Average insurance costs for a Subaru WRX run $219 monthly for full coverage and $113 for minimum coverage. Your specific trim and model year affect costs, ranging from $91 to $310 monthly.
Subaru WRX Insurance Cost
Updated: February 4, 2026
Key Takeaways
Subaru WRX insurance costs average $219 per month for full coverage, though that varies widely depending on your model year and which company you choose. GEICO offers the most affordable rates on average for WRX owners. Read more
Among sedans, the WRX ranks 140th out of 199 for insurance affordability in the US market, putting it in the middle-to-higher tier. Sedans cost less to insure than other vehicle types due to better safety ratings and lower repair costs. Read more
For the most accurate rates, check costs specific to your WRX's model year, especially if you're adding a teen driver to your policy. Model year makes a significant difference in premiums. Read MoneyGeek's analysis of rates by company for specific WRX model years, depending on the age of the drivers
How Much Is Subaru WRX Insurance?
| Subaru Wrx | $113 | $219 |
Looking for another Subaru model? Read more about the cost of Subaru car insurance models.
Monthly premiums for a Subaru WRX range from $83 for older models to $318 for the newest ones. Your car's age greatly affects insurance costs, and the WRX is no exception. Newer models cost more to insure because they're worth more money.
Insurance costs for a Subaru WRX depend on model year and company. Full coverage goes from $162 monthly with GEICO to $386 with AIG, while minimum coverage runs $74 with GEICO to $199 with Farmers.
Subaru WRX owners should shop between insurers since minimum coverage varies by over $125 and full coverage by over $224. Each company calculates risk differently for the WRX, affecting your final quote.
| AAA | $133 | $275 |
| AIG | $156 | $386 |
| Allstate | $131 | $254 |
| Amica | $136 | $279 |
| Chubb | $139 | $277 |
| Farmers | $199 | $351 |
| Geico | $74 | $162 |
| Kemper | $111 | $226 |
| Nationwide | $126 | $218 |
| Progressive | $112 | $210 |
| State Farm | $103 | $214 |
| The Hartford | $120 | $204 |
| Travelers | $93 | $172 |
| UAIC | $169 | $210 |
Is Subaru WRX Expensive to Insure?
MoneyGeek's analysis of 199 sedans reveals the Subaru WRX ranks 140th for insurance affordability. This middle-of-the-pack positioning puts it just a few dollars per month more expensive than a Mitsubishi Lancer and slightly cheaper than a BMW 7-Series. While 59 sedans cost less to insure, the WRX doesn't stand out as particularly pricey within its category.
However, sedans are expensive to insure overall. Among all 827 vehicles in our database, the Subaru WRX ranks 600th, placing it in the upper quartile for insurance costs. The Saturn S-Series claims the cheapest sedan spot, while the Cadillac CTS-V commands the highest premiums in this category.
| Audi S6 | $165 | 137 |
| Audi S5 | $165 | 138 |
| Acura TLX | $165 | 138 |
| Mitsubishi Lancer | $166 | 139 |
| Bentley Arnage | $166 | 139 |
| Subaru WRX | $166 | 140 |
| BMW 7-series | $168 | 141 |
| Infiniti Q50 | $170 | 142 |
| Mercedes CLS | $171 | 143 |
Several factors affect what you'll pay for Subaru WRX insurance:
- Average Repair or Replacement Costs: Subaru WRX repair costs average $1,028 annually, making it Subaru's most affordable model to maintain out of all 10 models. Lower maintenance expenses help offset some insurance costs.
- Vehicle Trim, Features and Accessories: Higher-performance trims cost more to insure due to increased horsepower output. The WRX's performance capabilities range from 268 to 310 horsepower, depending on trim, with higher performance leading to increased premiums.
- Driver Profile: The WRX attracts drivers aged 25 to 34 with a median age around 30, resulting in higher rates due to performance vehicle classification. Its performance reputation draws risk-taking behaviors that concern insurers. Read more about the costs of Subaru WRXs for young drivers.
Subaru WRX Costs by Model Year and Driver Age by Insurance Company
A 2016 Subaru WRX costs about $240 monthly to insure for drivers aged 35 to 55, while a 2025 model jumps to $293 per month for full coverage. Insurance costs for your Subaru WRX may change greatly depending on your model year and by the age of drivers on your policy. Newer car models tend to be much more expensive than older models, and young drivers in their teens and early twenties will pay much more to insure.
