Insurance premiums for a Nissan Maxima average $159 monthly for full coverage and $82 for minimum coverage. Your specific trim and model year determine where you'll fall within the $54 to $225 monthly range.
Nissan Maxima Insurance Cost
Key Takeaways
GEICO offers the most affordable Nissan Maxima insurance, with full coverage averaging $123 monthly. Rates vary based on your model year and chosen insurer. Read more
The Maxima ranks 62nd out of 199 sedans for insurance affordability. While sedans aren't the cheapest vehicle type, the Maxima's middle-tier placement makes it reasonably priced within its category. Read more
Your Maxima's model year and driver age affect insurance rates. Teen drivers and owners of newer model years face substantially higher premiums than experienced drivers with older models. Read more
How Much Is Nissan Maxima Insurance?
| Nissan Maxima | $82 | $159 |
Looking for another Nissan model? Read more about the cost of Nissan car insurance models.
Your Nissan Maxima's insurance costs can range from $54 a month for older models to $225 for the newest ones. Vehicle value drives the difference. Newer Maximas cost more to insure since they're worth more on the market. That value drops as models age, which lowers premiums for older ones.
Insurance costs for a Nissan Maxima depend on model year and company. Full coverage goes from $123 a month with GEICO to $291 with AIG. Minimum coverage spans $57 with GEICO to $134 with UAIC.
Minimum coverage varies by over $77 between insurers and full coverage by over $168. Each company calculates risk differently for the Maxima.
| AAA | $91 | $188 |
| AIG | $117 | $291 |
| Allstate | $105 | $203 |
| Amica | $100 | $205 |
| Chubb | $108 | $214 |
| Farmers | $116 | $204 |
| Geico | $57 | $123 |
| Kemper | $79 | $159 |
| Nationwide | $94 | $162 |
| Progressive | $89 | $166 |
| State Farm | $73 | $151 |
| The Hartford | $87 | $149 |
| Travelers | $74 | $137 |
| UAIC | $134 | $167 |
Is Nissan Maxima Expensive to Insure?
MoneyGeek's analysis of 199 sedans places the Nissan Maxima at 62nd for affordability. Sixty-one models cost less to insure. The Maxima costs a few dollars more a month than a Honda Civic. It costs slightly less than a Volkswagen Passat. That puts it in the middle range for its category.
Sedans overall cost more to insure than other vehicle types. The Maxima's 223rd ranking out of 827 vehicles puts it in the top half for affordability across all car types. The Saturn S-Series holds the cheapest sedan spot. The Cadillac CTS-V has the highest premiums in this category.
| Hyundai Accent | $119 | 59 |
| Toyota Avalon | $119 | 60 |
| Honda Civic | $120 | 61 |
| Nissan Maxima | $120 | 62 |
| Volkswagen Passat | $121 | 63 |
| Infiniti G-Line | $121 | 64 |
| Buick Lacrosse | $121 | 65 |
What you'll pay for Nissan Maxima insurance depends on:
- Average repair or replacement costs: Nissan Maxima repair costs average $1,082 annually, making it Nissan's third most expensive model to maintain.
- Vehicle trim, features and accessories: The Maxima's performance and trim influence insurance premiums.
- Driver profile: Most Nissan Maxima drivers are middle-aged males (median age 46). Younger drivers pay higher rates, and the Maxima's performance reputation attracts risk-taking behaviors that concern insurers.
Nissan Maxima Costs by Model Year and Driver Age by Insurance Company
Full coverage car insurance for a 35- to 55-year-old driver with a 2023 Nissan Maxima costs an average of $257 per month compared to $242 for a 2013 model. Insurance costs for your Nissan Maxima may change greatly depending on your model year and driver age, with young drivers in their teens and early twenties paying much more to insure.
GEICO offers the cheapest rates across all Nissan Maxima model years and could save certain drivers hundreds of dollars per month versus average costs.
