Annual full coverage insurance costs for a Ram Rebel range from $1,176 to $6,949. Rates vary widely based on the model year, driver age, location, driving history, coverage level and insurer. MoneyGeek breaks down Ram Rebel insurance costs and coverage, offering insights into the best and cheapest insurers.
Ram Rebel Insurance Cost
Key Takeaways
State Farm offers the most affordable annual minimum coverage rate across all Ram Rebel model years at $510.
A Ram Rebel's average annual insurance cost is $644 for minimum coverage and $1,592 for full coverage.
MoneyGeek's analysis included data and 2,092 Ram Rebel insurance quotes from Quadrant Information Services to ensure comprehensive insights.
Ram Rebel Insurance Rates
What Is the Average Ram Rebel Car Insurance Cost?
Full coverage insurance for a Ram Rebel costs about $133 per month or $1,592 per year, based on a 40-year-old male driver with a clean record. Minimum coverage costs around $54 monthly or $644 annually.
| Minimum Coverage | $644 |
| Full Coverage | $1,592 |
Read more: Average Cost of Car Insurance
Ram Rebel Insurance Costs by Company
Ram Rebel insurance costs range from $1,221 to $2,427 per year, varying by age, model year and coverage level. The table below compares average Ram Rebel insurance rates with the averages for all vehicles from several national and mid-size providers.
| Allstate | $2,041 | $1,808 | 13% |
| Auto-Owners | $1,324 | $1,225 | 8% |
| Farmers | $2,031 | $1,953 | 4% |
| GEICO | $1,330 | $1,331 | 0% |
| Kemper | $2,427 | $2,209 | 10% |
| Nationwide | $1,705 | $1,586 | 7% |
| Progressive | $1,690 | $1,742 | -3% |
| State Farm | $1,379 | $1,268 | 9% |
| Travelers | $1,499 | $1,520 | -1% |
| USAA | $1,221 | $1,199 | 2% |
Read more: Best Car Insurance Companies
Cost of Insuring a Ram Rebel by Model Year
The year your Ram Rebel was made affects your insurance rates, with older models usually costing less. For instance, full coverage for a 2022 model costs $1,661 per year compared to $1,520 for a 2016 model. Below are the average full and minimum coverage rates for every production year.
| 2022 | $636 | $1,661 |
| 2021 | $639 | $1,635 |
| 2020 | $648 | $1,614 |
| 2019 | $656 | $1,600 |
| 2018 | $670 | $1,612 |
| 2017 | $674 | $1,581 |
| 2016 | $672 | $1,520 |
Ram Rebel Insurance Costs by Driver Age
Ram Rebel insurance rates vary widely based on driver age. For instance, 40-year-olds pay an average of $1,603 annually for full coverage, while 16-year-olds pay $6,949. Below are the average minimum and full coverage rates for drivers across ages.
| 16 | $3,007 | $6,949 |
| 17 | $2,439 | $5,653 |
| 18 | $2,128 | $4,974 |
| 19 | $1,517 | $3,558 |
| 20 | $1,363 | $3,236 |
| 21 | $1,080 | $2,613 |
| 22 | $985 | $2,403 |
| 23 | $914 | $2,245 |
| 24 | $866 | $2,136 |
| 25 | $769 | $1,911 |
| 26 | $748 | $1,844 |
| 27 | $730 | $1,803 |
| 28 | $718 | $1,774 |
| 29 | $707 | $1,750 |
| 30 | $683 | $1,688 |
| 35 | $664 | $1,634 |
| 40 | $656 | $1,603 |
| 45 | $651 | $1,582 |
| 50 | $635 | $1,534 |
| 55 | $618 | $1,493 |
| 60 | $619 | $1,487 |
| 65 | $659 | $1,535 |
| 70 | $716 | $1,641 |
| 75 | $797 | $1,798 |
| 80 | $902 | $1,998 |
| 85 | $976 | $2,145 |
| 90 | $1,030 | $2,246 |
Ram Rebel Insurance Rates Explained
Car insurance rates depend on driver profiles, but factors tied to your vehicle also play a key role. Below is a list of vehicle-related cost factors.
Ram Rebel Rates vs. National Average
All Vehicles
$1,296
Average Full Coverage Rate
vs
Ram Rebel
$1,592
Average Full Coverage Rate
Premiums for Ram Rebel are$296 SAVED
ValueThe Ram Rebel is a luxury pickup truck with an MSRP of $57,445. Repair and replacement costs run high on this truck, and insurers price coverage accordingly.
PerformanceThe Ram Rebel's 305-horsepower engine puts it in high-performance territory. Insurers often treat high-performance vehicles as greater risks, and premiums climb as a result.
Vehicle ageNewer Ram Rebels cost more to insure than older models in most cases. Collector and classic versions break that pattern: their insurance costs can climb higher despite their age.
Vehicle sizeLarger vehicles carry more property damage potential, and insurers charge more to cover that risk. At 5,083 lbs, the Ram Rebel weighs more than smaller Ram models, and costs more to insure as a result.
Trim levelPremium upgrades on higher trim levels push up the MSRP, and insurance costs rise with it. The Ram Rebel's upper trims cost more to insure than the base model.
Cheapest Ram Rebel Insurance
State Farm offers the cheapest minimum coverage for Ram Rebel at $510 per year, based on a 40-year-old male driver with a clean record. Below is a breakdown of the most affordable auto insurance across coverage levels, age groups, driving records, model years and more.