GEICO is the cheapest insurer across all model years.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Subaru WRX
| Geico | $92 | $200 |
| Travelers | $112 | $208 |
| National General | $113 | $233 |
| Kemper | $128 | $261 |
| State Farm | $130 | $270 |
| Progressive | $130 | $244 |
| The Hartford | $137 | $233 |
| Nationwide | $150 | $259 |
| AAA | $152 | $316 |
| Allstate | $152 | $294 |
| Amica | $173 | $356 |
| Chubb | $179 | $360 |
| AIG | $188 | $469 |
| UAIC | $189 | $237 |
| Farmers | $256 | $453 |
2025 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,018 | $896 | $792 | $684 | $604 | $513 | $466 | $416 | $380 | $335 |
| Geico | $1,133 | $829 | $696 | $506 | $435 | $352 | $324 | $268 | $254 | $230 |
| Nationwide | $1,178 | $1,078 | $993 | $842 | $712 | $461 | $428 | $399 | $377 | $337 |
| Travelers | $1,235 | $893 | $705 | $545 | $481 | $355 | $325 | $300 | $277 | $239 |
| Allstate | $1,397 | $1,093 | $883 | $655 | $586 | $457 | $415 | $392 | $370 | $327 |
| Progressive | $1,768 | $1,432 | $1,189 | $662 | $578 | $466 | $415 | $370 | $341 | $293 |
| Farmers | $2,868 | $2,130 | $1,889 | $1,170 | $1,102 | $838 | $747 | $713 | $677 | $568 |
Cost of Car Insurance for 2024 Subaru WRX
| Geico | $82 | $180 |
| Travelers | $101 | $186 |
| National General | $102 | $209 |
| Kemper | $114 | $234 |
| State Farm | $116 | $243 |
| Progressive | $117 | $219 |
| The Hartford | $123 | $209 |
| Nationwide | $134 | $232 |
| AAA | $137 | $284 |
| Allstate | $137 | $264 |
| Amica | $155 | $319 |
| Chubb | $161 | $323 |
| AIG | $168 | $421 |
| UAIC | $170 | $213 |
| Farmers | $230 | $406 |
2024 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $913 | $803 | $710 | $614 | $542 | $461 | $418 | $373 | $341 | $301 |
| Geico | $1,017 | $743 | $625 | $454 | $390 | $316 | $291 | $240 | $227 | $206 |
| Nationwide | $1,057 | $967 | $891 | $756 | $638 | $414 | $384 | $358 | $338 | $303 |
| Travelers | $1,108 | $801 | $633 | $489 | $431 | $319 | $291 | $269 | $248 | $215 |
| Allstate | $1,253 | $981 | $793 | $587 | $526 | $410 | $372 | $352 | $332 | $293 |
| Progressive | $1,586 | $1,285 | $1,066 | $594 | $518 | $418 | $372 | $332 | $306 | $263 |
| Farmers | $2,573 | $1,911 | $1,695 | $1,049 | $989 | $752 | $670 | $640 | $608 | $510 |
Cost of Car Insurance for 2023 Subaru WRX
| Geico | $63 | $137 |
| Travelers | $77 | $142 |
| National General | $77 | $159 |
| Kemper | $87 | $178 |
| State Farm | $88 | $185 |
| Progressive | $89 | $166 |
| The Hartford | $93 | $159 |
| Nationwide | $102 | $177 |
| AAA | $104 | $216 |
| Allstate | $104 | $201 |
| Amica | $118 | $243 |
| Chubb | $122 | $246 |
| AIG | $128 | $320 |
| UAIC | $129 | $162 |
| Farmers | $175 | $309 |
2023 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $695 | $611 | $540 | $467 | $412 | $351 | $318 | $284 | $260 | $229 |
| Geico | $774 | $566 | $475 | $346 | $297 | $240 | $221 | $183 | $173 | $157 |
| Nationwide | $804 | $736 | $678 | $575 | $486 | $315 | $292 | $272 | $257 | $230 |
