Insurance premiums for a Subaru BRZ average $215 monthly for full coverage and $112 for minimum coverage. Your specific trim and model year affect costs, with monthly premiums ranging from $86 to $396.
Subaru BRZ Insurance Cost
Updated: February 3, 2026
Key Takeaways
GEICO offers the most affordable rates on average for Subaru BRZ owners, though full coverage insurance costs average $215 per month and can vary based on your model year and chosen insurer. Read more
The BRZ ranks 30th out of 115 sports cars for insurance affordability, placing it in the middle tier for its vehicle type. Since sports cars face higher premiums due to performance capabilities and theft risks, it's still expensive compared to average models. Read More
Getting accurate insurance rates means checking costs for your BRZ's specific model year, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific BRZ model years, depending on the age of the drivers
How Much Is Subaru BRZ Insurance?
| Subaru Brz | $112 | $215 |
Looking for another Subaru model? Read more about the cost of Subaru car insurance models.
Monthly insurance costs for a Subaru BRZ range from $83 for older models to $318 for the newest ones. Your car's age greatly affects insurance rates, and the BRZ is no exception since newer vehicles have higher market values that cost more to insure.
Insurance costs for a Subaru BRZ depend on model year and company. Full coverage goes from $145 monthly with GEICO to $386 with AIG, while minimum coverage spans $67 with GEICO to $186 with Farmers.
Subaru BRZ owners should shop between insurers since minimum coverage varies by over $119 and full coverage by over $241. Each company calculates risk differently for the BRZ, affecting your final quote.
| AAA | $131 | $272 |
| AIG | $156 | $386 |
| Allstate | $136 | $262 |
| Amica | $137 | $282 |
| Chubb | $136 | $271 |
| Farmers | $186 | $327 |
| Geico | $67 | $145 |
| Kemper | $111 | $226 |
| Nationwide | $130 | $224 |
| Progressive | $102 | $191 |
| State Farm | $109 | $227 |
| The Hartford | $121 | $207 |
| Travelers | $101 | $186 |
| UAIC | $170 | $211 |
Is Subaru BRZ Expensive to Insure?
Sports cars carry higher insurance costs, and MoneyGeek's analysis of 115 sports cars shows the Subaru BRZ ranking 30th for affordability. That means 29 vehicles cost less to insure, positioning the BRZ a few dollars per month pricier than a Mercedes SLK-Class but slightly cheaper than a Jaguar F-Type. This middle-tier standing among sports cars provides useful context for potential buyers.
While it's middle of the pack for sports cars, the BRZ ranks 583rd out of 827 total vehicles, placing it among the more expensive models to insure. The Mazda MX-5 Miata claims the most affordable sports car spot, while the Rolls Royce La Rose Noire commands the highest premiums.
| Mclaren GT | $155 | 27 |
| Tesla Roadster | $157 | 28 |
| Mercedes SLK-Class | $162 | 29 |
| Subaru BRZ | $163 | 30 |
| Jaguar F-Type | $164 | 31 |
| Toyota GR86 | $165 | 32 |
| BMW Z4 M | $167 | 33 |
Several factors affect what you'll pay for Subaru BRZ insurance:
- Average Repair or Replacement Costs: The BRZ ranks as Subaru's fourth most affordable model to maintain out of 10, with repair costs averaging $756 annually. This relatively low maintenance expense helps keep insurance premiums manageable.
- Vehicle Trim, Features and Accessories: With 228 horsepower from its 2.4L flat-four engine, the BRZ's performance capabilities increase insurance costs compared to standard vehicles. Higher performance leads to increased premiums due to greater risk, though the BRZ's moderate power keeps rates below extreme performance cars.
- Driver Profile: The BRZ attracts drivers aged 25 to 35 with a median age around 30, and younger drivers pay higher rates due to risk factors. Its performance reputation draws risk-taking behaviors that concern insurers. Read more about the costs of Subaru BRZs for young drivers.
