmers | $1,569 | $1,162 | $1,034 | $641 | $605 | $461 | $411 | $393 | $374 | $314 |
Cost of Car Insurance for 2024 Honda CR-V
| Geico | $61 | $133 |
| Travelers | $67 | $124 |
| National General | $67 | $138 |
| Progressive | $73 | $136 |
| Kemper | $76 | $156 |
| Nationwide | $76 | $132 |
| State Farm | $80 | $166 |
| AAA | $96 | $200 |
| Chubb | $101 | $201 |
| Amica | $102 | $208 |
| Allstate | $102 | $196 |
| The Hartford | $104 | $178 |
| AIG | $115 | $283 |
| Farmers | $129 | $228 |
| UAIC | $138 | $173 |
2024 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $599 | $548 | $504 | $428 | $361 | $235 | $218 | $203 | $192 | $172 |
| State Farm | $624 | $549 | $486 | $420 | $370 | $315 | $286 | $255 | $233 | $206 |
| Travelers | $748 | $536 | $423 | $326 | $287 | $211 | $193 | $178 | $164 | $142 |
| Geico | $755 | $550 | $462 | $335 | $288 | $233 | $214 | $177 | $168 | $152 |
| Allstate | $937 | $734 | $592 | $438 | $392 | $305 | $277 | $261 | $247 | $218 |
| Progressive | $984 | $795 | $659 | $367 | $320 | $259 | $231 | $206 | $189 | $163 |
| Farmers | $1,422 | $1,053 | $937 | $581 | $549 | $418 | $373 | $356 | $339 | $284 |
Cost of Car Insurance for 2023 Honda CR-V
| Geico | $57 | $123 |
| National General | $62 | $127 |
| Travelers | $62 | $115 |
| Progressive | $67 | $126 |
| Nationwide | $71 | $122 |
| Kemper | $71 | $145 |
| State Farm | $74 | $154 |
| AAA | $89 | $185 |
| Chubb | $94 | $186 |
| Amica | $94 | $193 |
| Allstate | $94 | $182 |
| The Hartford | $97 | $165 |
| AIG | $107 | $262 |
| Farmers | $119 | $211 |
| UAIC | $128 | $160 |
2023 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $555 | $507 | $467 | $396 | $335 | $217 | $202 | $188 | $178 | $159 |
| State Farm | $578 | $509 | $450 | $389 | $343 | $292 | $265 | $237 | $216 | $191 |
| Travelers | $693 | $497 | $392 | $302 | $266 | $196 | $178 | $165 | $152 | $132 |
| Geico | $700 | $510 | $428 | $310 | $267 | $216 | $199 | $164 | $155 | $141 |
| Allstate | $868 | $680 | $548 | $406 | $363 | $282 | $256 | $242 | $228 | $202 |
| Progressive | $912 | $736 | $611 | $340 | $297 | $240 | $214 | $191 | $175 | $151 |
| Farmers | $1,317 | $976 | $868 | $539 | $508 | $387 | $345 | $330 | $314 | $263 |
Cost of Car Insurance for 2022 Honda CR-V
| Geico | $50 | $108 |
| National General | $55 | $112 |
| Travelers | $55 | $101 |
| Progressive | $59 | $110 |
| Nationwide | $62 | $107 |
| Kemper | $62 | $127 |
| State Farm | $65 | $135 |
| AAA | $78 | $162 |
| Chubb | $82 | $164 |
| Allstate | $83 | $160 |
| Amica | $83 | $169 |
| The Hartford | $85 | $145 |
| AIG | $94 | $230 |
| Farmers | $105 | $185 |
| UAIC | $112 | $141 |
2022 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $487 | $445 | $410 | $348 | $294 | $191 | $177 | $165 | $156 | $140 |
