Annual full coverage insurance costs for a Nissan GT-R range from $1,902 with State Farm to $10,575 for 16-year-olds. Rates depend on the model year, age, location, driving history, coverage level and insurer. This MoneyGeek article reviews Nissan GT-R insurance costs and highlights the best and cheapest providers.
Nissan GT-R Insurance Cost
Updated: March 25, 2025
Key Takeaways
GEICO offers the most affordable annual minimum coverage rates across all Nissan GT-R model years, averaging $464.
For a Nissan GT-R, the average annual insurance cost is $567 for minimum coverage and $2,358 for full coverage.
MoneyGeek analyzed 3,884 Nissan GT-R insurance quotes from Quadrant Information Services, providing accurate and reliable insights.
Nissan GT-R Insurance Rates
What Is the Average Nissan GT-R Car Insurance Cost?
The average annual cost of full coverage Nissan GT-R insurance is $196 per month or $2,358, based on a 40-year-old male with a clean driving record. Minimum coverage costs about $47 monthly or $567 annually.
| Minimum Coverage | $567 |
| Full Coverage | $2,358 |
Nissan GT-R Insurance Costs by Company
Nissan GT-R insurance costs range from $1,757 to $3,821 annually, varying by age, model year and coverage level. Below is a table comparing average Nissan GT-R insurance rates with averages for all vehicles from national and midsize providers.
| Allstate | $3,821 | $1,788 | 114% |
| Auto-Owners | $1,757 | $1,220 | 44% |
| Farmers | $2,923 | $1,944 | 50% |
| GEICO | $2,267 | $1,321 | 72% |
| Kemper | $2,971 | $2,202 | 35% |
| Nationwide | $2,265 | $1,580 | 43% |
| Progressive | $2,920 | $1,729 | 69% |
| State Farm | $2,000 | $1,260 | 59% |
| Travelers | $2,372 | $1,511 | 57% |
| USAA | $2,206 | $1,188 | 86% |
Read more: Best Car Insurance Companies
Cost of Insuring a Nissan GT-R by Model Year
The year your Nissan GT-R was produced can impact your insurance rates, with older vehicles typically costing less. For example, full coverage for a 2021 model costs around $2,928 annually, while it costs $1,761 for a 2009 model. Below are the average full and minimum coverage rates for every production year.
| 2021 | $569 | $2,928 |
| 2020 | $552 | $2,838 |
| 2019 | $582 | $2,758 |
| 2018 | $587 | $2,667 |
| 2017 | $563 | $2,581 |
| 2016 | $588 | $2,493 |
| 2015 | $587 | $2,407 |
| 2014 | $564 | $2,292 |
| 2013 | $590 | $2,176 |
| 2012 | $589 | $2,061 |
| 2011 | $565 | $1,962 |
| 2010 | $588 | $1,862 |
| 2009 | $585 | $1,761 |
Nissan GT-R Insurance Costs by Driver Age
Nissan GT-R insurance rates vary widely depending on the driver's age. For example, 40-year-olds pay around $2,368 annually for full coverage, while 16-year-olds face rates as high as $10,575. Below are the average full and minimum coverage rates for different ages.
| 16 | $2,647 | $10,575 |
| 17 | $2,167 | $8,674 |
| 18 | $1,890 | $7,607 |
| 19 | $1,335 | $5,418 |
| 20 | $1,199 | $4,917 |
| 21 | $953 | $3,958 |
| 22 | $871 | $3,643 |
| 23 | $808 | $3,395 |
| 24 | $766 | $3,225 |
| 25 | $672 | $2,865 |
| 26 | $657 | $2,742 |
| 27 | $642 | $2,684 |
| 28 | $631 | $2,641 |
| 29 | $622 | $2,604 |
| 30 | $599 | $2,500 |
| 35 | $583 | $2,417 |
| 40 | $578 | $2,368 |
| 45 | $572 | $2,329 |
| 50 | $558 | $2,253 |
| 55 | $543 | $2,184 |
| 60 | $543 | $2,177 |
| 65 | $578 | $2,176 |
| 70 | $627 | $2,326 |
| 75 | $696 | $2,553 |
| 80 | $786 | $2,840 |
| 85 | $850 | $3,062 |
| 90 | $897 | $3,211 |
Nissan GT-R Insurance Rates Explained
Car insurance rates depend on your driver profile and vehicle-related factors. Below is a breakdown of cost factors tied to your vehicle to help you understand what influences your premiums.
Nissan GT-R Rates vs. National Average
All Vehicles
Average Full Coverage Rate
$1,296Nissan GT-R
Average Full Coverage Rate
$2,358Premiums for Nissan GT-R are:$1,062 more
This is 82% more expensive.
Value
The Nissan GT-R has an MSRP of $222,985, classifying it as a luxury car. Its high price often leads to higher insurance premiums.
Repair costs
The Nissan GT-R's annual repair cost is $920, below the national average. Affordable parts and moderate labor costs help lower insurance premiums.
Performance
The Nissan GT-R, with a 0-to-60 time of 2.9 seconds and 565 horsepower, is a high-performance vehicle. Insurers may charge higher premiums due to its increased risk.
Vehicle age
Newer Nissan GT-Rs are typically more expensive to insure than older models. However, collector and classic vehicles can also cost more to insure.
Vehicle size
Larger vehicles usually cost more to insure due to increased property damage risk. The Nissan GT-R, with a curb weight of 3,935 lbs, may have higher insurance costs.