Subaru BRZ Costs by Model Year and Driver Age by Insurance Company
Newer Subaru BRZ models tend to be more expensive to insure than older versions, though the difference isn't as dramatic as other sports cars. A 35- to 55-year-old driver pays an average of $267 monthly for full coverage on a 2025 BRZ compared to $259 for a 2015 model. Insurance costs for your Subaru BRZ may change depending on your model year and the age of drivers on your policy, with young drivers in their teens and early twenties paying much more across all years.
GEICO offers the cheapest rates across all BRZ model years.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Subaru BRZ
| Geico | $73 | $160 |
| Progressive | $102 | $190 |
| National General | $106 | $216 |
| Kemper | $111 | $228 |
| Travelers | $112 | $210 |
| The Hartford | $121 | $206 |
| State Farm | $133 | $278 |
| Nationwide | $136 | $237 |
| Allstate | $143 | $275 |
| AAA | $147 | $306 |
| Chubb | $162 | $326 |
| Amica | $164 | $337 |
| UAIC | $169 | $213 |
| AIG | $173 | $433 |
| Farmers | $221 | $389 |
2025 Subaru BRZ Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $907 | $662 | $556 | $404 | $348 | $281 | $259 | $214 | $202 | $184 |
| State Farm | $1,051 | $924 | $816 | $706 | $623 | $529 | $481 | $429 | $392 | $345 |
| Nationwide | $1,074 | $983 | $905 | $768 | $649 | $421 | $390 | $364 | $344 | $308 |
| Travelers | $1,258 | $923 | $735 | $569 | $506 | $363 | $333 | $309 | $286 | $242 |
| Allstate | $1,315 | $1,029 | $830 | $614 | $550 | $428 | $389 | $367 | $346 | $306 |
| Progressive | $1,382 | $1,117 | $927 | $515 | $449 | $363 | $323 | $289 | $266 | $228 |
| Farmers | $2,440 | $1,811 | $1,609 | $1,004 | $948 | $723 | $642 | $615 | $583 | $489 |
Cost of Car Insurance for 2024 Subaru BRZ
| Geico | $68 | $150 |
| Progressive | $95 | $178 |
| National General | $99 | $202 |
| Kemper | $104 | $213 |
| Travelers | $105 | $196 |
| The Hartford | $113 | $193 |
| State Farm | $124 | $260 |
| Nationwide | $128 | $222 |
| Allstate | $134 | $258 |
| AAA | $138 | $286 |
| Chubb | $152 | $305 |
| Amica | $153 | $315 |
| UAIC | $159 | $199 |
| AIG | $162 | $405 |
| Farmers | $207 | $364 |
2024 Subaru BRZ Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $849 | $620 | $521 | $378 | $325 | $263 | $242 | $200 | $190 | $172 |
| State Farm | $984 | $865 | $764 | $661 | $583 | $495 | $450 | $401 | $367 | $323 |
| Nationwide | $1,005 | $920 | $847 | $719 | $608 | $394 | $365 | $341 | $322 | $288 |
| Travelers | $1,177 | $864 | $688 | $532 | $474 | $340 | $312 | $289 | $268 | $227 |
| Allstate | $1,230 | $963 | $777 | $575 | $515 | $401 | $364 | $344 | $324 | $287 |
| Progressive | $1,294 | $1,045 | $867 | $482 | $421 | $340 | $303 | $270 | $249 | $214 |
| Farmers | $2,284 | $1,695 | $1,506 | $940 | $887 | $677 | $601 | $575 | $546 | $458 |
Cost of Car Insurance for 2023 Subaru BRZ