| State Farm | $508 | $447 | $395 | $341 | $301 | $256 | $233 | $208 | $190 | $167 |
| Travelers | $608 | $436 | $344 | $265 | $233 | $172 | $157 | $145 | $134 | $116 |
| Geico | $614 | $447 | $375 | $272 | $235 | $189 | $174 | $144 | $136 | $124 |
| Allstate | $762 | $597 | $481 | $356 | $319 | $248 | $225 | $213 | $201 | $177 |
| Progressive | $800 | $646 | $536 | $298 | $260 | $210 | $188 | $167 | $154 | $132 |
| Farmers | $1,156 | $857 | $762 | $473 | $446 | $340 | $303 | $290 | $275 | $231 |
Cost of Car Insurance for 2021 Honda CR-V
| Geico | $47 | $101 |
| Travelers | $51 | $94 |
| National General | $51 | $104 |
| Progressive | $55 | $103 |
| Nationwide | $58 | $100 |
| Kemper | $58 | $119 |
| State Farm | $61 | $126 |
| AAA | $73 | $151 |
| Chubb | $77 | $152 |
| Allstate | $77 | $149 |
| Amica | $77 | $158 |
| The Hartford | $79 | $135 |
| AIG | $88 | $215 |
| Farmers | $98 | $173 |
| UAIC | $105 | $131 |
2021 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $454 | $415 | $382 | $324 | $274 | $178 | $165 | $154 | $145 | $130 |
| State Farm | $473 | $416 | $368 | $318 | $281 | $239 | $217 | $194 | $177 | $156 |
| Travelers | $567 | $406 | $320 | $247 | $218 | $160 | $146 | $135 | $124 | $108 |
| Geico | $573 | $417 | $350 | $254 | $219 | $176 | $162 | $134 | $127 | $115 |
| Allstate | $710 | $556 | $449 | $332 | $297 | $231 | $210 | $198 | $187 | $165 |
| Progressive | $746 | $603 | $500 | $278 | $243 | $196 | $175 | $156 | $144 | $123 |
| Farmers | $1,078 | $799 | $711 | $441 | $416 | $317 | $283 | $270 | $257 | $215 |
Cost of Car Insurance for 2020 Honda CR-V
| Geico | $101 | $217 |
| National General | $110 | $225 |
| Travelers | $138 | $253 |
| State Farm | $142 | $293 |
| Progressive | $157 | $293 |
| Nationwide | $168 | $290 |
| Kemper | $170 | $344 |
| Amica | $171 | $348 |
| AAA | $171 | $353 |
| The Hartford | $179 | $305 |
| Allstate | $184 | $353 |
| Chubb | $192 | $376 |
| AIG | $219 | $542 |
| Farmers | $220 | $388 |
| UAIC | $261 | $323 |
2020 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,103 | $970 | $859 | $741 | $654 | $556 | $506 | $451 | $412 | $363 |
| Geico | $1,226 | $891 | $748 | $542 | $468 | $377 | $348 | $288 | $272 | $248 |
| Nationwide | $1,318 | $1,206 | $1,112 | $943 | $796 | $516 | $478 | $446 | $421 | $377 |
| Travelers | $1,492 | $1,075 | $847 | $654 | $575 | $430 | $392 | $362 | $333 | $290 |
| Allstate | $1,702 | $1,335 | $1,070 | $784 | $703 | $549 | $498 | $470 | $442 | $392 |
| Progressive | $2,140 | $1,722 | $1,427 | $793 | $692 | $560 | $498 | $445 | $409 | $351 |
| Farmers | $2,404 | $1,779 | $1,586 | $985 | $930 | $706 | $631 | $603 | $574 | $483 |
Cost of Car Insurance for 2019 Honda CR-V
| Geico | $90 | $193 |
