The cheapest full coverage insurance for a Nissan 370Z costs $1,139 annually, while the most expensive costs $6,851 for young drivers. Rates vary by the car’s model year, your age, location, driving history, coverage level and insurer. MoneyGeek details Nissan 370Z insurance costs, highlighting the best companies and most affordable options.
Nissan 370Z Insurance Cost
Updated: March 19, 2025
Key Takeaways
GEICO provides the most affordable minimum coverage across all Nissan 370Z model years at $467 annually.
The average yearly cost for a Nissan 370Z is $555 for minimum coverage and $1,557 for full coverage.
MoneyGeek analyzed 3,586 Nissan 370Z insurance quotes using Quadrant Information Services data. This ensures accurate and comprehensive insights.
Nissan 370Z Insurance Rates
What Is the Average Nissan 370Z Car Insurance Cost?
Full coverage for a Nissan 370Z costs about $130 monthly or $1,557 yearly, based on a 40-year-old male with a clean driving record. Minimum coverage averages $46 per month or $555 annually.
| Minimum Coverage | $555 |
| Full Coverage | $1,557 |
Read more: Average Cost of Car Insurance
Nissan 370Z Insurance Costs by Company
Nissan 370Z insurance costs range from $1,195 to $2,309 annually, depending on age, model year and coverage level. The table below compares these rates with averages for all vehicles from various national and mid-sized providers.
| Allstate | $1,991 | $1,808 | 10% |
| Auto-Owners | $1,333 | $1,225 | 9% |
| Farmers | $1,842 | $1,955 | -6% |
| GEICO | $1,443 | $1,330 | 8% |
| Kemper | $2,309 | $2,209 | 5% |
| Nationwide | $1,506 | $1,588 | -5% |
| Progressive | $1,819 | $1,741 | 4% |
| State Farm | $1,268 | $1,268 | 0% |
| Travelers | $1,662 | $1,519 | 9% |
| USAA | $1,195 | $1,199 | 0% |
Read more: Best Car Insurance Companies
Cost of Insuring a Nissan 370Z by Model Year
Your Nissan 370Z's production year affects your insurance rates, with older models typically costing less. For example, a 2020 model has an annual full coverage rate of $1,842, while a 2009 model costs $1,389. Below are the average full and minimum coverage rates for every model year.
| 2020 | $581 | $1,842 |
| 2019 | $562 | $1,759 |
| 2018 | $573 | $1,741 |
| 2017 | $547 | $1,673 |
| 2016 | $570 | $1,604 |
| 2015 | $566 | $1,536 |
| 2014 | $543 | $1,502 |
| 2013 | $566 | $1,467 |
| 2012 | $564 | $1,432 |
| 2011 | $549 | $1,418 |
| 2010 | $579 | $1,403 |
| 2009 | $585 | $1,389 |
Nissan 370Z Insurance Costs by Driver Age
Nissan 370Z insurance rates vary greatly by driver age. For example, 16-year-olds pay an average of $6,851 annually for full coverage, while 40-year-olds pay around $1,564. Below are the average minimum and full coverage rates based on different ages.
| 16 | $2,582 | $6,851 |
| 17 | $2,118 | $5,606 |
| 18 | $1,845 | $4,932 |
| 19 | $1,307 | $3,537 |
| 20 | $1,173 | $3,213 |
| 21 | $934 | $2,594 |
| 22 | $854 | $2,386 |
| 23 | $792 | $2,225 |
| 24 | $750 | $2,114 |
| 25 | $658 | $1,876 |
| 26 | $643 | $1,815 |
| 27 | $628 | $1,775 |
| 28 | $617 | $1,746 |
| 29 | $608 | $1,721 |
| 30 | $587 | $1,653 |
| 35 | $571 | $1,597 |
| 40 | $565 | $1,564 |
| 45 | $560 | $1,539 |
| 50 | $546 | $1,489 |
| 55 | $532 | $1,445 |
| 60 | $532 | $1,441 |
| 65 | $564 | $1,478 |
| 70 | $612 | $1,583 |
| 75 | $679 | $1,737 |
| 80 | $768 | $1,934 |
| 85 | $830 | $2,080 |
| 90 | $875 | $2,180 |
Nissan 370Z Insurance Rates Explained
Car insurance rates depend on a driver’s profile and factors tied to the vehicle, such as its make, model, age and repair costs. Below is a breakdown of these vehicle-related cost factors.
Nissan 370Z Rates vs. National Average
All Vehicles
Average Full Coverage Rate
$1,296Nissan 370Z
Average Full Coverage Rate
$1,557Premiums for Nissan 370Z are:$261 more
This is 20% more expensive.
Repair costs
The Nissan 370Z has a repair cost of $504, below the national average. Factors like part costs, labor and repair time can influence whether the vehicle’s insurance rates are higher or lower.
Vehicle age
Newer models typically cost more to insure than older ones. However, collector and classic vehicles can also be very expensive.
Vehicle size
Larger vehicles often cost more to insure because they can cause greater property damage. Weighing 3,486 lbs, the Nissan 370Z may have higher insurance costs than smaller vehicles.
Cheapest Nissan 370Z Insurance
GEICO offers the lowest annual rate for a Nissan 370Z at $467 for minimum coverage, based on a 40-year-old male driver with a clean record. Below is a breakdown of the cheapest car insurance rates for various coverage levels, age groups, driving records, model years and more.