| Geico | $56 | $122 |
| Progressive | $77 | $145 |
| National General | $80 | $164 |
| Kemper | $85 | $173 |
| Travelers | $85 | $160 |
| The Hartford | $92 | $157 |
| State Farm | $101 | $212 |
| Nationwide | $104 | $180 |
| Allstate | $109 | $209 |
| AAA | $112 | $233 |
| Chubb | $123 | $248 |
| Amica | $125 | $256 |
| UAIC | $129 | $162 |
| AIG | $132 | $329 |
| Farmers | $168 | $296 |
2023 Subaru BRZ Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $689 | $503 | $423 | $307 | $264 | $214 | $197 | $163 | $154 | $140 |
| State Farm | $799 | $703 | $621 | $537 | $474 | $402 | $365 | $326 | $298 | $262 |
| Nationwide | $816 | $747 | $688 | $584 | $493 | $320 | $297 | $277 | $262 | $234 |
| Travelers | $956 | $702 | $559 | $433 | $385 | $276 | $253 | $235 | $218 | $184 |
| Allstate | $1,000 | $782 | $631 | $467 | $418 | $326 | $296 | $279 | $263 | $233 |
| Progressive | $1,051 | $849 | $705 | $392 | $342 | $276 | $246 | $220 | $202 | $174 |
| Farmers | $1,856 | $1,377 | $1,224 | $763 | $721 | $550 | $488 | $467 | $443 | $372 |
Cost of Car Insurance for 2022 Subaru BRZ
| Geico | $49 | $108 |
| Progressive | $68 | $128 |
| National General | $71 | $145 |
| Kemper | $75 | $153 |
| Travelers | $75 | $141 |
| The Hartford | $81 | $139 |
| State Farm | $89 | $187 |
| Nationwide | $92 | $159 |
| Allstate | $96 | $185 |
| AAA | $99 | $206 |
| Chubb | $109 | $219 |
| Amica | $110 | $226 |
| UAIC | $114 | $143 |
| AIG | $116 | $291 |
| Farmers | $149 | $261 |
2022 Subaru BRZ Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $610 | $445 | $374 | $272 | $234 | $189 | $174 | $144 | $136 | $123 |
| State Farm | $707 | $621 | $549 | $475 | $419 | $356 | $323 | $288 | $263 | $232 |
| Nationwide | $722 | $661 | $608 | $516 | $436 | $283 | $262 | $245 | $231 | $207 |
| Travelers | $846 | $621 | $494 | $383 | $340 | $244 | $224 | $208 | $193 | $163 |
| Allstate | $884 | $692 | $558 | $413 | $370 | $288 | $261 | $247 | $233 | $206 |
| Progressive | $929 | $751 | $623 | $346 | $302 | $244 | $218 | $194 | $179 | $154 |
| Farmers | $1,641 | $1,218 | $1,082 | $675 | $637 | $486 | $432 | $413 | $392 | $329 |
Cost of Car Insurance for 2020 Subaru BRZ
| Geico | $50 | $111 |
| Progressive | $70 | $131 |
| National General | $73 | $149 |
| Kemper | $77 | $157 |
| Travelers | $77 | $145 |
| The Hartford | $83 | $142 |
| State Farm | $92 | $192 |
| Nationwide | $94 | $164 |
| Allstate | $99 | $190 |
| AAA | $102 | $211 |
| Chubb | $112 | $225 |
| Amica | $113 | $232 |
| UAIC | $117 | $147 |
| AIG | $120 | $299 |
| Farmers | $152 | $268 |
2020 Subaru BRZ Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $626 | $457 | $384 | $279 | $240 | $194 | $179 | $148 | $140 | $127 |
| State Farm | $725 | $638 | $564 | $487 | $430 | $365 | $332 | $296 | $270 | $238 |
| Nationwide | $741 | $678 | $624 | $530 | $448 | $290 | $269 | $251 | $238 | $213 |