Older models (2016 to 2020):
Cost of Car Insurance for 2023 Nissan Maxima
| Geico | $76 | $166 |
| National General | $103 | $211 |
| The Hartford | $104 | $177 |
| Travelers | $104 | $195 |
| State Farm | $106 | $222 |
| Kemper | $107 | $215 |
| Progressive | $116 | $217 |
| Nationwide | $126 | $219 |
| AAA | $134 | $279 |
| Allstate | $148 | $286 |
| Amica | $160 | $328 |
| UAIC | $161 | $204 |
| Farmers | $171 | $301 |
| Chubb | $182 | $365 |
| AIG | $182 | $468 |
2023 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $833 | $733 | $649 | $560 | $495 | $421 | $382 | $341 | $312 | $275 |
| Geico | $944 | $690 | $579 | $420 | $361 | $292 | $269 | $222 | $210 | $191 |
| Nationwide | $993 | $908 | $836 | $710 | $600 | $389 | $361 | $337 | $318 | $285 |
| Travelers | $1,172 | $865 | $691 | $535 | $477 | $339 | $311 | $289 | $268 | $225 |
| Allstate | $1,369 | $1,072 | $864 | $638 | $571 | $446 | $404 | $382 | $360 | $318 |
| Progressive | $1,584 | $1,281 | $1,064 | $590 | $515 | $415 | $370 | $330 | $304 | $261 |
| Farmers | $1,872 | $1,383 | $1,232 | $769 | $727 | $552 | $492 | $471 | $447 | $377 |
Cost of Car Insurance for 2022 Nissan Maxima
| Geico | $71 | $154 |
| National General | $92 | $189 |
| The Hartford | $96 | $164 |
| Travelers | $97 | $183 |
| State Farm | $98 | $205 |
| Kemper | $99 | $200 |
| Progressive | $107 | $202 |
| Nationwide | $117 | $203 |
| AAA | $121 | $253 |
| Allstate | $134 | $259 |
| Amica | $143 | $294 |
| UAIC | $149 | $189 |
| Farmers | $158 | $279 |
| AIG | $164 | $422 |
| Chubb | $166 | $331 |
2022 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $771 | $678 | $600 | $518 | $458 | $389 | $354 | $316 | $289 | $254 |
| Geico | $876 | $640 | $537 | $390 | $335 | $271 | $250 | $206 | $195 | $177 |
| Nationwide | $919 | $840 | $774 | $657 | $555 | $360 | $334 | $312 | $295 | $264 |
| Travelers | $1,092 | $805 | $642 | $497 | $443 | $316 | $290 | $269 | $250 | $211 |
| Allstate | $1,236 | $968 | $780 | $576 | $516 | $402 | $365 | $345 | $325 | $287 |
| Progressive | $1,472 | $1,190 | $988 | $549 | $478 | $386 | $344 | $307 | $282 | $242 |
| Farmers | $1,735 | $1,282 | $1,141 | $712 | $673 | $512 | $456 | $436 | $414 | $349 |
Cost of Car Insurance for 2021 Nissan Maxima
| Geico | $66 | $144 |
| National General | $83 | $170 |
| The Hartford | $90 | $153 |
| State Farm | $91 | $191 |
| Travelers | $92 | $171 |
| Kemper | $92 | $186 |
| Progressive | $100 | $188 |
| Nationwide | $109 | $189 |
| AAA | $110 | $229 |
| Allstate | $121 | $234 |
| Amica | $128 | $263 |
| UAIC | $139 | $176 |
| Farmers | $147 | $260 |
| AIG | $148 | $381 |
| Chubb | $151 | $302 |
2021 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $716 | $630 | $557 | $481 | $425 | $361 | $328 | $293 | $268 | $236 |
| Geico | $817 | $597 | $501 | $364 | $313 | $253 | $233 | $192 | $182 | $165 |
| Nationwide | $854 | $781 | $719 | $610 | $516 | $334 | $310 | $289 | $274 | $245 |
| Travelers | $1,022 | $752 | $599 | $464 | $413 | $296 | $272 | $252 | $234 | $198 |
| Allstate | $1,117 | $875 | $705 | $521 | $466 | $364 | $330 | $312 | $294 | $260 |
| Progressive | $1,373 | $1,111 | $922 | $512 | $446 | $360 | $321 | $286 | $263 | $226 |
