The annual cost of full coverage car insurance for a Nissan Rogue ranges from $991 to $5,816. Factors influencing these rates include the vehicle's production year, driver age, location, driving record, coverage level and insurer. This article provides a detailed breakdown of Nissan Rogue insurance costs, highlighting the best and most affordable providers.
Nissan Rogue Insurance Cost
Updated: March 25, 2025
Key Takeaways
State Farm provides the most affordable annual minimum coverage rates across all Nissan Rogue model years, averaging $491.
The average yearly insurance cost for a Nissan Rogue is $619 for minimum coverage and $1,335 for full coverage.
MoneyGeek analyzed 4,183 quotes for the Nissan Rogue using data from Quadrant Information Services, ensuring reliable and comprehensive information.
Nissan Rogue Insurance Rates
What Is the Average Nissan Rogue Car Insurance Cost?
Nissan Rogue insurance costs about $111 monthly or $1,335 annually for full coverage, based on a 40-year-old male with a clean driving record. Minimum coverage averages $52 monthly or $619 annually.
| Minimum Coverage | $619 |
| Full Coverage | $1,335 |
Read more: Average Cost of Car Insurance
Nissan Rogue Insurance Costs by Company
Nissan Rogue insurance costs range from $1,019 to $1,909 per year, varying by age, model year and coverage level. The table below compares average Nissan Rogue insurance rates with averages for all vehicles from several national and mid-sized providers.
| Allstate | $1,529 | $1,813 | -16% |
| Auto-Owners | $1,108 | $1,227 | -10% |
| Farmers | $1,644 | $1,957 | -16% |
| GEICO | $1,139 | $1,333 | -15% |
| Kemper | $1,909 | $2,213 | -14% |
| Nationwide | $1,482 | $1,588 | -7% |
| Progressive | $1,468 | $1,745 | -16% |
| State Farm | $1,136 | $1,270 | -11% |
| Travelers | $1,403 | $1,522 | -8% |
| USAA | $1,019 | $1,201 | -15% |
Read more: Best Car Insurance Companies
Cost of Insuring a Nissan Rogue by Model Year
Your Nissan Rogue's production year affects insurance costs, with older models typically being less expensive. For instance, insuring a 2022 model costs $1,515 annually for full coverage, while a 2009 model costs $1,192. Below are the average full and minimum coverage rates by production year.
| 2022 | $620 | $1,515 |
| 2021 | $610 | $1,536 |
| 2020 | $595 | $1,483 |
| 2019 | $628 | $1,436 |
| 2018 | $635 | $1,383 |
| 2017 | $611 | $1,357 |
| 2016 | $635 | $1,331 |
| 2015 | $633 | $1,305 |
| 2014 | $619 | $1,292 |
| 2013 | $653 | $1,279 |
| 2012 | $661 | $1,267 |
| 2011 | $633 | $1,242 |
| 2010 | $655 | $1,217 |
| 2009 | $650 | $1,192 |
Nissan Rogue Insurance Costs by Driver Age
Nissan Rogue insurance rates vary greatly based on the driver's age. For example, 40-year-olds pay an average of $1,345 annually for full coverage, while 16-year-olds pay $5,816. Below are the average full and minimum coverage rates for drivers of different ages.
| 16 | $2,890 | $5,816 |
| 17 | $2,347 | $4,738 |
| 18 | $2,047 | $4,167 |
| 19 | $1,450 | $2,974 |
| 20 | $1,302 | $2,702 |
| 21 | $1,033 | $2,180 |
| 22 | $941 | $2,004 |
| 23 | $874 | $1,871 |
| 24 | $829 | $1,780 |
| 25 | $736 | $1,593 |
| 26 | $717 | $1,543 |
| 27 | $700 | $1,509 |
| 28 | $689 | $1,486 |
| 29 | $679 | $1,465 |
| 30 | $656 | $1,414 |
| 35 | $638 | $1,370 |
| 40 | $631 | $1,345 |
| 45 | $626 | $1,328 |
| 50 | $611 | $1,288 |
| 55 | $595 | $1,253 |
| 60 | $595 | $1,249 |
| 65 | $632 | $1,302 |
| 70 | $687 | $1,394 |
| 75 | $762 | $1,528 |
| 80 | $863 | $1,700 |
| 85 | $934 | $1,826 |
| 90 | $985 | $1,913 |
Nissan Rogue Insurance Rates Explained
Several factors influence car insurance rates based on driver profiles, but insurers also consider vehicle-related factors. Below is a list of key cost factors tied to your Nissan Rogue.
Nissan Rogue Rates vs. National Average
All Vehicles
Average Full Coverage Rate
$1,296Nissan Rogue
Average Full Coverage Rate
$1,335Premiums for Nissan Rogue are:$39 more
This is 3% more expensive.
Value
The Nissan Rogue’s MSRP of $40,520 can lead to higher insurance premiums, as insurers often charge more for higher-priced vehicles.
Repair costs
The Nissan Rogue’s annual repair cost is $467, below the national average. Lower repair expenses can result in more affordable insurance premiums.
Performance
The Nissan Rogue has a 0-to-60 time of eight seconds and 201 horsepower. Its moderate performance may contribute to lower insurance costs.
Vehicle age
Newer Nissan Rogues are typically more expensive to insure than older ones. Collector and classic vehicles can be exceptions.
Safety features
The Nissan Rogue's safety features, such as stability control, airbags and antilock brakes, along with its 5 out of 5 NHTSA safety rating, may qualify it for insurance discounts.
Vehicle size
Larger vehicles usually cost more to insure. The Nissan Rogue, with a curb weight of 3,739 lbs, may have higher insurance costs.