| Travelers | $868 | $637 | $508 | $393 | $350 | $251 | $230 | $213 | $198 | $167 |
| Allstate | $907 | $710 | $573 | $424 | $380 | $296 | $268 | $253 | $239 | $211 |
| Progressive | $954 | $771 | $640 | $356 | $310 | $250 | $223 | $199 | $184 | $158 |
| Farmers | $1,685 | $1,250 | $1,111 | $693 | $654 | $499 | $443 | $424 | $402 | $338 |
Cost of Car Insurance for 2019 Subaru BRZ
| Geico | $58 | $125 |
| National General | $62 | $128 |
| Travelers | $71 | $130 |
| Progressive | $75 | $140 |
| State Farm | $82 | $172 |
| Nationwide | $87 | $151 |
| Chubb | $96 | $188 |
| Kemper | $97 | $199 |
| AAA | $98 | $203 |
| Amica | $99 | $203 |
| Allstate | $102 | $196 |
| The Hartford | $108 | $184 |
| AIG | $116 | $285 |
| Farmers | $134 | $236 |
| UAIC | $147 | $184 |
2019 Subaru BRZ Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $646 | $568 | $503 | $434 | $383 | $326 | $296 | $264 | $242 | $213 |
| Nationwide | $687 | $628 | $578 | $491 | $415 | $269 | $249 | $232 | $220 | $197 |
| Geico | $710 | $517 | $435 | $315 | $272 | $219 | $202 | $167 | $158 | $144 |
| Travelers | $786 | $561 | $442 | $340 | $299 | $221 | $202 | $186 | $172 | $149 |
| Allstate | $942 | $737 | $593 | $437 | $392 | $305 | $277 | $262 | $247 | $218 |
| Progressive | $1,010 | $815 | $676 | $377 | $329 | $266 | $237 | $212 | $195 | $167 |
| Farmers | $1,468 | $1,090 | $970 | $606 | $572 | $435 | $388 | $371 | $352 | $296 |
Cost of Car Insurance for 2018 Subaru BRZ
| Geico | $54 | $118 |
| Travelers | $64 | $117 |
| National General | $66 | $135 |
| Progressive | $75 | $141 |
| State Farm | $80 | $167 |
| Nationwide | $88 | $152 |
| The Hartford | $98 | $167 |
| AAA | $99 | $205 |
| Amica | $103 | $210 |
| Kemper | $106 | $217 |
| Allstate | $108 | $208 |
| Chubb | $110 | $217 |
| AIG | $122 | $302 |
| Farmers | $139 | $246 |
| UAIC | $144 | $181 |
2018 Subaru BRZ Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $628 | $552 | $489 | $422 | $373 | $317 | $288 | $257 | $235 | $207 |
| Geico | $665 | $485 | $408 | $296 | $255 | $206 | $189 | $157 | $148 | $135 |
| Nationwide | $690 | $630 | $581 | $493 | $416 | $270 | $250 | $233 | $221 | $197 |
| Travelers | $715 | $512 | $404 | $311 | $274 | $201 | $183 | $169 | $156 | $135 |
| Allstate | $1,002 | $784 | $630 | $464 | $416 | $324 | $294 | $278 | $261 | $231 |
| Progressive | $1,024 | $827 | $686 | $381 | $333 | $269 | $240 | $214 | $197 | $169 |
| Farmers | $1,536 | $1,139 | $1,013 | $631 | $595 | $452 | $403 | $385 | $366 | $308 |
Cost of Car Insurance for 2017 Subaru BRZ
| Geico | $97 | $210 |
| National General | $122 | $250 |
| State Farm | $149 | $310 |
| Travelers | $153 | $283 |
| Progressive | $165 | $308 |
| Kemper | $166 | $337 |
| The Hartford | $188 | $320 |
| Chubb | $191 | $377 |
| Amica | $192 | $394 |
| AAA | $193 | $399 |
| Nationwide | $206 | $356 |