| Travelers | $843 | $609 | $482 | $372 | $328 | $242 | $222 | $205 | $189 | $163 |
| Allstate | $954 | $746 | $603 | $447 | $400 | $312 | $283 | $268 | $252 | $223 |
| Progressive | $1,207 | $977 | $811 | $452 | $394 | $318 | $283 | $253 | $233 | $200 |
| Farmers | $1,958 | $1,454 | $1,290 | $799 | $752 | $572 | $510 | $487 | $462 | $388 |
Cost of Car Insurance for 2022 Subaru WRX
| Geico | $61 | $134 |
| Travelers | $75 | $139 |
| National General | $76 | $155 |
| Kemper | $85 | $175 |
| State Farm | $87 | $181 |
| Progressive | $87 | $163 |
| The Hartford | $91 | $156 |
| Nationwide | $100 | $173 |
| AAA | $102 | $211 |
| Allstate | $102 | $196 |
| Amica | $116 | $237 |
| Chubb | $120 | $240 |
| AIG | $125 | $313 |
| UAIC | $126 | $159 |
| Farmers | $171 | $302 |
2022 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $680 | $598 | $529 | $457 | $403 | $343 | $311 | $278 | $254 | $224 |
| Geico | $757 | $553 | $465 | $338 | $291 | $235 | $216 | $179 | $169 | $154 |
| Nationwide | $787 | $720 | $663 | $562 | $475 | $308 | $286 | $266 | $252 | $225 |
| Travelers | $824 | $596 | $471 | $364 | $321 | $237 | $217 | $200 | $185 | $160 |
| Allstate | $933 | $730 | $590 | $437 | $392 | $305 | $277 | $262 | $247 | $218 |
| Progressive | $1,180 | $956 | $794 | $442 | $386 | $311 | $277 | $247 | $228 | $195 |
| Farmers | $1,915 | $1,422 | $1,262 | $781 | $736 | $560 | $499 | $476 | $452 | $379 |
Cost of Car Insurance for 2021 Subaru WRX
| Geico | $58 | $127 |
| Travelers | $71 | $131 |
| National General | $72 | $147 |
| Kemper | $81 | $165 |
| State Farm | $82 | $171 |
| Progressive | $82 | $154 |
| The Hartford | $87 | $148 |
| Nationwide | $95 | $164 |
| AAA | $96 | $200 |
| Allstate | $97 | $186 |
| Amica | $110 | $225 |
| Chubb | $114 | $228 |
| AIG | $119 | $297 |
| UAIC | $120 | $150 |
| Farmers | $162 | $287 |
2021 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $645 | $567 | $501 | $433 | $382 | $325 | $295 | $264 | $241 | $212 |
| Geico | $717 | $525 | $441 | $320 | $276 | $223 | $205 | $170 | $161 | $146 |
| Nationwide | $746 | $683 | $628 | $533 | $451 | $292 | $271 | $253 | $239 | $214 |
| Travelers | $782 | $565 | $447 | $345 | $304 | $225 | $205 | $190 | $175 | $151 |
| Allstate | $884 | $692 | $559 | $414 | $371 | $289 | $263 | $248 | $234 | $207 |
| Progressive | $1,119 | $906 | $752 | $419 | $366 | $295 | $263 | $234 | $216 | $185 |
| Farmers | $1,816 | $1,349 | $1,196 | $741 | $698 | $531 | $473 | $452 | $429 | $360 |
Cost of Car Insurance for 2020 Subaru WRX
| Geico | $54 | $117 |
| Travelers | $66 | $121 |
| National General | $66 | $136 |
| Kemper | $74 | $153 |
| State Farm | $76 | $158 |
| Progressive | $76 | $142 |
| The Hartford | $80 | $136 |
| Nationwide | $87 | $151 |
| AAA | $89 | $185 |
| Allstate | $89 | $172 |
| Amica | $101 | $208 |
| Chubb | $105 | $210 |
| AIG | $109 | $274 |
| UAIC | $111 | $139 |
| Farmers | $149 | $264 |
2020 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $594 | $523 | $462 | $399 | $352 | $300 | $272 | $243 | $222 | $196 |