| National General | $98 | $201 |
| Travelers | $123 | $225 |
| State Farm | $127 | $262 |
| Progressive | $140 | $261 |
| Nationwide | $150 | $258 |
| Kemper | $152 | $306 |
| Amica | $152 | $310 |
| AAA | $152 | $315 |
| The Hartford | $159 | $272 |
| Allstate | $164 | $315 |
| Chubb | $171 | $336 |
| AIG | $195 | $483 |
| Farmers | $197 | $346 |
| UAIC | $233 | $289 |
2019 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $984 | $866 | $766 | $661 | $584 | $496 | $451 | $403 | $368 | $324 |
| Geico | $1,094 | $795 | $667 | $483 | $417 | $337 | $310 | $257 | $243 | $221 |
| Nationwide | $1,176 | $1,076 | $992 | $841 | $710 | $460 | $427 | $398 | $376 | $336 |
| Travelers | $1,331 | $959 | $755 | $583 | $513 | $383 | $350 | $323 | $297 | $259 |
| Allstate | $1,518 | $1,191 | $954 | $699 | $627 | $489 | $444 | $419 | $394 | $349 |
| Progressive | $1,909 | $1,536 | $1,273 | $708 | $617 | $499 | $445 | $397 | $365 | $313 |
| Farmers | $2,145 | $1,587 | $1,415 | $879 | $830 | $630 | $563 | $538 | $512 | $431 |
Cost of Car Insurance for 2018 Honda CR-V
| Geico | $80 | $173 |
| National General | $88 | $179 |
| Travelers | $110 | $201 |
| State Farm | $113 | $234 |
| Progressive | $125 | $233 |
| Nationwide | $134 | $231 |
| Kemper | $135 | $274 |
| Amica | $136 | $277 |
| AAA | $136 | $281 |
| The Hartford | $143 | $243 |
| Allstate | $146 | $281 |
| Chubb | $153 | $300 |
| AIG | $175 | $432 |
| Farmers | $176 | $309 |
| UAIC | $208 | $258 |
2018 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $879 | $774 | $685 | $591 | $522 | $444 | $403 | $360 | $329 | $289 |
| Geico | $978 | $711 | $597 | $432 | $373 | $301 | $277 | $230 | $217 | $198 |
| Nationwide | $1,051 | $962 | $886 | $752 | $635 | $412 | $381 | $356 | $336 | $301 |
| Travelers | $1,190 | $857 | $675 | $521 | $458 | $343 | $313 | $288 | $266 | $232 |
| Allstate | $1,357 | $1,065 | $853 | $625 | $560 | $437 | $397 | $375 | $353 | $312 |
| Progressive | $1,707 | $1,373 | $1,138 | $632 | $552 | $446 | $397 | $354 | $326 | $280 |
| Farmers | $1,917 | $1,419 | $1,264 | $785 | $742 | $563 | $503 | $481 | $458 | $385 |
Cost of Car Insurance for 2017 Honda CR-V
| Geico | $75 | $161 |
| National General | $81 | $167 |
| Travelers | $102 | $187 |
| State Farm | $105 | $217 |
| Progressive | $116 | $217 |
| Nationwide | $125 | $215 |
| Kemper | $126 | $255 |
| Amica | $126 | $258 |
| AAA | $127 | $262 |
| The Hartford | $133 | $226 |
| Allstate | $136 | $262 |
| Chubb | $142 | $279 |
| AIG | $162 | $402 |
| Farmers | $163 | $287 |
| UAIC | $193 | $240 |
2017 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $817 | $719 | $637 | $549 | $485 | $412 | $375 | $335 | $306 | $269 |
| Geico | $909 | $661 | $555 | $402 | $347 | $280 | $258 | $214 | $202 | $184 |