| Allstate | $209 | $403 |
| AIG | $230 | $565 |
| UAIC | $262 | $323 |
| Farmers | $262 | $460 |
2017 Subaru BRZ Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,163 | $1,024 | $906 | $782 | $690 | $587 | $533 | $476 | $435 | $383 |
| Geico | $1,185 | $863 | $725 | $525 | $453 | $365 | $336 | $279 | $264 | $240 |
| Nationwide | $1,618 | $1,481 | $1,364 | $1,157 | $978 | $633 | $587 | $548 | $517 | $463 |
| Travelers | $1,675 | $1,210 | $956 | $738 | $651 | $482 | $440 | $407 | $376 | $325 |
| Allstate | $1,917 | $1,499 | $1,210 | $897 | $803 | $625 | $569 | $537 | $507 | $448 |
| Progressive | $2,254 | $1,815 | $1,505 | $836 | $729 | $590 | $525 | $468 | $431 | $370 |
| Farmers | $2,871 | $2,139 | $1,902 | $1,184 | $1,118 | $851 | $757 | $725 | $689 | $577 |
Cost of Car Insurance for 2016 Subaru BRZ
| Geico | $89 | $193 |
| National General | $113 | $231 |
| State Farm | $137 | $285 |
| Travelers | $141 | $260 |
| Progressive | $152 | $284 |
| Kemper | $153 | $311 |
| The Hartford | $173 | $295 |
| Chubb | $176 | $347 |
| Amica | $177 | $363 |
| AAA | $177 | $367 |
| Nationwide | $190 | $328 |
| Allstate | $192 | $371 |
| AIG | $212 | $520 |
| UAIC | $241 | $298 |
| Farmers | $241 | $424 |
2016 Subaru BRZ Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,072 | $943 | $835 | $720 | $636 | $541 | $491 | $439 | $401 | $353 |
| Geico | $1,091 | $795 | $668 | $484 | $417 | $337 | $310 | $257 | $243 | $221 |
| Nationwide | $1,491 | $1,364 | $1,256 | $1,066 | $901 | $583 | $541 | $504 | $477 | $427 |
| Travelers | $1,543 | $1,115 | $880 | $680 | $599 | $444 | $406 | $375 | $346 | $300 |
| Allstate | $1,766 | $1,381 | $1,115 | $827 | $740 | $576 | $524 | $495 | $467 | $412 |
| Progressive | $2,077 | $1,672 | $1,386 | $770 | $672 | $543 | $484 | $431 | $397 | $340 |
| Farmers | $2,645 | $1,971 | $1,752 | $1,091 | $1,030 | $784 | $698 | $668 | $634 | $531 |
Subaru BRZ Insurance Cost by Trim
Insurance costs for your Subaru BRZ range from $396 monthly for full coverage on the high-performance Series. Yellow Coupe 2d variants down to $86 for minimum coverage on basic Series. Gray Coupe 2d models. Performance features, rarity, and market value determine where each trim falls in this cost spectrum.
| Series.Gray Coupe 2d | $86 | $167 |
| Ts Coupe 2d | $96 | $186 |
| Limited Coupe 2d | $99 | $191 |
| Premium Coupe 2d | $103 | $199 |
| Premium | $110 | $214 |
| Limited | $118 | $229 |
| Ts | $127 | $246 |
| Series.Purple | $128 | $247 |
| Series.Blue Coupe 2d | $144 | $277 |
| Series.Hyperblue Coupe 2d | $182 | $351 |
| Series.Yellow Coupe 2d | $206 | $396 |
Subaru BRZ Insurance Cost by State
Car insurance for a Subaru BRZ ranges from just $41 monthly in Wyoming to $217 in Louisiana for minimum coverage. Your state's risk factors and insurance regulations drive these differences, not the vehicle itself.