| Geico | $661 | $484 | $406 | $295 | $254 | $205 | $189 | $156 | $148 | $134 |
| Nationwide | $688 | $629 | $579 | $492 | $415 | $269 | $250 | $233 | $220 | $197 |
| Travelers | $721 | $521 | $412 | $318 | $281 | $207 | $189 | $175 | $162 | $140 |
| Allstate | $815 | $638 | $516 | $382 | $342 | $267 | $242 | $229 | $216 | $191 |
| Progressive | $1,032 | $836 | $694 | $386 | $337 | $272 | $242 | $216 | $199 | $171 |
| Farmers | $1,674 | $1,243 | $1,103 | $683 | $643 | $489 | $436 | $416 | $395 | $332 |
Cost of Car Insurance for 2019 Subaru WRX
| Geico | $97 | $212 |
| National General | $107 | $220 |
| Travelers | $125 | $230 |
| State Farm | $132 | $275 |
| Kemper | $153 | $312 |
| Progressive | $154 | $288 |
| The Hartford | $166 | $284 |
| Nationwide | $170 | $295 |
| Amica | $174 | $356 |
| Chubb | $176 | $350 |
| Allstate | $180 | $349 |
| AAA | $184 | $380 |
| AIG | $208 | $514 |
| UAIC | $237 | $295 |
| Farmers | $252 | $445 |
2019 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,032 | $908 | $804 | $694 | $613 | $521 | $473 | $423 | $386 | $340 |
| Geico | $1,193 | $870 | $731 | $531 | $457 | $369 | $340 | $282 | $267 | $242 |
| Nationwide | $1,340 | $1,224 | $1,129 | $958 | $809 | $524 | $486 | $453 | $428 | $383 |
| Travelers | $1,367 | $988 | $781 | $603 | $532 | $393 | $359 | $331 | $306 | $265 |
| Allstate | $1,632 | $1,277 | $1,038 | $776 | $695 | $539 | $492 | $465 | $440 | $388 |
| Progressive | $2,095 | $1,690 | $1,402 | $781 | $681 | $550 | $490 | $437 | $402 | $345 |
| Farmers | $2,781 | $2,071 | $1,840 | $1,144 | $1,079 | $820 | $731 | $699 | $664 | $557 |
Cost of Car Insurance for 2018 Subaru WRX
| Geico | $87 | $190 |
| National General | $96 | $198 |
| Travelers | $112 | $206 |
| State Farm | $118 | $246 |
| Kemper | $137 | $280 |
| Progressive | $138 | $258 |
| The Hartford | $149 | $254 |
| Nationwide | $153 | $264 |
| Amica | $156 | $319 |
| Chubb | $158 | $314 |
| Allstate | $161 | $313 |
| AAA | $165 | $341 |
| AIG | $187 | $461 |
| UAIC | $212 | $265 |
| Farmers | $226 | $399 |
2018 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $926 | $815 | $721 | $623 | $550 | $467 | $425 | $379 | $347 | $305 |
| Geico | $1,071 | $781 | $656 | $476 | $410 | $331 | $305 | $253 | $239 | $217 |
| Nationwide | $1,203 | $1,099 | $1,013 | $860 | $726 | $470 | $436 | $407 | $384 | $344 |
| Travelers | $1,226 | $886 | $700 | $541 | $477 | $352 | $322 | $297 | $275 | $237 |
| Allstate | $1,464 | $1,146 | $931 | $696 | $624 | $484 | $441 | $417 | $395 | $348 |
| Progressive | $1,880 | $1,516 | $1,258 | $700 | $611 | $493 | $440 | $392 | $361 | $310 |
| Farmers | $2,496 | $1,858 | $1,651 | $1,026 | $968 | $736 | $656 | $627 | $596 | $500 |
Cost of Car Insurance for 2017 Subaru WRX
| Geico | $78 | $169 |
| National General | $86 | $176 |
| Travelers | $100 | $184 |
| State Farm | $106 | $220 |
| Kemper | $122 | $250 |
| Progressive | $123 | $230 |
| The Hartford | $133 | $227 |
| Nationwide | $136 | $236 |