| Nationwide | $977 | $894 | $824 | $699 | $590 | $383 | $355 | $331 | $312 | $280 |
| Travelers | $1,106 | $797 | $628 | $485 | $426 | $318 | $291 | $268 | $247 | $215 |
| Allstate | $1,262 | $990 | $793 | $581 | $521 | $407 | $369 | $348 | $328 | $290 |
| Progressive | $1,587 | $1,277 | $1,058 | $588 | $513 | $415 | $369 | $330 | $303 | $260 |
| Farmers | $1,782 | $1,319 | $1,176 | $730 | $689 | $524 | $468 | $447 | $425 | $358 |
Cost of Car Insurance for 2016 Honda CR-V
| Geico | $60 | $130 |
| National General | $66 | $135 |
| Travelers | $83 | $151 |
| State Farm | $85 | $176 |
| Progressive | $94 | $175 |
| Nationwide | $101 | $173 |
| Kemper | $102 | $206 |
| Amica | $102 | $208 |
| AAA | $102 | $211 |
| The Hartford | $107 | $182 |
| Allstate | $110 | $211 |
| Chubb | $115 | $225 |
| AIG | $131 | $324 |
| Farmers | $132 | $232 |
| UAIC | $156 | $194 |
2016 Honda CR-V Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $660 | $581 | $514 | $444 | $392 | $333 | $303 | $270 | $247 | $217 |
| Geico | $734 | $534 | $448 | $324 | $280 | $226 | $208 | $173 | $163 | $149 |
| Nationwide | $789 | $722 | $666 | $565 | $477 | $309 | $286 | $267 | $252 | $226 |
| Travelers | $894 | $644 | $507 | $392 | $344 | $257 | $235 | $216 | $200 | $174 |
| Allstate | $1,019 | $799 | $641 | $469 | $421 | $328 | $298 | $281 | $265 | $234 |
| Progressive | $1,282 | $1,031 | $854 | $475 | $414 | $335 | $298 | $266 | $245 | $210 |
| Farmers | $1,440 | $1,065 | $950 | $590 | $557 | $423 | $378 | $361 | $344 | $289 |
Honda CR-V Insurance Cost by Trim
Honda CR-V insurance costs range from $247 monthly for full coverage on high-performance Ex-L W/Navigation Sport Utility 4d models down to just $60 for minimum coverage on basic Special Edition Sport Utility 4d trims. Your trim's performance features, market value, and rarity determine where you'll fall in this range.
| Special Edition Sport Utility 4d | $60 | $117 |
| Lx | $71 | $138 |
| Sport Suv 4d | $73 | $141 |
| Ex | $77 | $150 |
| Se Sport Utility 4d | $78 | $150 |
| Sport | $82 | $159 |
| Ex-L | $82 | $160 |
| Sport Touring Sport Utility 4d | $85 | $165 |
| Lx Sport Utility 4d | $86 | $165 |
| Sport L | $89 | $172 |
| Ex Sport Utility 4d | $92 | $177 |
| Sport Touring | $96 | $186 |
| Ex-L Sport Utility 4d | $101 | $196 |
| Touring Sport Utility 4d | $109 | $210 |
| E:Fcev | $121 | $236 |
| Ex-L W/Navigation Sport Utility 4d | $128 | $247 |
Honda CR-V Insurance Cost by State
Honda CR-V insurance costs vary by location, ranging from just $32 monthly in Wyoming to $185 in Louisiana for minimum coverage. These differences reflect your state's risk factors and insurance regulations rather than anything specific to the CR-V itself.
