A Honda Passport's annual full coverage cost ranges from $1,132 with State Farm to $6,339 for 16-year-olds. Rates vary based on model year, driver's age, location, driving history, coverage level and insurer. This article explores Honda Passport insurance costs, highlighting the best companies and affordable options.
Honda Passport Insurance Cost
Updated: March 17, 2025
Key Takeaways
State Farm offers the most affordable minimum coverage across all Honda Passport model years, costing $436 annually.
The average insurance cost for a Honda Passport is $594 annually for minimum coverage and $1,482 for full coverage.
We analyzed data from 1,195 Honda Passport insurance quotes from Quadrant Information Services to provide accurate and comprehensive insights.
Honda Passport Insurance Rates
What Is the Average Honda Passport Car Insurance Cost?
Honda Passport full coverage insurance costs about $124 monthly or $1,482 annually, based on a 40-year-old male driver with a clean record. Expect to pay around $50 monthly or $594 yearly for minimum coverage.
| Minimum Coverage | $594 |
| Full Coverage | $1,482 |
Read more: Average Cost of Car Insurance
Honda Passport Insurance Costs by Company
Insurance for a Honda Passport ranges from $1,166 to $2,766 annually, varying by age, model year and coverage level. The table below compares average Honda Passport insurance rates with the averages for all vehicles from several national and mid-size providers.
| Allstate | $1,739 | $1,810 | -4% |
| Auto-Owners | $1,263 | $1,226 | 3% |
| Farmers | $1,736 | $1,955 | -11% |
| GEICO | $1,193 | $1,332 | -10% |
| Kemper | $2,766 | $2,208 | 25% |
| Nationwide | $1,448 | $1,588 | -9% |
| Progressive | $1,617 | $1,742 | -7% |
| State Farm | $1,166 | $1,268 | -8% |
| Travelers | $1,327 | $1,521 | -13% |
| USAA | $1,180 | $1,199 | -2% |
Read more: Best Car Insurance Companies
Cost of Insuring a Honda Passport by Model Year
The year your Honda Passport was produced can affect your insurance rates, with older models often being cheaper. For example, full coverage for a 2022 model costs $1,508 annually, while a 2019 model costs $1,477. Below are the average full and minimum coverage rates for every Passport production year.
| 2022 | $599 | $1,508 |
| 2021 | $601 | $1,492 |
| 2020 | $609 | $1,482 |
| 2019 | $616 | $1,477 |
Honda Passport Insurance Costs by Driver Age
Honda Passport insurance rates vary widely depending on the driver's age. For example, 40-year-olds pay an average of $1,490 annually for full coverage, while 16-year-olds face rates around $6,339. Below are the average minimum and full coverage rates for different ages.
| 16 | $2,721 | $6,339 |
| 17 | $2,222 | $5,168 |
| 18 | $1,938 | $4,547 |
| 19 | $1,371 | $3,269 |
| 20 | $1,234 | $2,976 |
| 21 | $984 | $2,417 |
| 22 | $898 | $2,224 |
| 23 | $834 | $2,077 |
| 24 | $792 | $1,976 |
| 25 | $705 | $1,765 |
| 26 | $687 | $1,724 |
| 27 | $671 | $1,684 |
| 28 | $660 | $1,657 |
| 29 | $651 | $1,633 |
| 30 | $629 | $1,574 |
| 35 | $613 | $1,520 |
| 40 | $606 | $1,490 |
| 45 | $602 | $1,468 |
| 50 | $587 | $1,424 |
| 55 | $572 | $1,387 |
| 60 | $572 | $1,383 |
| 65 | $609 | $1,431 |
| 70 | $661 | $1,530 |
| 75 | $733 | $1,673 |
| 80 | $829 | $1,855 |
| 85 | $895 | $1,989 |
| 90 | $943 | $2,080 |
Honda Passport Insurance Rates Explained
Your car insurance rates depend on your driver profile and vehicle-specific factors. Key vehicle-related factors influencing rates include make, model, age and features.
Honda Passport Rates vs. National Average
All Vehicles
Average Full Coverage Rate
$1,296Honda Passport
Average Full Coverage Rate
$1,482Premiums for Honda Passport are:$186 more
This is 14% more expensive.
Value
The Honda Passport's MSRP is $49,365, which classifies it as an SUV. This affects insurance costs, as insurers consider the vehicle's value when determining premiums.
Repair costs
The Honda Passport’s annual repair cost is $371, below the national average, which may contribute to lower insurance premiums.
Performance
The Honda Passport’s 0-to-60 time of 5.9 seconds and 280 horsepower don't classify it as a high-performance vehicle, which may help keep insurance costs lower.
Vehicle age
Newer Honda Passports are typically more expensive to insure than older ones.
Safety features
Safety features like stability control, airbags and antilock brakes can qualify the Honda Passport for insurance discounts.
Vehicle size
Larger vehicles like the Honda Passport, with a curb weight of 4,262 lbs, may cost more to insure.
Trim level
Higher trim levels like the Honda Passport's Black Edition often feature premium upgrades, leading to higher insurance costs.