| Amica | $139 | $284 |
| Chubb | $141 | $280 |
| Allstate | $144 | $279 |
| AAA | $147 | $304 |
| AIG | $167 | $411 |
| UAIC | $189 | $236 |
| Farmers | $202 | $356 |
2017 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $825 | $726 | $643 | $555 | $490 | $416 | $378 | $338 | $309 | $272 |
| Geico | $954 | $696 | $585 | $424 | $365 | $295 | $272 | $225 | $213 | $194 |
| Nationwide | $1,072 | $979 | $902 | $766 | $647 | $419 | $389 | $362 | $343 | $307 |
| Travelers | $1,093 | $790 | $624 | $482 | $425 | $314 | $287 | $265 | $245 | $212 |
| Allstate | $1,305 | $1,021 | $830 | $620 | $556 | $431 | $393 | $372 | $352 | $310 |
| Progressive | $1,675 | $1,351 | $1,121 | $624 | $544 | $440 | $392 | $349 | $321 | $276 |
| Farmers | $2,224 | $1,656 | $1,471 | $914 | $862 | $656 | $584 | $559 | $531 | $445 |
Cost of Car Insurance for 2016 Subaru WRX
| Geico | $73 | $159 |
| National General | $81 | $165 |
| Travelers | $94 | $173 |
| State Farm | $99 | $206 |
| Kemper | $115 | $234 |
| Progressive | $115 | $216 |
| The Hartford | $125 | $213 |
| Nationwide | $128 | $221 |
| Amica | $130 | $267 |
| Chubb | $132 | $263 |
| Allstate | $135 | $262 |
| AAA | $138 | $285 |
| AIG | $156 | $385 |
| UAIC | $178 | $221 |
| Farmers | $189 | $334 |
2016 Subaru WRX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $775 | $682 | $603 | $521 | $460 | $391 | $355 | $317 | $290 | $255 |
| Geico | $895 | $653 | $549 | $398 | $343 | $277 | $255 | $211 | $200 | $182 |
| Nationwide | $1,006 | $919 | $847 | $719 | $607 | $393 | $365 | $340 | $322 | $288 |
| Travelers | $1,026 | $741 | $586 | $453 | $399 | $295 | $269 | $249 | $230 | $199 |
| Allstate | $1,225 | $959 | $779 | $582 | $522 | $405 | $369 | $349 | $330 | $291 |
| Progressive | $1,573 | $1,268 | $1,052 | $586 | $511 | $413 | $368 | $328 | $302 | $259 |
| Farmers | $2,087 | $1,554 | $1,381 | $858 | $809 | $615 | $548 | $524 | $498 | $418 |
Subaru WRX Insurance Cost by Trim
Insurance costs for your Subaru WRX vary by trim, from $91 monthly for minimum coverage on basic Sedan 4d models to $310 for full coverage on high-performance Sti S209 Sedan 4d variants. Performance features, rarity, and market value determine where each trim falls in this range.
| Sedan 4d | $91 | $177 |
| Premium Sedan 4d | $98 | $189 |
| Limited Sedan 4d | $100 | $194 |
| Gt Sedan 4d | $105 | $204 |
| Wrx | $106 | $205 |
| Sti Launch Edition Sedan 4d | $114 | $220 |
| Premium | $115 | $222 |
| Sti Series.Hyperblue Sedan 4d | $127 | $246 |
| Sti Sedan 4d | $128 | $248 |
| Limited | $128 | $249 |
| Sti Limited Sedan 4d | $129 | $250 |
| Tr | $134 | $259 |
| Gt | $147 | $284 |
| Sti Type Ra Sedan 4d | $151 | $292 |
| Ts | $151 | $293 |
| Sti S209 Sedan 4d | $161 | $310 |
Subaru WRX Insurance Cost by State
Car insurance for a Subaru WRX costs as little as $41 per month in Wyoming or as much as $222 in Louisiana for minimum coverage. Your state's risk characteristics and insurance regulations drive these differences, not the model itself.