| Alabama | $76 | $144 |
| Alaska | $64 | $136 |
| Arizona | $109 | $204 |
| Arkansas | $73 | $162 |
| California | $86 | $174 |
| Colorado | $87 | $207 |
| Connecticut | $127 | $219 |
| Delaware | $132 | $222 |
| Florida | $124 | $286 |
| Georgia | $137 | $225 |
| Hawaii | $48 | $108 |
| Idaho | $50 | $101 |
| Illinois | $83 | $154 |
| Indiana | $59 | $116 |
| Iowa | $49 | $119 |
| Kansas | $65 | $153 |
| Kentucky | $115 | $195 |
| Louisiana | $185 | $396 |
| Maine | $47 | $96 |
| Maryland | $141 | $237 |
| Massachusetts | $94 | $197 |
| Michigan | $141 | $271 |
| Minnesota | $74 | $152 |
| Mississippi | $78 | $155 |
| Missouri | $104 | $208 |
| Montana | $62 | $148 |
| Nebraska | $66 | $150 |
| Nevada | $169 | $306 |
| New Hampshire | $63 | $112 |
| New Jersey | $154 | $253 |
| New Mexico | $74 | $164 |
| New York | $114 | $204 |
| North Carolina | $74 | $144 |
| North Dakota | $53 | $115 |
| Ohio | $69 | $133 |
| Oklahoma | $83 | $183 |
| Oregon | $114 | $200 |
| Pennsylvania | $76 | $178 |
| Rhode Island | $113 | $201 |
| South Carolina | $95 | $177 |
| South Dakota | $46 | $141 |
| Tennessee | $71 | $144 |
| Texas | $117 | $242 |
| Utah | $100 | $170 |
| Vermont | $39 | $93 |
| Virginia | $87 | $142 |
| Washington | $85 | $158 |
| West Virginia | $77 | $157 |
| Wisconsin | $58 | $128 |
| Wyoming | $32 | $96 |
How to Lower the Cost of Honda CR-V Insurance
Here's how to find affordable Honda CR-V insurance rates that won't break your budget:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Honda CR-V based on ownership status. Own it outright? Get state minimum liability plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by researching average auto insurance costs for compact SUVs like your CR-V. This benchmark aids in shopping for the cheapest car insurance companies with competitive rates. Understanding typical costs for your vehicle type helps you identify genuinely good deals versus inflated pricing from various insurers.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes alone. Check J.D. Power satisfaction ratings, examine forum discussions about claims processing, review Better Business Bureau complaints and confirm AM Best financial stability ratings. Budget insurers might offer limited coverage options or slower customer service when you need assistance most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation and Honda CR-V. Owners qualify for safety features discounts due to Honda Sensing technology, multi-vehicle discounts for insuring multiple cars, bundling savings when combining auto and home policies, and good driver discounts for clean driving records. These savings can reduce your annual premiums.
- 5Consider alternative car insurance types
Honda CR-V owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These telematics programs track your safe driving habits, including smooth acceleration, gentle braking and adherence to speed limits. Safe drivers often see premium reductions of 10-25% through these monitoring programs that reward responsible driving behavior.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually to ensure competitive pricing. Your current insurer doesn't notify you when competitors lower their rates, making regular comparisons essential. Annual rate shopping could save up to 24% on your Honda CR-V insurance, especially as your driving record improves or your vehicle depreciates in value over time.
Honda CR-V Insurance Cost: Bottom Line
Honda CR-V insurance runs average in cost, though you can definitely secure decent rates. Compare quotes from multiple insurers, claim available discounts and adjust your coverage choices to find better pricing.
Honda CR-V Insurance Rates: FAQ
What is the average cost of car insurance for a Honda CR-V?
Honda CR-V insurance costs average $1,108 annually for state minimum coverage and $2,139 for full coverage. This equals roughly $92 monthly for minimum and $178 monthly for comprehensive protection.
What company has the cheapest car insurance for a Honda CR-V?
GEICO provides the most affordable auto insurance for Honda CR-V owners at $771 annually for minimum coverage. Full coverage seekers also get the best rates with Geico at $1,663 per year.
Are Honda CR-Vs expensive to insure?
No, Honda CR-V insurance is not expensive compared to most vehicles. Among SUVs, this model places 100th out of 256 for affordability, while ranking 400th out of 827 total vehicles we track.
What factors affect insurance costs for Honda CR-Vs?
Multiple factors affect Honda CR-V insurance costs. The vehicle's excellent safety ratings help reduce premiums, while moderate theft rates and affordable repair costs keep coverage expenses reasonable. Your personal driving record, credit score, and chosen coverage levels impact your final rates.
How can I lower Honda CR-V insurance costs?
Compare quotes from several insurers since Honda CR-V pricing differs between companies, and explore usage-based programs that monitor safe driving. Maximize available discounts, bundle policies and keep your driving record clean to secure better rates.
How We Determined Honda CR-V Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Honda CR-V insurance costs.
Who We Based These Rates On
These Honda CR-V prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.