Trim level
Higher trim levels of the Nissan Rogue include premium features, which increase the MSRP and result in higher insurance costs than the base model.
Theft rates
Vehicles with a higher risk of theft typically cost more to insure. The Nissan Rogue's theft relative claims frequency of 34 may contribute to increased insurance rates.
Cheapest Nissan Rogue Insurance
State Farm offers the lowest Nissan Rogue insurance rate at $491 for minimum coverage, based on a 40-year-old male driver with a clean record. Below is a breakdown of the cheapest car insurance options for different coverage levels, age groups, driving records, model years and more.
Cheapest Nissan Rogue Insurance by Coverage Level
The level of coverage you choose greatly affects your Nissan Rogue insurance rate. State Farm provides the most affordable average minimum and full coverage rates. Below is a breakdown of the cheapest providers for each type.
Cheapest Nissan Rogue Minimum Coverage
State Farm offers the cheapest minimum coverage for a Nissan Rogue at $41 monthly. GEICO, Travelers and Progressive also provide affordable rates ranging from $42 to $56.
| USAA | $35 | $424 |
| State Farm | $41 | $491 |
| GEICO | $42 | $506 |
| Travelers | $52 | $629 |
| Progressive | $56 | $667 |
| Allstate | $58 | $699 |
| Nationwide | $59 | $708 |
| Farmers | $62 | $744 |
*State Farm offers non-military-affiliated Nissan Rogue owners the lowest average minimum coverage insurance rate. USAA is the most affordable option for military-affiliated drivers.
Best Nissan Rogue Insurance Rates by Model Year
The above list doesn't consider the model year, so lower rates might be available based on your vehicle's age. To find the cheapest minimum coverage premiums for each Nissan Rogue production year, filter the table below.
Data filtered by:Results filtered by:
Select
Model Year:2009
| Allstate | $706 | $59 |
| Farmers | $767 | $64 |
| GEICO | $538 | $45 |
| Nationwide | $759 | $63 |
| Progressive | $687 | $57 |
| State Farm | $485 | $40 |
| Travelers | $722 | $60 |
| USAA | $429 | $36 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Nissan Rogue Insurance
State Farm offers the cheapest full coverage for a Nissan Rogue at $92 per month or $1,104 annually. Explore the list of full coverage car insurance providers and rates below.
| USAA | $83 | $991 |
| State Farm | $92 | $1,104 |
| GEICO | $93 | $1,113 |
| Travelers | $116 | $1,387 |
| Nationwide | $117 | $1,398 |
| Progressive | $117 | $1,409 |
| Allstate | $122 | $1,467 |
| Farmers | $129 | $1,550 |
*On average, State Farm is the cheapest insurer for non-military-affiliated Nissan Rogue owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.
Cheapest Nissan Rogue Insurance by Age
Younger drivers aged 16 to 25 and seniors aged 55 and up often pay more for Nissan Rogue insurance. Finding the lowest rate is crucial for these drivers. Below is a breakdown of the cheapest options by age.
Cheapest Nissan Rogue Insurance for Young Drivers
State Farm offers the cheapest auto insurance for young adults at $89 monthly or $1,068 annually for minimum coverage. Below is the complete list of the lowest rates for Nissan Rogue drivers aged 16 to 25.
| USAA | $73 | $877 |
| State Farm | $89 | $1,068 |
| GEICO | $101 | $1,212 |
| Travelers | $109 | $1,308 |
| Allstate | $136 | $1,629 |
| Progressive | $154 | $1,842 |
| Nationwide | $156 | $1,873 |
| Farmers | $168 | $2,014 |
*State Farm is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Nissan Rogue Insurance for Seniors
State Farm offers the cheapest car insurance for seniors aged 55 and up at $45 monthly or $539 annually. See the full list of affordable Nissan Rogue insurers below.
| State Farm | $45 | $539 |
| USAA | $47 | $563 |
| GEICO | $50 | $606 |
| Travelers | $63 | $752 |
| Nationwide | $69 | $830 |
| Progressive | $71 | $850 |
| Allstate | $71 | $857 |
| Farmers | $82 | $990 |
Cheapest Nissan Rogue Insurance After an Accident
For Nissan Rogue drivers needing affordable insurance after an accident, State Farm, GEICO and Travelers offer the best rates. View the complete list below for more options.
| State Farm | $51 | $613 |
| USAA | $54 | $645 |
| GEICO | $66 | $796 |
| Travelers | $75 | $905 |
| Allstate | $80 | $958 |
| Progressive | $90 | $1,078 |
| Nationwide | $92 | $1,099 |
| Farmers | $121 | $1,456 |
Nissan Rogue Insurance Cost: Bottom Line
Compare rates from multiple providers to find the most affordable car insurance. This article explored Nissan Rogue insurance, detailing costs across demographics and highlighting the cheapest providers.
Nissan Rogue Insurance Rates: FAQ
Below are some frequently asked questions about the cost of insuring a Nissan Rogue.
What company has the cheapest car insurance for a Nissan Rogue?
State Farm offers the cheapest insurance for a Nissan Rogue, with an annual minimum coverage rate of $491.
What is the average cost of car insurance for a Nissan Rogue?
The average insurance cost for a Nissan Rogue is $619 for minimum coverage and $1,335 for full coverage.
Nissan Rogue Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and 4,183 Nissan Rogue insurance quotes from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring a Nissan Rogue:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine Nissan Rogue insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your Nissan Rogue.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis includes average full coverage policy rates with comprehensive and collision coverage (with a $1,000 deductible) and increased liability limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.