Updated: January 15, 2025
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The cost of insuring a Mercedes AMG C 63 is highly dependent on the driver's age. For example, a 16-year-old driver with a 2009 model pays around $7,630 per year for car insurance, whereas a 40-year-old spends $1,667 annually. Rates for a 2021 model are $10,831 for a 16-year-old and $2,398 for a 40-year-old.
MoneyGeek has rated the leading auto insurance companies for the Mercedes AMG C 63, considering affordability, customer satisfaction and claims handling.
When seeking affordable insurance for a Mercedes AMG C 63, two crucial aspects to focus on are full and minimum coverage options. Here’s a breakdown based on the provided data:
Full Coverage Insurance:
1. State Farm
- **Annual Premium: $**1,575
- Highlights:
- Best combination of affordability and service with a MoneyGeek score of 90 out of 100.
- Provides the most budget-friendly full coverage policy for a Mercedes AMG C 63.
2. Allstate
- Annual Premium: $2,406
- Highlights:
- More expensive than State Farm, but still an option for those comparing prices.
Minimum Coverage Insurance:
1. GEICO
- Annual Premium: $477
- Highlights:
- Offers the cheapest minimum coverage policy, ideal for budget-conscious individuals.
2. Farmers
- Annual Premium: $710
- Highlights:
- The most expensive option for minimum coverage, recommending careful consideration of alternate providers for savings.
Considerations:
- Driver's Age Impact: Insurance costs vary significantly with age. Young drivers, especially those aged 16, face much higher premiums compared to 40-year-old drivers.
- Model Year Effects: Older models, like a 2009 Mercedes AMG C 63, typically have lower premiums ($1,667 annually) compared to newer models like the 2021 version ($2,398).
Recommendations:
- For full coverage, prioritize State Farm due to its favorable balance of cost and service quality.
- For minimum coverage, GEICO stands out as the economical choice.
- Always consider additional factors like driver experience, age, and location when comparing insurance options.
By focusing on both affordability and service quality, you can effectively select the most suitable insurance policy for your Mercedes AMG C 63, ensuring coverage without compromising on cost-efficiency.
The best car insurance provider for a Mercedes AMG C 63, based on MoneyGeek's research, is State Farm. They offer the most affordable premiums and have an excellent service record, making them a standout choice. Here's a breakdown of the relevant details:
- MoneyGeek Score: 90 out of 100
- Annual Premium for Full Coverage: $1,575
State Farm combines cost-effectiveness with quality service, providing exceptional value for drivers looking to insure their Mercedes AMG C 63.
Age significantly influences car insurance premiums, primarily due to differences in risk profile and driving experience associated with various age groups. Younger drivers, particularly teenagers, generally face much higher insurance rates compared to older, more experienced drivers. This is because younger drivers are statistically more likely to be involved in accidents, making them riskier and more costly for insurance companies to cover.
Costs and Rate Differences by Age for a Mercedes AMG C 63
- 16-Year-Old Driver:
- For a 2009 Mercedes AMG C 63: Approximately $7,630 per year.
- For a 2021 Mercedes AMG C 63: Approximately $10,831 per year.
- On average, a 16-year-old pays $9,225 annually to insure a Mercedes AMG C 63.
- 40-Year-Old Driver:
- For a 2009 Mercedes AMG C 63: Approximately $1,667 per year.
- For a 2021 Mercedes AMG C 63: Approximately $2,398 per year.
- On average, a 40-year-old pays $2,041 annually to insure a Mercedes AMG C 63.
Age-Related Rate Trends
Insurance rates tend to decrease with age due to accumulated driving experience and lower risk of accidents:
- Teenagers (16-19 years): Face the highest rates due to inexperience and higher accident likelihood.
- Young Adults (20-29 years): Rates start to decrease as drivers gain more experience.
- Mid-Life Drivers (30-40 years): Often enjoy significantly reduced rates, as they are considered low-risk based on their driving history and maturity.
Rate Stabilization
For most drivers, rates begin to stabilize in their twenties and reach a more affordable level by their thirties and forties. This stabilization is due to their established driving habits and lower likelihood of filing claims.
Factors Impacting Cost
In addition to age, several other elements affect the cost of insuring a Mercedes AMG C 63, including:
- Car Model Year: Older models like the 2009 version typically incur lower insurance costs compared to newer models, such as the 2021 Mercedes AMG C 63, due to depreciation and lower replacement values.
- Insurance Provider: Different companies offer varying rates. For instance, State Farm provides more affordable options with good service ratings.
- Driver's Location: Insurance costs can vary by state, with some states like Florida having higher rates compared to others like Idaho.