| Farmers | $1,615 | $1,193 | $1,062 | $663 | $626 | $476 | $424 | $406 | $385 | $325 |
Cost of Car Insurance for 2020 Nissan Maxima
| Geico | $56 | $123 |
| National General | $71 | $145 |
| The Hartford | $77 | $131 |
| State Farm | $78 | $163 |
| Travelers | $78 | $146 |
| Kemper | $79 | $159 |
| Progressive | $85 | $161 |
| Nationwide | $93 | $161 |
| AAA | $94 | $196 |
| Allstate | $103 | $199 |
| Amica | $109 | $224 |
| UAIC | $118 | $150 |
| Farmers | $125 | $221 |
| AIG | $127 | $325 |
| Chubb | $129 | $257 |
2020 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $611 | $537 | $475 | $411 | $363 | $308 | $280 | $250 | $229 | $201 |
| Geico | $697 | $509 | $427 | $310 | $267 | $216 | $199 | $164 | $155 | $141 |
| Nationwide | $728 | $666 | $613 | $521 | $440 | $285 | $265 | $247 | $233 | $209 |
| Travelers | $872 | $641 | $511 | $396 | $352 | $253 | $232 | $215 | $200 | $169 |
| Allstate | $953 | $746 | $601 | $444 | $398 | $310 | $282 | $266 | $251 | $222 |
| Progressive | $1,171 | $947 | $787 | $437 | $381 | $307 | $274 | $244 | $225 | $193 |
| Farmers | $1,377 | $1,017 | $906 | $565 | $534 | $406 | $362 | $346 | $329 | $277 |
Cost of Car Insurance for 2019 Nissan Maxima
| Geico | $50 | $109 |
| National General | $63 | $129 |
| The Hartford | $68 | $116 |
| State Farm | $69 | $144 |
| Travelers | $69 | $130 |
| Kemper | $70 | $141 |
| Progressive | $76 | $142 |
| Nationwide | $82 | $143 |
| AAA | $83 | $174 |
| Allstate | $92 | $177 |
| Amica | $97 | $199 |
| UAIC | $105 | $133 |
| Farmers | $111 | $196 |
| AIG | $112 | $288 |
| Chubb | $114 | $228 |
2019 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $542 | $477 | $422 | $364 | $322 | $274 | $249 | $222 | $203 | $179 |
| Geico | $618 | $452 | $379 | $275 | $237 | $191 | $176 | $146 | $138 | $125 |
| Nationwide | $646 | $591 | $544 | $462 | $391 | $253 | $235 | $219 | $207 | $186 |
| Travelers | $774 | $569 | $454 | $351 | $312 | $224 | $206 | $191 | $177 | $150 |
| Allstate | $846 | $662 | $534 | $394 | $353 | $275 | $250 | $236 | $222 | $197 |
| Progressive | $1,040 | $841 | $698 | $387 | $338 | $273 | $243 | $217 | $199 | $171 |
| Farmers | $1,222 | $903 | $804 | $502 | $474 | $360 | $321 | $307 | $292 | $246 |
Cost of Car Insurance for 2018 Nissan Maxima
| Geico | $58 | $125 |
| National General | $62 | $127 |
| Travelers | $72 | $132 |
| State Farm | $75 | $154 |
| Kemper | $85 | $171 |
| Progressive | $86 | $161 |
| AAA | $93 | $192 |
| The Hartford | $93 | $159 |
| Nationwide | $97 | $168 |
| Amica | $98 | $200 |
| Allstate | $101 | $194 |
| Chubb | $113 | $222 |
| AIG | $117 | $291 |
| Farmers | $121 | $213 |
| UAIC | $140 | $175 |
2018 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $581 | $511 | $452 | $390 | $345 | $293 | $266 | $238 | $217 | $191 |
| Geico | $707 | $515 | $433 | $314 | $271 | $218 | $201 | $167 | $158 | $143 |
| Nationwide | $764 | $700 | $645 | $547 | $462 | $299 | $278 | $259 | $244 | $219 |
| Travelers | $794 | $571 | $450 | $347 | $306 | $226 | $206 | $190 | $176 | $152 |
| Allstate | $936 | $733 | $588 | $431 | $387 | $302 | $274 | $258 | $243 | $215 |
| Progressive | $1,174 | $944 | $783 | $435 | $380 | $307 | $273 | $244 | $224 | $193 |
| Farmers | $1,333 | $989 | $880 | $545 | $514 | $390 | $349 | $333 | $317 | $266 |