Theft rates
Vehicles with higher theft rates, like the Honda Passport, may cost more to insure.
Anti-theft features
Anti-theft features in the Honda Passport, such as a standard security system, can qualify for lower premiums.
Cheapest Honda Passport Insurance
State Farm offers the most affordable car insurance at $436 per year for minimum coverage, based on a 40-year-old male driver with a clean record. Below is a breakdown of the cheapest Honda Passport insurance rates across coverage levels, age groups, driving records, model years and more.
Cheapest Honda Passport Insurance by Coverage Level
Choosing your coverage level greatly affects your Honda Passport insurance rate. State Farm provides the lowest average minimum and full coverage rates. Below is a breakdown of the cheapest providers for each type.
Cheapest Honda Passport Minimum Coverage
State Farm offers the cheapest minimum coverage for a Honda Passport at $36 monthly, followed closely by GEICO at $39. Nationwide and Travelers are also affordable at $51.
| USAA | $36 | $428 |
| State Farm | $36 | $436 |
| GEICO | $39 | $465 |
| Travelers | $51 | $606 |
| Nationwide | $51 | $613 |
| Allstate | $55 | $660 |
| Progressive | $59 | $705 |
| Farmers | $59 | $712 |
*State Farm offers non-military-affiliated Honda Passport owners the lowest average minimum coverage insurance rate. USAA is the most affordable option for military-affiliated drivers.
Best Honda Passport Insurance Rates by Model Year
The above list doesn't consider the model production year, so lower rates might be available based on your vehicle's age. Explore the table below to find the cheapest minimum coverage rates for each Honda Passport production year.
Data filtered by:Results filtered by:
Select
Model Year:2022
| Allstate | $653 | $54 |
| Farmers | $729 | $61 |
| GEICO | $462 | $39 |
| Nationwide | $586 | $49 |
| Progressive | $693 | $58 |
| State Farm | $426 | $36 |
| Travelers | $598 | $50 |
| USAA | $416 | $35 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Honda Passport Insurance
State Farm offers the cheapest full coverage for a Honda Passport at $94 per month or $1,132 annually. Below is the complete list of full coverage car insurance providers and rates.
| State Farm | $94 | $1,132 |
| USAA | $95 | $1,140 |
| GEICO | $97 | $1,163 |
| Travelers | $111 | $1,328 |
| Nationwide | $113 | $1,359 |
| Progressive | $130 | $1,564 |
| Farmers | $137 | $1,643 |
| Allstate | $139 | $1,672 |
Cheapest Honda Passport Insurance by Age
Drivers aged 16 to 25 and 55 and older often pay more for Honda Passport insurance. Below is a breakdown of the cheapest options by age.
Cheapest Honda Passport Insurance for Young Drivers
For Honda Passport drivers aged 16 to 25, State Farm offers the cheapest minimum coverage at $949 annually or $79 monthly. Below is the complete list of affordable auto insurance options for young drivers.
| USAA | $74 | $891 |
| State Farm | $79 | $949 |
| GEICO | $89 | $1,074 |
| Travelers | $100 | $1,200 |
| Allstate | $126 | $1,515 |
| Nationwide | $133 | $1,594 |
| Farmers | $157 | $1,879 |
| Progressive | $163 | $1,961 |
*State Farm is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Honda Passport Insurance for Seniors
State Farm offers the cheapest car insurance for seniors aged 55 and up at $40 monthly or $478 annually. See the full list of affordable Honda Passport insurers below.
| State Farm | $40 | $478 |
| GEICO | $46 | $547 |
| USAA | $47 | $570 |
| Travelers | $59 | $704 |
| Nationwide | $60 | $718 |
| Allstate | $67 | $800 |
| Progressive | $75 | $898 |
| Farmers | $80 | $958 |
Cheapest Honda Passport Insurance After an Accident
State Farm, GEICO and Travelers offer Honda Passport drivers the most affordable car insurance after an accident. Explore the complete list of providers below.
| State Farm | $46 | $548 |
| USAA | $54 | $652 |
| GEICO | $60 | $723 |
| Travelers | $72 | $863 |
| Allstate | $75 | $899 |
| Nationwide | $78 | $934 |
| Progressive | $96 | $1,158 |
| Farmers | $113 | $1,355 |
Honda Passport Insurance Cost: Bottom Line
Compare car insurance rates from different providers regularly to find the most affordable options. This article covers Honda Passport insurance costs across various demographics and highlights the cheapest providers.
Honda Passport Insurance Rates: FAQ
Below are some frequently asked questions about the costs of insuring a Honda Passport.
What company has the cheapest car insurance for a Honda Passport?
State Farm offers the cheapest insurance for a Honda Passport, with an annual minimum coverage rate of $436.
What is the average cost of car insurance for a Honda Passport?
The annual insurance cost for a Honda Passport is $594 for minimum coverage and $1,482 for full coverage.
Honda Passport Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and 1,195 Honda Passport insurance quotes from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring a Honda Passport:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine Honda Passport insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your Honda Passport.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis also includes average rates for a full coverage policy that includes comprehensive and collision coverage (with a $1,000 deductible) and the following increased liability coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.