Recommendations
To manage insurance costs effectively, young drivers, particularly teenagers, may benefit from being added to a family insurance plan, which can be significantly cheaper than purchasing individual policies. Additionally, comparing quotes from various insurance companies is crucial to finding the most affordable and suitable coverage.
Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze average rates for a Mercedes AMG C 63.
These rates were updated to reflect the average cost of car insurance for a Mercedes AMG C 63 as of 2023.
The average cost to insure a Mercedes AMG C 63 is $2,104 per year, but the price may vary depending on the insurance company you choose. State Farm offers the most affordable car insurance option for a Mercedes AMG C 63 at $1,575 per year for a full coverage policy, while Allstate charges $2,406 annually. Minimum coverage insurance costs an average of $550 per year, with GEICO providing the most inexpensive policy at $477 annually. Farmers is the priciest option at around $710 per year.
| State Farm | $1,575 |
| GEICO | $1,657 |
| Nationwide | $1,878 |
| Progressive | $2,242 |
| Travelers | $2,266 |
| Farmers | $2,404 |
| Allstate | $2,406 |
Insurance companies consider various factors when determining the cost of insuring a Mercedes AMG C 63. Compared to other hybrid models, this car tends to be more expensive to insure.
There are several reasons why cars like the Mercedes AMG C 63 are more expensive to insure than others, including their overall value, repair costs and the likelihood of theft. Typically, pricier cars come with more expensive repair costs, resulting in higher premiums.
When looking for car insurance for your Mercedes AMG C 63, consider affordability, but also the quality of service and claims handling the company provides.
According to MoneyGeek's research, the best car insurance providers for a Mercedes AMG C 63 are:
State Farm is an excellent option for Mercedes AMG C 63 owners as it offers a combination of affordable premiums and exceptional service.
Offers the lowest premiums
Quality customer service
Only offers three add-on options
Below-average claims management score
State Farm stands out as the best option for insuring your Mercedes AMG C 63 due to its affordable pricing and high level of customer satisfaction. The company offers the cheapest average rates in the country for insuring a Mercedes AMG C63.
State Farm offers roadside assistance coverage, which pays for expenses related to vehicle towing, locksmith services, labor and delivery costs for gas, oil, battery or tires during covered emergencies on the road.
You can also add rental car and travel reimbursement coverage to your policy. This coverage pays for a rental car, meals, lodging and transportation if your Mercedes AMG C 63 is unusable due to a covered incident.
Offers the second cheapest rates
Quality customer service
Subpar claims management score
Does not offer OEM coverage and gap insurance
MoneyGeek picks GEICO as the second-best car insurance provider for the Mercedes AMG C 63, thanks to its quality customer service and affordability. Compared to other insurance companies surveyed, GEICO's rates are the second-lowest. In addition to its competitive pricing, GEICO offers several coverage options to enhance your Mercedes AMG C 63 policy.
One add-on option is mechanical breakdown insurance (MBI), which covers all parts and systems beyond the standard services most dealer extended warranties offer. GEICO also provides roadside assistance coverage, which includes services such as tire changes, towing, jump starts and lockout services.
In addition, GEICO offers accident forgiveness coverage, which protects policyholders from facing a surcharge after their first at-fault accident. If you’re over 21 and have been accident-free for five years, you may even get this coverage for free.
The age of your Mercedes AMG C 63 will affect its average auto insurance rates. Generally, older cars tend to have lower premiums than newer ones as they depreciate. For instance, insuring a 2009 Mercedes AMG C 63 costs an average of $1,667 per year, while a 2021 model costs around $2,398 per year to insure.
| 2021 | $2,398 |
| 2020 | $2,333 |
| 2019 | $2,322 |
| 2018 | $2,285 |
| 2017 | $2,169 |
| 2016 | $2,108 |
| 2015 | $2,022 |
| 2014 | $1,941 |
| 2013 | $1,918 |
| 2012 | $1,866 |
| 2011 | $1,771 |
| 2010 | $1,733 |
| 2009 | $1,667 |
Your car's model year and your preferred insurance provider can impact the average cost of your auto insurance. State Farm stands out as the most cost-effective option for both 2009 and 2021 Mercedes AMG C 63 models, with rates of around $1,158 and $1,899 per year, respectively.
| State Farm | $1,899 |
| Nationwide | $1,994 |
| GEICO | $2,179 |
| Farmers | $2,537 |
| Travelers | $2,755 |
| Progressive | $2,767 |
| Allstate | $3,079 |
Car insurance rates for young drivers, especially teenagers and those in their twenties, are typically higher than those for drivers 30 and older due to their lack of experience behind the wheel and higher risk of accidents.