| Alabama | $98 | $185 |
| Alaska | $77 | $164 |
| Arizona | $146 | $271 |
| Arkansas | $91 | $202 |
| California | $108 | $219 |
| Colorado | $107 | $257 |
| Connecticut | $152 | $260 |
| Delaware | $148 | $250 |
| Florida | $133 | $308 |
| Georgia | $152 | $250 |
| Hawaii | $56 | $127 |
| Idaho | $62 | $127 |
| Illinois | $103 | $193 |
| Indiana | $72 | $142 |
| Iowa | $63 | $151 |
| Kansas | $80 | $186 |
| Kentucky | $137 | $231 |
| Louisiana | $217 | $456 |
| Maine | $57 | $120 |
| Maryland | $166 | $280 |
| Massachusetts | $110 | $235 |
| Michigan | $170 | $331 |
| Minnesota | $95 | $195 |
| Mississippi | $102 | $199 |
| Missouri | $141 | $276 |
| Montana | $85 | $200 |
| Nebraska | $81 | $184 |
| Nevada | $190 | $342 |
| New Hampshire | $79 | $140 |
| New Jersey | $176 | $290 |
| New Mexico | $90 | $201 |
| New York | $129 | $231 |
| North Carolina | $89 | $175 |
| North Dakota | $70 | $153 |
| Ohio | $85 | $164 |
| Oklahoma | $101 | $224 |
| Oregon | $131 | $229 |
| Pennsylvania | $99 | $230 |
| Rhode Island | $137 | $242 |
| South Carolina | $113 | $210 |
| South Dakota | $62 | $186 |
| Tennessee | $87 | $176 |
| Texas | $134 | $275 |
| Utah | $116 | $198 |
| Vermont | $55 | $129 |
| Virginia | $106 | $172 |
| Washington | $101 | $188 |
| West Virginia | $97 | $196 |
| Wisconsin | $74 | $162 |
| Wyoming | $41 | $129 |
How to Lower the Cost of Subaru BRZ Insurance
These tips help you find better rates on Subaru BRZ insurance without sacrificing coverage:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Subaru BRZ. Own your sports car? Get state minimum liability plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by researching average auto insurance costs for sports cars. This benchmark assists with finding the cheapest car insurance companies offering competitive rates. Performance vehicles like the BRZ cost more to insure, so understanding market rates helps you identify genuinely good deals versus overpriced policies.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond price quotes alone. Check J.D. Power satisfaction ratings, examine forum discussions about claims processing, review Better Business Bureau records and confirm AM Best financial ratings. Budget options could provide limited coverage or slower service when you need to file a claim for your BRZ.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Subaru BRZ owners often get safety features discounts for advanced driver assistance systems, good driver discounts for clean records, multi-vehicle savings for insuring multiple cars and bundling discounts when combining auto with home or renters insurance. These savings can reduce your sports car's insurance costs.
- 5Consider alternative car insurance types
Subaru BRZ owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These telematics options track safe driving habits and deliver premium reductions based on your actual driving behavior. Since sports cars often have higher base rates, demonstrating responsible driving can lead to meaningful savings on your BRZ coverage.
- 6Check rates every year
Obtain car insurance quotes from several companies annually. Your insurer doesn't notify you when competitors lower prices, so yearly comparisons might save up to 24% on your Subaru BRZ insurance. Sports car rates fluctuate frequently as insurers adjust their risk models, making regular shopping essential for maintaining the best possible rates.
Subaru BRZ Insurance Cost: Bottom Line
Subaru BRZ insurance costs more than average, but you can still find decent rates. Shopping multiple companies, claiming available discounts and adjusting coverage options helps you secure better pricing for your sports car.
Subaru BRZ Insurance Rates: FAQ
What is the average cost of car insurance for a Subaru BRZ?
Insurance for a Subaru BRZ averages $1,338 annually for state minimum coverage and $2,584 for full coverage. These rates make the BRZ relatively affordable to insure compared to national averages.
What company has the cheapest car insurance for a Subaru BRZ?
Geico provides the most affordable auto insurance for a Subaru BRZ, offering minimum coverage at $802 annually. For full coverage protection, Geico remains the best value option at $1,745 per year.
Are Subaru BRZs expensive to insure?
No, Subaru BRZ insurance is not expensive compared to most vehicles. Among sports cars specifically, this model ranks 30th out of 115 for affordability, while placing 583rd out of 827 total vehicles we track.
What factors affect insurance costs for Subaru BRZs?
Various elements affect Subaru BRZ insurance rates beyond the vehicle itself. Your personal driving record, credit score, and selected coverage levels impact premiums. The BRZ's sports car classification and performance capabilities also influence costs, though it remains relatively affordable to insure overall.
How can I lower Subaru BRZ insurance costs?
Compare quotes from several insurers since Subaru BRZ pricing differs between companies, and explore usage-based programs that monitor safe driving. Maximize available discounts, bundle policies and keep your driving record clean to secure better rates.
How We Determined Subaru BRZ Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Subaru BRZ insurance costs.
Who We Based These Rates On
These Subaru BRZ prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.