Compare the Cost of Nissan 370Z Insurance by Model Year and Company


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Insurance rates for a Nissan 370Z can change based on your age and the car's model year. For instance, the annual cost to insure a 16-year-old driver with a 2009 model can be as high as $6,456, whereas a 40-year-old driver with the same car may only pay $1,405. On the other hand, insuring a 2020 model could cost a 16-year-old driver $8,484 annually, while a 40-year-old driver may pay $1,857 per year.

MoneyGeek has also ranked the best insurers offering exceptional service at affordable prices.

MoneyGeek Logo IconCar Insurance CostsNissan 370Z
2024

Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze the average rates for a Nissan 370Z.

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These rates were updated to reflect the average cost of car insurance for a Nissan 370Z as of 2023.

10Companies Compared
 
35,856Quotes Analyzed

Average Cost and Cheapest Companies for Insuring a Nissan 370Z

While the average cost to insure a Nissan 370Z is around $1,597 annually, you should compare rates to find the cheapest auto insurance policy that meets your needs. Rates can vary significantly between providers. State Farm offers the most affordable coverage at $1,227 per year for a full coverage policy, while Allstate is the most expensive at $1,886.

GEICO provides the cheapest coverage for minimum coverage at $475 per year, while Progressive is the most expensive at $735 per year.

Data filtered by:Results filtered by:
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Age:40
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Coverage:Full Coverage
State Farm$1,227
GEICO$1,394
Nationwide$1,413
Travelers$1,607
Farmers$1,727
Progressive$1,791
Allstate$1,886

Is a Nissan 370Z Expensive to Insure?

Auto insurance providers consider several factors when determining the cost to insure a Nissan 370Z, such as the driver's age, driving record, location and model year. Nissan 370Z insurance costs tend to be moderately expensive compared to other vehicles. Certain models are either cheaper or more costly to insure depending on their market values, repair costs and theft rates. Factors like safety ratings and anti-theft features may also influence the cost of car insurance.

Best Companies for Insuring a Nissan 370Z

The cost of insurance is incredibly important to consider when purchasing coverage for your Nissan 370Z. Evaluating any provider's quality of customer service and claims handling is also crucial. MoneyGeek's top-rated car insurance providers are:

  • State Farm: MoneyGeek score 90 out of 100 ($1,227 per year)
  • GEICO: MoneyGeek score 87 out of 100 ($1,394 per year)

Placing first, State Farm scored the highest for affordability and second-highest for customer satisfaction among the seven providers we analyzed. This insurer provides its customers with great customer service at a relatively low price.

MoneyGeek Top Pick: State Farm

State Farm

pros

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Offers the most affordable rates out of the seven providers we analyzed

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Second-best customer satisfaction rating

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Offers roadside assistance and rental car coverage

cons

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Does not offer gap insurance

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Poor claims management score

COMPANY HIGHLIGHTS

State Farm is the best auto insurance company for the Nissan 370Z, offering affordable premiums and exceptional customer service. It provides basic coverage options, including roadside assistance and rental car coverage.

In case of a breakdown, State Farm provides coverage for mechanical labor for up to one hour, towing services to the nearest repair shop and tire changes. While you'll be responsible for the costs of the items, State Farm will cover the delivery of essentials, such as gas, oil and batteries. The insurer will pay for up to one hour of locksmith labor if you get locked out of your vehicle, as well.

State Farm also provides rental car coverage that pays for car rental expenses up to a specific limit and travel expenses up to $500. If you're at fault in an accident in your rental car, State Farm will also cover up to $500 of your deductible.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

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Offers the second-cheapest premiums

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Ranked third for customer satisfaction

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Offers mechanical breakdown insurance (MBI) and accident forgiveness

cons

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Does not offer original equipment manufacturer (OEM) coverage

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Low claims management rating

COMPANY HIGHLIGHTS

If you're looking to insure your Nissan 370Z, GEICO provides excellent customer service at an affordable price. It ranks second in affordability and third in customer satisfaction among the insurance providers we looked at. In addition to the standard coverage options like roadside assistance and rental car coverage, GEICO offers add-ons like mechanical breakdown insurance (MBI) and accident forgiveness. These additional options make GEICO a well-rounded choice for Nissan 370Z owners.

MBI provides greater coverage at a more reasonable price than most dealer-extended warranties for new or leased cars. Your car must be under 15 months old with less than 15,000 miles on the odometer to qualify for this add-on.

If you're over 21 years old and maintain a clean driving record without any accidents for five years or more, you can qualify for accident forgiveness. With this valuable coverage on your GEICO auto insurance policy, your Nissan 370Z insurance rate won't go up after your first at-fault accident.

Cost of Insuring a Nissan 370Z by Model Year

A vehicle's model year also impacts its average cost of car insurance. For instance, insuring a 2009 Nissan 370Z costs around $1,405 per year, while insurance for a 2020 model costs about $1,857 per year, which is $452 more. Newer model years tend to be more expensive to insure due to their increased value and repair costs.