On average, a 16-year-old driver buying insurance for a Mercedes AMG C 63 pays $9,225 per year, whereas a 40-year-old driver only pays $2,041 per year.
As drivers gain more experience and age, teen car insurance rates tend to decrease. Rates generally stabilize once drivers reach their twenties.
Enrolling teenage drivers in a family plan is a cost-effective alternative to buying them an individual policy. State Farm charges around $3,686 per year to insure a 16-year-old driver of a 2009 Mercedes AMG C 63, while the same policy with Progressive costs approximately $11,990 per year. Always compare rates from different companies to find the most affordable option for your family.
| State Farm | $3,686 |
| GEICO | $5,990 |
| Nationwide | $6,681 |
| Travelers | $7,748 |
| Allstate | $7,903 |
| Farmers | $10,178 |
| Progressive | $11,990 |
Auto insurance premiums are calculated based on several factors, such as model year, car make and the driver’s age. However, your location can also significantly affect your insurance costs.
Our research indicates that Florida has the highest insurance rates, while Idaho has the lowest. Moreover, the cheapest insurance provider for a particular car model may vary by state. To secure the best deal for your Mercedes AMG C 63, compare quotes from the most affordable insurers in your area.
| Alabama | Nationwide | $709 | $59 |
| Alaska | State Farm | $699 | $58 |
| Arizona | Root Insurance Company | $682 | $57 |
| Arkansas | State Farm | $629 | $52 |
| California | AAA California | $1,001 | $83 |
| Colorado | American National P&C | $541 | $45 |
| Connecticut | GEICO | $693 | $58 |
| Delaware | State Farm | $881 | $73 |
| District of Columbia | GEICO | $662 | $55 |
| Florida | State Farm | $1,058 | $88 |
| Georgia | Country Financial | $665 | $55 |
| Hawaii | GEICO | $565 | $47 |
| Idaho | American National P&C | $299 | $25 |
| Illinois | Country Financial | $663 | $55 |
| Indiana | American Family | $555 | $46 |
| Iowa | State Farm | $509 | $42 |
| Kansas | Nationwide | $670 | $56 |
| Kentucky | Nationwide | $790 | $66 |
| Louisiana | Louisiana Farm Bureau | $1,048 | $87 |
| Maine | Concord Group | $521 | $43 |
| Maryland | Progressive | $938 | $78 |
| Massachusetts | State Farm | $483 | $40 |
| Michigan | GEICO | $898 | $75 |
| Minnesota | State Farm | $797 | $66 |
| Mississippi | Direct General Insurance | $723 | $60 |
| Missouri | Nationwide | $909 | $76 |
| Montana | Progressive | $437 | $36 |
| Nebraska | American National P&C | $405 | $34 |
| Nevada | CSAA | $940 | $78 |
| New Hampshire | State Farm | $540 | $45 |
| New Jersey | Plymouth Rock Assurance | $895 | $75 |
| New Mexico | State Farm | $644 | $54 |
| New York | Kemper | $781 | $65 |
| North Carolina | Erie | $630 | $52 |
| North Dakota | American Family | $616 | $51 |
| Ohio | Nationwide | $485 | $40 |
| Oklahoma | State Farm | $662 | $55 |
| Oregon | State Farm | $706 | $59 |
| Pennsylvania | Nationwide | $580 | $48 |
| Rhode Island | State Farm | $700 | $58 |
| South Carolina | American National P&C | $463 | $39 |
| South Dakota | Allstate | $746 | $62 |
| Tennessee | State Farm | $579 | $48 |
| Texas | State Farm | $699 | $58 |
| Utah | Nationwide | $725 | $60 |
| Vermont | State Farm | $493 | $41 |
| Virginia | American Family | $601 | $50 |
| Washington | PEMCO | $534 | $44 |
| West Virginia | Erie | $784 | $65 |
| Wisconsin | GEICO | $556 | $46 |
| Wyoming | State Farm | $745 | $62 |
If you're getting insurance for a Mercedes AMG C 63, you may have questions about affordability and quality. We provide answers below to help you get started.
The average cost of auto insurance for a Mercedes AMG C 63 is $2,104 per year, cheaper than the overall average of $2,415. Consider that car model year, driver's age, location, and preferred insurance provider can affect auto insurance rates. State Farm offers the most affordable rates for the average Mercedes AMG C 63 driver at around $1,575 per year.
Based on MoneyGeek’s research, State Farm is the best car insurance provider for a Mercedes AMG C 63. With a MoneyGeek score of 90 out of 100, it's a top choice for those seeking affordable rates and exceptional customer service. GEICO is our second choice and has a slightly lower affordability and customer service scores than State Farm.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a 5-time Jeopardy champion!
He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
