Nissan Sentra Insurance Cost

Three things matter when choosing how much coverage to buy: what your Nissan's worth, how much you drive and what you can afford to spend:

Tight budget (you own the car):

• Your state's minimum liability requirements
• Add comprehensive and collision with a $1,000 deductible

Want better protection (you own the car):

• 100/300/100 liability coverage
• Comprehensive and collision with a $500 deductible

Financing or leasing:

• 100/300/100 liability coverage
• Comprehensive and collision with a $500 deductible
• Gap insurance (most lenders require this)

*Coverage Limits Explained (100/300/100):

• $100,000 bodily injury per person
• $300,000 bodily injury per accident
• $100,000 property damage coverage

Researching average auto insurance costs for your car will give you an idea of how much you're saving currently and with another provider. You can then look for the cheapest car insurance companies.

To get the most balanced car insurance for your Nissan Sentra, check forum reviews, J.D. Power customer satisfaction scores, Better Business Bureau complaint records and AM Best financial strength ratings while comparing coverage limits and deductibles. Some low-cost insurers have slower claim processing times or limited coverage options that can leave you underinsured in an accident.

Finding car insurance discounts you'll likely qualify for will go a long way in ensuring you get the cheapest rate possible. The five discounts below are the most likely we found that Nissan Sentra owners will qualify for:

• Good Student Discount (5% to 25% savings): The Sentra's popularity among college students and first-time buyers makes this discount particularly relevant. Many insurers offer good student discounts for full-time students maintaining a B average or better, and the Sentra's reputation as a "top choice for college students" means many owners can capitalize on this savings opportunity.
• Multi-Car/Multi-Vehicle Discount (12% to 25% savings): While Sentra buyers often have lower household incomes compared to luxury vehicle owners, families frequently add the affordable Sentra as a second car or pass it down to young drivers. This creates opportunities for multi-car discounts when the Sentra is paired with the family's primary vehicle.
• Bundling/Multi-Policy Discount (5% to 25% savings): Many Sentra owners are first-time car buyers who are also establishing other insurance needs like renters or homeowners insurance. Bundling auto coverage with these policies can provide substantial savings, especially valuable for budget-conscious buyers drawn to the Sentra's affordability.
• Safety Features/Advanced Safety Discount (5% to 40% savings): The 2025 Nissan Sentra earned a five-star NHTSA overall safety rating and comes standard with Safety Shield 360, including automatic emergency braking with pedestrian detection, blind spot warning, and lane departure warning. Insurance companies often reward these factory-installed safety features with discounts.
• New Driver/Defensive Driving Course Discount (5% to 15% savings): Given the Sentra's status as a popular choice for first-time drivers and teens, many owners can qualify for discounts by completing approved defensive driving courses. These programs are especially beneficial for young drivers who represent a portion of the Sentra's buyer demographic and can help offset the higher premiums typically associated with new drivers.

Nissan Sentra owners should consider usage-based insurance or programs like GEICO DriveEasy that reward safe driving habits with lower premiums.

Comparing car insurance quotes from multiple sources can cut your Nissan Sentra insurance by up to 24%. Your best deal today might not exist next year, so make comparing rates an annual habit.