Cheapest SR-22 Car Insurance in Connecticut (2024)

An SR-22 is a certificate that proves you carry the state minimum coverage after certain driving violations. In Connecticut, either you or your insurance company must file it. While the SR-22 form itself doesn't affect your rates, the violations leading to its requirement often result in higher premiums.

For those in need of SR-22, the two most affordable companies are State Farm with an annual rate of $821, and Progressive at $841 per year. These rates reflect the state minimum coverage for drivers with a DUI on record.

Drivers in Connecticut looking for the cheapest non-owner car insurance with SR-22 requirements can turn to State Farm at $504 annually or GEICO with yearly rates of $553. These options provide a cost-effective solution for maintaining the state minimum coverage.

The most affordable companies for state minimum coverage SR-22 car insurance in Connecticut are:

• State Farm: $68 per month, $821 per year
• Progressive: $70 per month, $841 per year

The least expensive providers for full coverage car insurance SR-22 in Connecticut are:

• Progressive: $132 per month, $1,582 per year
• State Farm: $133 per month, $1,598 per year

After a moving violation, expect to pay more for car insurance as you're now seen as a high-risk driver. Despite this, you can find cheap SR-22 car insurance by getting quotes from different companies.

Finding the cheapest provider for your SR-22 insurance in the Nutmeg State is key to managing costs after a driving violation.

The companies with the cheapest non-owner SR-22 insurance in the Constitution State are:

• State Farm: $42 per month, $504 per year
• GEICO: $46 per month, $553 per year

Non-owner car insurance can fulfill the state minimum coverage requirements for individuals who need to file an SR-22 but do not own a vehicle. This is often a result of a license suspension, revocation, or serious traffic violations.

For non-owner drivers, finding the most affordable insurance provider is crucial, as it can lead to significant savings while still adhering to legal obligations.

An SR-22 is a form that proves you carry the state's minimum coverage auto insurance. In Connecticut, either you or your insurance company must file it, typically after serious traffic violations like DUI, driving without insurance or repeat traffic offenses. You'll need to maintain an SR-22 for three years. If your SR-22 is canceled, terminated, or lapses, your insurer is required to notify the state's public safety department immediately.

An SR-22 insurance verifies that you have the following minimum car insurance requirements:

• $25,000 for bodily injury liability per person.
• $50,000 for bodily injury liability per accident.
• $25,000 for property damage liability per accident.
• $25,000 uninsured motorist bodily injury per person.
• $50,000 uninsured motorist bodily injury per accident.

If you don't own a car, you'll need to get SR-22 non-owner car insurance instead. Remember, an insurance policy card is not a substitute for an SR-22.

Connecticut drivers who've faced serious traffic offenses may need to file an SR-22. This form, submitted by you or your insurer, proves you have minimum coverage auto insurance. Filing an SR-22 is necessary to maintain your driver's license after certain violations.

These include DUI, driving without insurance, and other major infractions. The requirement typically lasts for three years. Below, you'll find a list of specific convictions that trigger the need for an SR-22, ensuring you stay informed and on the right side of the law.

Having an SR-22 in Connecticut means facing not just higher insurance rates and limited coverage options but also additional filing fees. Worse, insurers might deny you coverage or cancel your policy mid-term after you file an SR-22. It's vital to keep your insurance active without any breaks. If you let it lapse, your SR-22 requirement may start over. In Connecticut, you're typically required to carry an SR-22 for three years.

Understanding the consequences of not filing an SR-22 is key. If you're required to have one and don't file, you could lose your driving privileges.

Here's how an SR-22 can affect your car insurance in Connecticut:

The average annual cost of SR-22 car insurance for drivers with a DUI in Connecticut is $5,693 for full coverage and $2,812 for minimum coverage. In comparison, drivers with a clean record pay $1,789 for full coverage and $925 for minimum coverage. This highlights a significant increase for those with a DUI.

The severity of your offense directly impacts your premiums. It's not the SR-22 certificate raising your rates but the violations that necessitate it. Repeat offenders or those with severe violations may face non-renewal or higher rates upon renewal. An SR-22 certificate in Connecticut is required for three years. During this period, you must maintain minimum liability coverage of 25/50/25.

Filing an SR-22 in Connecticut is mandatory after serious violations like DUI or driving uninsured. Not complying can lead to severe penalties. Ensure you meet the 25/50/25 minimum coverage requirement for three years. Here are the steps to secure an SR-22 in Connecticut:

If your SR-22 in Connecticut lapses, your driving rights will be suspended again. You need minimum coverage auto insurance to reinstate your license. While the exact fee varies, expect to pay an additional charge for a new SR-22 on top of your premium.

A DUI on your record can hike your car insurance premiums, with annual rates jumping from $925 to $2,812. You can still find affordable car insurance after a DUI. In Connecticut, drivers with a DUI need an SR-22 and must carry minimum coverage. This filing, required for three years, proves you have the insurance you need to stay on the road.

Finding affordable SR-22 insurance in Connecticut can be a challenge. Get answers to your questions on securing the most cost-effective coverage.