Cost of Car Insurance for 2017 Nissan Maxima
| National General | $56 | $114 |
| Geico | $59 | $127 |
| Travelers | $67 | $123 |
| State Farm | $69 | $144 |
| Kemper | $85 | $171 |
| Progressive | $88 | $164 |
| Nationwide | $89 | $153 |
| AAA | $89 | $183 |
| Amica | $89 | $181 |
| The Hartford | $92 | $157 |
| Allstate | $99 | $190 |
| Chubb | $101 | $198 |
| AIG | $108 | $265 |
| Farmers | $116 | $203 |
| UAIC | $136 | $169 |
2017 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $540 | $475 | $420 | $363 | $320 | $272 | $248 | $221 | $202 | $178 |
| Nationwide | $696 | $637 | $587 | $498 | $420 | $272 | $252 | $235 | $222 | $199 |
| Geico | $720 | $525 | $441 | $320 | $276 | $223 | $205 | $170 | $161 | $146 |
| Travelers | $742 | $533 | $420 | $323 | $285 | $210 | $192 | $177 | $163 | $142 |
| Allstate | $918 | $720 | $577 | $423 | $379 | $296 | $269 | $253 | $239 | $211 |
| Progressive | $1,200 | $966 | $801 | $445 | $388 | $314 | $279 | $249 | $229 | $197 |
| Farmers | $1,264 | $938 | $836 | $519 | $490 | $372 | $332 | $318 | $302 | $254 |
Cost of Car Insurance for 2016 Nissan Maxima
| Geico | $58 | $124 |
| National General | $63 | $128 |
| Kemper | $70 | $142 |
| Travelers | $72 | $132 |
| State Farm | $74 | $155 |
| The Hartford | $84 | $143 |
| Nationwide | $87 | $150 |
| AAA | $89 | $184 |
| Progressive | $89 | $167 |
| Chubb | $100 | $196 |
| Amica | $101 | $207 |
| AIG | $103 | $245 |
| Allstate | $107 | $206 |
| Farmers | $117 | $204 |
| UAIC | $135 | $166 |
2016 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $582 | $512 | $453 | $391 | $345 | $294 | $267 | $238 | $218 | $192 |
| Nationwide | $682 | $625 | $576 | $488 | $412 | $267 | $248 | $231 | $218 | $195 |
| Geico | $706 | $514 | $432 | $313 | $270 | $218 | $200 | $166 | $157 | $143 |
| Travelers | $795 | $571 | $450 | $347 | $306 | $225 | $206 | $190 | $175 | $152 |
| Allstate | $994 | $778 | $624 | $458 | $410 | $321 | $291 | $274 | $258 | $229 |
| Progressive | $1,220 | $982 | $814 | $452 | $395 | $319 | $284 | $254 | $234 | $200 |
| Farmers | $1,257 | $937 | $835 | $523 | $495 | $379 | $336 | $322 | $306 | $256 |
Nissan Maxima Insurance Cost by Trim
Insurance costs for your Nissan Maxima vary by trim—from $68 monthly for minimum coverage on basic Se Sedan 4d models to $186 for full coverage on high-performance Platinum Sedan 4d variants. Performance features, rarity, and market value determine where each trim falls in this range.
| Se Sedan 4d | $68 | $132 |
| Gle Sedan 4d | $71 | $136 |
| Se 20th Anniversary Ed Sedan 4d | $73 | $139 |
| Sl Sedan 4d | $74 | $142 |
| Gxe Sedan 4d | $74 | $143 |
| Sv (2017.5) Sedan 4d | $75 | $146 |
| Sr (2017.5) Sedan 4d | $78 | $150 |
| Sl (2017.5) Sedan 4d | $79 | $153 |
| S (2017.5) Sedan 4d | $83 | $161 |
| Platinum (2017.5) Sedan 4d | $84 | $161 |
| S Sedan 4d | $84 | $163 |
| Sv Sedan 4d | $89 | $172 |
| Sr Sedan 4d | $92 | $179 |
| Platinum Sedan 4d | $96 | $186 |
Nissan Maxima Insurance Cost by State
Car insurance for a Nissan Maxima costs as little as $30 a month in Wyoming or as much as $161 in Louisiana for minimum coverage. State risk factors and insurance regulations drive this gap, not the vehicle itself.