Cheapest Nissan 370Z Insurance by Coverage Level
Choosing the right coverage level can greatly affect your Nissan 370Z insurance rate. GEICO offers the most affordable minimum coverage, while State Farm is the cheapest for full coverage. Below is a breakdown of the low-cost providers for both types.
Cheapest Nissan 370Z Minimum Coverage
For a Nissan 370Z, GEICO offers the most affordable minimum coverage at $39 per month. Other competitive options include State Farm ($40), Travelers ($45) and Nationwide ($50).
| USAA | $30 | $360 |
| GEICO | $39 | $467 |
| State Farm | $40 | $477 |
| Travelers | $45 | $544 |
| Nationwide | $50 | $594 |
| Farmers | $51 | $611 |
| Allstate | $54 | $653 |
| Progressive | $59 | $712 |
*GEICO offers non-military-affiliated Nissan 370Z owners the lowest average minimum coverage insurance rate. USAA is the most affordable option for military-affiliated drivers.
Best Nissan 370Z Insurance Rates by Model Year
Because the above list doesn't consider the production year, you might find lower rates for older Nissan 370Z vehicles. Use the table below to filter and find the cheapest minimum coverage rate for every Nissan 370Z model year.
Data filtered by:Results filtered by:
Select
Model Year:2009
| Allstate | $692 | $58 |
| Farmers | $672 | $56 |
| GEICO | $465 | $39 |
| Nationwide | $618 | $52 |
| Progressive | $697 | $58 |
| State Farm | $465 | $39 |
| Travelers | $578 | $48 |
| USAA | $399 | $33 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Nissan 370Z Insurance
State Farm offers the cheapest full coverage for a Nissan 370Z at $102 monthly or $1,230 annually. Below is the complete list of full coverage car insurance providers and rates.
| USAA | $95 | $1,139 |
| State Farm | $102 | $1,230 |
| GEICO | $116 | $1,390 |
| Nationwide | $118 | $1,416 |
| Travelers | $136 | $1,637 |
| Farmers | $142 | $1,710 |
| Progressive | $148 | $1,777 |
| Allstate | $157 | $1,890 |
*On average, State Farm is the cheapest insurer for non-military-affiliated Nissan 370Z owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.
Cheapest Nissan 370Z Insurance by Age
Drivers aged 16 to 25 and those 55 and up often pay more for Nissan 370Z insurance. Below is a breakdown of the cheapest options by age.
Cheapest Nissan 370Z Insurance for Young Drivers
For Nissan 370Z drivers aged 16 to 25, State Farm offers the cheapest minimum coverage at $1,047 annually or $87 monthly. Below is the complete list of affordable car insurance rates for young drivers.
| USAA | $61 | $737 |
| State Farm | $87 | $1,047 |
| GEICO | $91 | $1,091 |
| Travelers | $94 | $1,130 |
| Allstate | $123 | $1,473 |
| Nationwide | $128 | $1,539 |
| Farmers | $137 | $1,641 |
| Progressive | $176 | $2,106 |
*State Farm is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Nissan 370Z Insurance for Seniors
State Farm provides the cheapest car insurance for seniors aged 55 and up at $44 monthly or $525 annually. See the full list of cheap Nissan 370Z insurers below.
| USAA | $40 | $476 |
| State Farm | $44 | $525 |
| GEICO | $46 | $551 |
| Travelers | $54 | $651 |
| Nationwide | $58 | $696 |
| Allstate | $66 | $792 |
| Farmers | $68 | $811 |
| Progressive | $73 | $875 |
*State Farm is the cheapest insurer for non-military-affiliated senior drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Nissan 370Z Insurance After an Accident
State Farm, GEICO and Travelers offer Nissan 370Z drivers the cheapest car insurance after an accident. For more options, check out the complete list below.
| USAA | $45 | $540 |
| State Farm | $50 | $598 |
| GEICO | $61 | $728 |
| Travelers | $64 | $767 |
| Allstate | $74 | $886 |
| Nationwide | $75 | $901 |
| Progressive | $98 | $1,176 |
| Farmers | $101 | $1,212 |
*State Farm provides the lowest rates for non-military-affiliated at-fault Nissan 370Z drivers. USAA is the most affordable option for military-affiliated drivers.
Nissan 370Z Insurance Cost: Bottom Line
Regularly comparing car insurance rates from different providers can help you find the best deals. This article provides an in-depth look at Nissan 370Z insurance, covering costs across demographics and highlighting the most affordable providers.
Nissan 370Z Insurance Rates: FAQ
Below are answers to common questions about Nissan 370Z insurance costs to help you understand your options.
What company has the cheapest car insurance for a Nissan 370Z?
GEICO offers the cheapest insurance for a Nissan 370Z, with an annual minimum coverage rate of $467.
What is the average cost of car insurance for a Nissan 370Z?
The average annual cost of minimum coverage for a Nissan 370Z is $555. Full coverage averages $1,557.
Nissan 370Z Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and 3,586 Nissan 370Z insurance quotes from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring a Nissan 370Z:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine Nissan 370Z insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your Nissan 370Z.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis also includes average rates for a full coverage policy that includes comprehensive and collision coverage (with a $1,000 deductible) and the following increased liability coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.