Cheapest Ram Rebel Insurance by Coverage Level
Coverage level determines your Ram Rebel insurance rate in a big way. State Farm has the cheapest rates for minimum coverage. GEICO has the cheapest rates for full coverage. This breakdown covers the top providers for each coverage type.
Cheapest Ram Rebel Minimum Coverage
State Farm offers the cheapest minimum coverage for a Ram Rebel at $43 per month, followed by GEICO at $45, Travelers at $53 and Allstate and Progressive at $57.
| USAA | $39 | $464 |
| State Farm | $43 | $510 |
| GEICO | $45 | $537 |
| Travelers | $53 | $642 |
| Progressive | $57 | $680 |
| Allstate | $57 | $687 |
| Nationwide | $61 | $730 |
| Farmers | $64 | $772 |
*State Farm offers non-military-affiliated Ram Rebel owners the lowest average minimum coverage insurance rate. USAA is the most affordable option for military-affiliated drivers.
Best Ram Rebel Insurance Rates by Model Year
The above list doesn't consider a vehicle's production year, which can mean lower rates depending on its age. Filter the table below to find the cheapest minimum coverage rates for each Ram Rebel model year.
Data filtered by:
2016
| Allstate | $698 | $58 |
| Farmers | $786 | $66 |
| GEICO | $569 | $47 |
| Nationwide | $789 | $66 |
| Progressive | $678 | $57 |
| State Farm | $517 | $43 |
| Travelers | $669 | $56 |
| USAA | $485 | $40 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Ram Rebel Insurance
GEICO offers the cheapest full coverage for a Ram Rebel at $1,290 annually or $107 monthly. Below is the complete list of full coverage car insurance providers and rates.
| USAA | $98 | $1,176 |
| GEICO | $107 | $1,290 |
| State Farm | $111 | $1,329 |
| Travelers | $123 | $1,482 |
| Nationwide | $133 | $1,590 |
| Progressive | $134 | $1,608 |
| Farmers | $157 | $1,881 |
| Allstate | $161 | $1,937 |
*On average, GEICO is the cheapest insurer for non-military-affiliated Ram Rebel owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.
Cheapest Ram Rebel Insurance by Age
Drivers aged 16 to 25 and those over 55 often pay more for Ram Rebel insurance. Below is a breakdown of the cheapest options by age.
Cheapest Ram Rebel Insurance for Young Drivers
State Farm offers the cheapest auto insurance for young adults at $93 monthly or $1,119 annually for minimum coverage. The table below shows a complete list of affordable rates for Ram Rebel drivers aged 16 to 25.
| USAA | $81 | $971 |
| State Farm | $93 | $1,119 |
| GEICO | $108 | $1,294 |
| Travelers | $111 | $1,335 |
| Allstate | $134 | $1,603 |
| Progressive | $158 | $1,895 |
| Nationwide | $162 | $1,948 |
| Farmers | $175 | $2,094 |
*State Farm is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Ram Rebel Insurance for Seniors
State Farm offers the cheapest car insurance for seniors aged 55 and up at $561 annually or $47 monthly. See the full list of affordable Ram Rebel insurers below.
| State Farm | $47 | $561 |
| USAA | $52 | $618 |
| GEICO | $54 | $644 |
| Travelers | $64 | $765 |
| Allstate | $70 | $840 |
| Nationwide | $71 | $857 |
| Progressive | $72 | $864 |
| Farmers | $87 | $1,045 |
Cheapest Ram Rebel Insurance After an Accident
State Farm, GEICO and Travelers offer Ram Rebel drivers the most affordable car insurance after an accident. See the complete list below for more options.
| State Farm | $53 | $641 |
| USAA | $59 | $707 |
| GEICO | $71 | $851 |
| Travelers | $78 | $931 |
| Allstate | $79 | $943 |
| Progressive | $92 | $1,098 |
| Nationwide | $95 | $1,137 |
| Farmers | $126 | $1,511 |
Ram Rebel Insurance Cost: Bottom Line
Getting quotes from multiple insurers each year helps drivers find the lowest Ram Rebel rates. Costs vary by driver demographics, and providers differ on price for the same coverage.
Ram Rebel Insurance Rates: FAQ
These are answers to common questions about Ram Rebel insurance costs, including minimum coverage options and affordable plans.
State Farm offers the cheapest insurance for a Ram Rebel, with an annual minimum coverage rate of $510.
A Ram Rebel's average annual insurance cost is $644 for minimum coverage and $1,592 for full coverage.
Ram Rebel Insurance Ratings: Our Review Methodology
MoneyGeek analyzed 2,092 Ram Rebel insurance quotes from Quadrant Information Services.
Drivers and Cars
We built a sample driver profile with these characteristics to calculate average Ram Rebel insurance rates:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We adjusted this profile to find Ram Rebel rates across different age groups, driving records and model years. Data collection covered these model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
Our data scientists estimated rates for any model year without available data, based on standard insurer pricing patterns by year. These published rates are estimates. Your actual Ram Rebel rate may differ.
Coverage Levels
Minimum coverage requirements differ by state, so these rates combine minimum coverage policies from the states in our dataset.
MoneyGeek's analysis includes average full coverage rates with comprehensive and collision coverage ($1,000 deductible) and these increased liability limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick
Mark Fitzpatrick is a licensed Property and Casualty (P&C) Insurance Producer in Connecticut and MoneyGeek's resident expert in insurance and economics. In nearly a decade covering the insurance market at LendingTree and MoneyGeek, he's analyzed hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College and later earned a master's in economics and international relations from Johns Hopkins University. He worked in financial risk management at State Street before joining MoneyGeek. He's also a five-time “Jeopardy!” champion.