Data filtered by:Results filtered by:
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Age:40
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Coverage:Full Coverage
2020$1,857
2019$1,727
2018$1,702
2017$1,619
2016$1,588
2015$1,531
2014$1,465
2013$1,451
2012$1,411
2011$1,383
2010$1,407
2009$1,405

Nissan 370Z insurance costs will also vary depending on the insurer you select and the specific model year of your car. For example, the cheapest insurer for a 2009 model is State Farm at $1,018 per year, while the cheapest option for a 2020 model is GEICO at $1,455 per year. You should get quotes from multiple providers and compare them to make sure you secure the most favorable rate within your budget.

Data filtered by:Results filtered by:
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Model Year:2020
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Age:40
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Coverage:Full Coverage
GEICO$1,455
State Farm$1,476
Nationwide$1,541
Travelers$1,778
Allstate$2,026
Progressive$2,253
Farmers$2,421

Cost of Insuring a Nissan 370Z for 16- to 25-Year-Olds

Car insurance tends to be much more expensive for teens and drivers in their 20s compared to adults aged 30 and older. For instance, Nissan 370Z insurance costs for a 16-year-old are roughly $7,002 annually, while a 40-year-old driver pays an average of $1,545 per year.

Teen car insurance costs decrease each year as a driver gets older. While costs tend to level off in their 20s, drivers can still benefit from maintaining a clean driving record and looking for discounts.

Data filtered by:Results filtered by:
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Coverage:Full Coverage
16$7,002
17$5,734
18$5,047
19$3,517
20$3,191
21$2,471
22$2,288
23$2,128
24$2,021
25$1,815

The cost of Nissan 370Z car insurance for teens can be significantly higher than for adults. One way to reduce this cost is to add your teen to the family car insurance policy, as individual plans are more expensive.

For a 16-year-old, State Farm is the cheapest insurer, with an average annual cost of $4,836 for an individual plan. Progressive is the most expensive, with an average yearly cost of $13,164. Teenagers and their families should shop for the cheapest teen car insurance rates.

Data filtered by:Results filtered by:
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Age:16
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Model Year:2020
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Coverage:Full Coverage
State Farm$4,836
Nationwide$6,340
GEICO$6,668
Travelers$7,482
Allstate$8,736
Farmers$11,785
Progressive$13,164

How Does Location Affect the Cost of Nissan 370Z Insurance?

Though a driver's age and the make and model of their car are major factors that determine insurance costs, the location where the vehicle is primarily driven also has a huge impact. Insurance premiums can vary widely by state, with Idaho having the lowest annual rates at around $299 and Florida having the highest at $1,058. To find the best Nissan 370Z insurance, you should compare quotes from the most affordable insurers in your state to find the best rates.

Data filtered by:Results filtered by:
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Age Group:30-59
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Coverage:Full Coverage
AlabamaNationwide$709$59
AlaskaState Farm$699$58
ArizonaRoot Insurance Company$682$57
ArkansasState Farm$629$52
CaliforniaAAA California$1,001$83
ColoradoAmerican National P&C$541$45
ConnecticutGEICO$693$58
DelawareState Farm$881$73
District of ColumbiaGEICO$662$55
FloridaState Farm$1,058$88
GeorgiaCountry Financial$665$55
HawaiiGEICO$565$47
IdahoAmerican National P&C$299$25
IllinoisCountry Financial$663$55
IndianaAmerican Family$555$46
IowaState Farm$509$42
KansasNationwide$670$56
KentuckyNationwide$790$66
LouisianaLouisiana Farm Bureau$1,048$87
MaineConcord Group$521$43
MarylandProgressive$938$78
MassachusettsState Farm$483$40
MichiganGEICO$898$75
MinnesotaState Farm$797$66
MississippiDirect General Insurance$723$60
MissouriNationwide$909$76
MontanaProgressive$437$36
NebraskaAmerican National P&C$405$34
NevadaCSAA$940$78
New HampshireState Farm$540$45
New JerseyPlymouth Rock Assurance$895$75
New MexicoState Farm$644$54
New YorkKemper$781$65
North CarolinaErie$630$52
North DakotaAmerican Family$616$51
OhioNationwide$485$40
OklahomaState Farm$662$55
OregonState Farm$706$59
PennsylvaniaNationwide$580$48
Rhode IslandState Farm$700$58
South CarolinaAmerican National P&C$463$39
South DakotaAllstate$746$62
TennesseeState Farm$579$48
TexasState Farm$699$58
UtahNationwide$725$60
VermontState Farm$493$41
VirginiaAmerican Family$601$50
WashingtonPEMCO$534$44
West VirginiaErie$784$65
WisconsinGEICO$556$46
WyomingState Farm$745$62

Frequently Asked Questions About Nissan 370Z Insurance

If you're in the market for Nissan 370Z car insurance, you may have questions about finding the best insurance plan for your needs. We addressed some frequently asked questions to assist you in your search.

What company has the cheapest car insurance for a Nissan 370Z?

What company offers the best car insurance for a Nissan 370Z?

About Mark Fitzpatrick


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Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.