| Alabama | $71 | $134 |
| Alaska | $59 | $125 |
| Arizona | $102 | $189 |
| Arkansas | $65 | $145 |
| California | $76 | $155 |
| Colorado | $77 | $184 |
| Connecticut | $112 | $193 |
| Delaware | $117 | $196 |
| Florida | $109 | $255 |
| Georgia | $124 | $204 |
| Hawaii | $43 | $97 |
| Idaho | $44 | $90 |
| Illinois | $75 | $139 |
| Indiana | $52 | $101 |
| Iowa | $45 | $107 |
| Kansas | $57 | $133 |
| Kentucky | $100 | $170 |
| Louisiana | $161 | $345 |
| Maine | $42 | $87 |
| Maryland | $129 | $217 |
| Massachusetts | $84 | $177 |
| Michigan | $127 | $244 |
| Minnesota | $66 | $138 |
| Mississippi | $73 | $143 |
| Missouri | $92 | $184 |
| Montana | $58 | $136 |
| Nebraska | $60 | $136 |
| Nevada | $145 | $263 |
| New Hampshire | $56 | $99 |
| New Jersey | $134 | $221 |
| New Mexico | $66 | $146 |
| New York | $100 | $179 |
| North Carolina | $66 | $129 |
| North Dakota | $48 | $104 |
| Ohio | $62 | $121 |
| Oklahoma | $75 | $167 |
| Oregon | $99 | $172 |
| Pennsylvania | $70 | $165 |
| Rhode Island | $101 | $179 |
| South Carolina | $81 | $152 |
| South Dakota | $43 | $132 |
| Tennessee | $63 | $127 |
| Texas | $103 | $210 |
| Utah | $85 | $144 |
| Vermont | $36 | $86 |
| Virginia | $76 | $123 |
| Washington | $75 | $140 |
| West Virginia | $71 | $143 |
| Wisconsin | $52 | $115 |
| Wyoming | $30 | $92 |
How to Lower the Cost of Nissan Maxima Insurance
Lower your Nissan Maxima insurance rate with these strategies:
- 1Choose the right coverage
You'll need to decide how much coverage to buy for your Nissan Maxima. Own your vehicle? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Choose 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
See what similar drivers pay by reviewing average auto insurance costs for performance sedans. Use this figure to compare cheapest car insurance companies for your Maxima.
- 3Look for more than just low rates
Quality car insurance means looking past the quote. Check J.D. Power satisfaction ratings, forum feedback on claims processing, Better Business Bureau complaints and AM Best financial stability ratings. Budget insurers can mean limited coverage or slower claims service.
- 4Explore discounts you qualify for
Check car insurance discounts that apply to your situation. Nissan Maxima owners often qualify for safety feature discounts and good driver rewards. Bundling policies and insuring multiple cars with the same company can also lower your rate.
- 5Consider alternative car insurance types
Nissan Maxima owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise. These programs track safe driving habits and lower premiums based on actual mileage and driving behavior.
- 6Check rates every year
Get car insurance quotes from several companies every year. Your insurer won't notify you when competitors lower their prices. Yearly comparisons can save up to 24% on your Nissan Maxima insurance. Set a calendar reminder to compare rates each renewal period.
Nissan Maxima Insurance Cost: Bottom Line
Nissan Maxima insurance costs less than average. That's an affordable starting point. Compare quotes from multiple companies and claim available discounts to find an even better rate.
Nissan Maxima Insurance Rates: FAQ
Nissan Maxima insurance costs $985 annually for state minimum coverage and $1,905 yearly for full coverage. These rates represent competitive pricing compared to other vehicles in its class.
GEICO provides the most affordable minimum coverage for a Nissan Maxima at $679 annually. Drivers seeking full coverage will also find GEICO offers the best value at $1,470 per year.
No, Nissan Maxima insurance is not expensive compared to most vehicles. Among sedans specifically, it places 62nd out of 199 models for affordability, while ranking 223rd out of 827 total vehicles we track.
Multiple factors affect your Nissan Maxima insurance rates. The higher performance engine increases premiums, while above-average repair costs from luxury parts also drive up rates. Your driving record, credit score, and coverage selections impact your final premium costs.
Compare quotes from several insurers since Nissan Maxima pricing differs between companies, and explore usage-based programs that monitor safe driving. Claim available discounts, bundle policies and keep your driving record clean to secure better rates.
How We Determined Nissan Maxima Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Nissan Maxima insurance costs.
Who We Based These Rates On
These Nissan Maxima prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident expert in insurance and economics. He has spent nearly a decade covering the market, first at LendingTree and now at MoneyGeek, where he analyzes hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College before earning a master's in economics and international relations from Johns Hopkins University. Before MoneyGeek, he worked in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.