| Alabama | $96 | $183 |
| Alaska | $79 | $167 |
| Arizona | $135 | $253 |
| Arkansas | $93 | $208 |
| California | $108 | $218 |
| Colorado | $110 | $262 |
| Connecticut | $153 | $260 |
| Delaware | $144 | $243 |
| Florida | $133 | $309 |
| Georgia | $154 | $257 |
| Hawaii | $62 | $138 |
| Idaho | $60 | $123 |
| Illinois | $105 | $197 |
| Indiana | $74 | $144 |
| Iowa | $64 | $153 |
| Kansas | $80 | $187 |
| Kentucky | $133 | $224 |
| Louisiana | $222 | $469 |
| Maine | $58 | $121 |
| Maryland | $165 | $278 |
| Massachusetts | $110 | $234 |
| Michigan | $165 | $319 |
| Minnesota | $97 | $200 |
| Mississippi | $98 | $193 |
| Missouri | $143 | $281 |
| Montana | $89 | $211 |
| Nebraska | $84 | $192 |
| Nevada | $194 | $349 |
| New Hampshire | $78 | $139 |
| New Jersey | $181 | $298 |
| New Mexico | $93 | $206 |
| New York | $130 | $234 |
| North Carolina | $87 | $172 |
| North Dakota | $70 | $153 |
| Ohio | $86 | $166 |
| Oklahoma | $103 | $229 |
| Oregon | $132 | $230 |
| Pennsylvania | $101 | $234 |
| Rhode Island | $139 | $245 |
| South Carolina | $116 | $215 |
| South Dakota | $64 | $195 |
| Tennessee | $87 | $175 |
| Texas | $136 | $279 |
| Utah | $116 | $198 |
| Vermont | $55 | $129 |
| Virginia | $110 | $178 |
| Washington | $102 | $190 |
| West Virginia | $99 | $200 |
| Wisconsin | $74 | $164 |
| Wyoming | $41 | $130 |
How to Lower the Cost of Subaru WRX Insurance
Here's how you can lower your Subaru WRX insurance costs with these proven money-saving strategies:
- 1Choose the right coverage
You'll need to decide how much coverage to buy for your Subaru WRX based on your ownership situation. If you own your vehicle outright, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for performance sedans like your WRX. This benchmark assists with shopping for the cheapest car insurance companies offering competitive rates. Understanding typical costs for high-performance vehicles helps you identify reasonable quotes versus overpriced options when comparing insurers.
- 3Look for more than just low rates
Finding quality car insurance means evaluating insurers beyond their quotes alone. Check J.D. Power satisfaction ratings, examine forum discussions about claims processing, review Better Business Bureau complaints and confirm AM Best financial stability ratings.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your WRX ownership situation. Subaru WRX drivers qualify for good driver discounts, safety features discounts for standard equipment like anti-lock brakes, anti-theft discounts for factory security systems and bundling discounts when combining auto and home policies. These savings can reduce your annual premiums.
- 5Consider alternative car insurance types
WRX owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise that track safe driving habits. These telematics options monitor factors such as hard braking, rapid acceleration, and nighttime driving to offer premium discounts. Performance car drivers who practice safe habits often see substantial savings through these programs.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually to ensure competitive pricing. Your current insurer doesn't notify you when competitors lower their rates, so regular comparisons could save up to 24% on your Subaru WRX insurance. Market conditions change frequently, making annual shopping essential for maintaining the best rates available.
Subaru WRX Insurance Cost: Bottom Line
A Subaru WRX costs more than average to insure, but you can still secure decent rates. Compare quotes from multiple insurers, claim available discounts and adjust your coverage options to find better pricing.
Subaru WRX Insurance Rates: FAQ
What is the average cost of car insurance for a Subaru WRX?
Subaru WRX insurance costs $1,359 annually for minimum coverage and $2,628 yearly for full coverage. These rates represent solid value compared to many other performance vehicles.
What company has the cheapest car insurance for a Subaru WRX?
GEICO provides the most affordable auto insurance for a Subaru WRX at $891 annually for minimum coverage. Full coverage seekers also get the best value with GEICO at $1,940 per year.
Are Subaru WRXs expensive to insure?
No, Subaru WRX insurance is not more expensive than most vehicles. Among sedans, this model ranks 140th out of 199 for affordability, while placing 600th out of 827 across all vehicle types we track.
What factors affect insurance costs for Subaru WRXs?
Multiple factors increase Subaru WRX insurance costs. High-performance characteristics and elevated theft rates concern insurers, while specialized parts make repairs expensive. Your driving record, credit score and coverage selections impact your premium rates.
How can I lower Subaru WRX insurance costs?
Compare quotes from several insurers since WRX pricing differs between companies, and explore usage-based programs that monitor safe driving. Maximize available discounts, bundle policies and keep your driving record clean to secure better rates.
How We Determined Subaru WRX Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Subaru WRX insurance costs.
Who We Based These Rates On
These Subaru WRX prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.