Trim level
Higher trim levels of the Nissan GT-R feature premium upgrades, resulting in a higher MSRP and increased insurance costs compared to the base model.
Cheapest Nissan GT-R Insurance
GEICO offers the most affordable minimum coverage for a Nissan GT-R at $464 annually, based on a 40-year-old male with a clean driving record. Below is a detailed breakdown of the cheapest car insurance rates across coverage levels, age groups, driving records, model years and more.
Cheapest Nissan GT-R Insurance by Coverage Level
Choosing your coverage level greatly affects your Nissan-GTR insurance rate. GEICO offers the lowest minimum coverage premium, while State Farm provides the most affordable full coverage. Below is a breakdown of the cheapest providers for both types.
Cheapest Nissan GT-R Minimum Coverage
GEICO offers the cheapest minimum coverage for a Nissan GT-R at $39 per month. State Farm is next at $41, followed by Travelers at $43 and Nationwide at $48.
| USAA | $35 | $414 |
| GEICO | $39 | $464 |
| State Farm | $41 | $487 |
| Travelers | $43 | $513 |
| Nationwide | $48 | $577 |
| Farmers | $55 | $656 |
| Allstate | $56 | $667 |
| Progressive | $61 | $738 |
*GEICO offers non-military-affiliated Nissan GT-R owners the lowest average minimum coverage insurance rate. USAA is the most affordable option for military-affiliated drivers.
Best Nissan GT-R Insurance Rates by Model Year
Because the above list doesn't account for the model production year, lower rates may be available depending on your vehicle's age. Filter the table below to find the cheapest minimum coverage rates for every Nissan GT-R production year.
Data filtered by:Results filtered by:
Select
Model Year:2009
| Allstate | $681 | $57 |
| Farmers | $681 | $57 |
| GEICO | $492 | $41 |
| Nationwide | $566 | $47 |
| Progressive | $758 | $63 |
| State Farm | $466 | $39 |
| Travelers | $533 | $44 |
| USAA | $412 | $34 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Nissan GT-R Insurance
State Farm offers the cheapest full coverage insurance for a Nissan GT-R at $1,902 annually or $158 monthly. Below is the complete list of full coverage providers and rates.
| State Farm | $158 | $1,902 |
| Nationwide | $172 | $2,062 |
| USAA | $172 | $2,066 |
| GEICO | $177 | $2,122 |
| Travelers | $192 | $2,302 |
| Farmers | $221 | $2,656 |
| Progressive | $230 | $2,763 |
| Allstate | $300 | $3,597 |
Cheapest Nissan GT-R Insurance by Age
Drivers aged 16 to 25 and those 55 and up often face higher Nissan-GTR insurance rates. Below is a breakdown of the cheapest options by age.
Cheapest Nissan GT-R Insurance for Young Drivers
Travelers offers the cheapest Nissan GT-R insurance for drivers aged 16 to 25 at $88 monthly or $1,054 annually for minimum coverage. Below is the complete list of the most affordable car insurance options for young drivers.
| USAA | $72 | $863 |
| Travelers | $88 | $1,054 |
| State Farm | $89 | $1,068 |
| GEICO | $90 | $1,085 |
| Nationwide | $124 | $1,490 |
| Allstate | $125 | $1,504 |
| Farmers | $148 | $1,770 |
| Progressive | $181 | $2,167 |
*Travelers is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Nissan GT-R Insurance for Seniors
State Farm offers the cheapest car insurance for seniors aged 55 and up, starting at $45 monthly or $536 annually. See the full list of affordable Nissan-GTR insurers below.
| State Farm | $45 | $536 |
| GEICO | $46 | $548 |
| USAA | $46 | $552 |
| Travelers | $51 | $611 |
| Nationwide | $56 | $676 |
| Allstate | $67 | $809 |
| Farmers | $73 | $876 |
| Progressive | $75 | $903 |
Cheapest Nissan GT-R Insurance After an Accident
State Farm, Travelers and GEICO offer Nissan GT-R drivers the cheapest car insurance after an accident. See the complete list below.
| State Farm | $51 | $609 |
| USAA | $53 | $631 |
| Travelers | $60 | $716 |
| GEICO | $60 | $724 |
| Nationwide | $73 | $870 |
| Allstate | $76 | $908 |
| Progressive | $101 | $1,213 |
| Farmers | $109 | $1,313 |
Nissan GT-R Insurance Cost: Bottom Line
Regularly compare rates from different providers to find affordable car insurance. This article explores Nissan GT-R insurance, detailing costs across demographic groups and highlighting the cheapest providers.
Nissan GT-R Insurance Rates: FAQ
Below are answers to common questions about Nissan GT-R insurance costs, including state minimum and comprehensive coverage options.
What company has the cheapest car insurance for a Nissan GT-R?
GEICO offers the most affordable Nissan GT-R insurance, with annual minimum coverage starting at $464.
What is the average cost of car insurance for a Nissan GT-R?
The average annual cost of insurance for a Nissan GT-R is $567 for minimum coverage and $2,358 for full coverage.
Nissan GT-R Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and 3,884 Nissan GT-R insurance quotes from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring a Nissan GT-R:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine Nissan GT-R insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your Nissan GT-R.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis also includes average rates for a full coverage policy that includes comprehensive and collision coverage (with a $1,000 deductible) and the following increased liability coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.