VW Tiguan full coverage insurance costs $979 to $5,656 annually. Rates vary based on model year, age, parking location, driving history, coverage level and insurer. MoneyGeek analyzes VW Tiguan insurance costs and highlights the best and cheapest options.
VW Tiguan Insurance Cost
Key Takeaways
State Farm provides the most affordable minimum coverage across all VW Tiguan model years, averaging $478 annually.
A VW Tiguan's average annual insurance cost is $597 for minimum coverage and $1,295 for full coverage.
MoneyGeek analyzed data from 5,080 quotes for a VW Tiguan sourced from Quadrant Information Services to estimate insurance costs.
VW Tiguan Insurance Rates
What Is the Average VW Tiguan Car Insurance Cost?
For a VW Tiguan, full coverage insurance costs about $108 monthly or $1,295 yearly, based on a 40-year-old male with a clean driving record. Minimum coverage averages $50 per month or $597 per year.
| Minimum Coverage | $597 |
| Full Coverage | $1,295 |
Read more: Average Cost of Car Insurance
VW Tiguan Insurance Costs by Company
VW Tiguan insurance costs range from $1,009 to $1,889 annually, depending on age, model year and coverage level. The table below compares average VW Tiguan insurance rates with the averages for all vehicles from several national and midsize providers.
| Allstate | $1,380 | $1,815 | -24% |
| Auto-Owners | $1,100 | $1,228 | -10% |
| Farmers | $1,629 | $1,958 | -17% |
| GEICO | $1,114 | $1,334 | -16% |
| Kemper | $1,889 | $2,214 | -15% |
| Nationwide | $1,435 | $1,589 | -10% |
| Progressive | $1,434 | $1,746 | -18% |
| State Farm | $1,063 | $1,271 | -16% |
| Travelers | $1,345 | $1,523 | -12% |
| USAA | $1,009 | $1,201 | -16% |
Read more: Best Car Insurance Companies
Cost of Insuring a VW Tiguan by Model Year
The VW Tiguan's production year affects insurance rates, with older models typically costing less. Full coverage for a 2022 model costs $1,399 annually compared to $1,174 for a 2009 model. Below are the average full and minimum coverage rates for each Tiguan model year.
| 2022 | $591 | $1,399 |
| 2021 | $599 | $1,395 |
| 2020 | $581 | $1,383 |
| 2019 | $610 | $1,377 |
| 2018 | $615 | $1,365 |
| 2017 | $591 | $1,347 |
| 2016 | $614 | $1,329 |
| 2015 | $612 | $1,310 |
| 2014 | $607 | $1,318 |
| 2013 | $629 | $1,285 |
| 2012 | $624 | $1,252 |
| 2011 | $582 | $1,210 |
| 2010 | $606 | $1,192 |
| 2009 | $606 | $1,174 |
VW Tiguan Insurance Costs by Driver Age
VW Tiguan insurance costs vary widely depending on the driver's age. For instance, 16-year-olds pay around $5,656 annually for full coverage, while 40-year-olds pay about $1,305. Below are the average minimum and full coverage rates for drivers of different ages.
| 16 | $2,780 | $5,656 |
| 17 | $2,254 | $4,602 |
| 18 | $1,966 | $4,051 |
| 19 | $1,401 | $2,890 |
| 20 | $1,257 | $2,626 |
| 21 | $996 | $2,119 |
| 22 | $908 | $1,947 |
| 23 | $843 | $1,818 |
| 24 | $799 | $1,730 |
| 25 | $710 | $1,548 |
| 26 | $692 | $1,498 |
| 27 | $675 | $1,465 |
| 28 | $664 | $1,442 |
| 29 | $654 | $1,422 |
| 30 | $632 | $1,372 |
| 35 | $614 | $1,330 |
| 40 | $607 | $1,305 |
| 45 | $602 | $1,289 |
| 50 | $588 | $1,250 |
| 55 | $573 | $1,216 |
| 60 | $573 | $1,212 |
| 65 | $609 | $1,263 |
| 70 | $662 | $1,352 |
| 75 | $735 | $1,482 |
| 80 | $834 | $1,651 |
| 85 | $902 | $1,772 |
| 90 | $953 | $1,856 |
VW Tiguan Insurance Rates Explained
Car insurance rates depend on both driver profiles and vehicle factors. Below is a breakdown of vehicle-related cost factors such as make, model, safety features, age and value.
VW Tiguan Rates vs. National Average
All Vehicles
Average Full Coverage Rate
$1,296VW Tiguan
Average Full Coverage Rate
$1,295Premiums for VW Tiguan are average:$1 saved
This is 0% less expensive.
Value
The VW Tiguan costs $40,305 and is classified as an SUV. This price affects insurance costs as insurers consider higher-priced vehicles more expensive to insure.
Repair costs
The VW Tiguan's annual repair cost is $730, lower than the national average. Easier and cheaper repairs can lead to lower insurance costs.
Performance
The VW Tiguan reaches 60 mph in 8.2 seconds with 184 horsepower. It isn't classified as a high-performance vehicle, which may result in moderate insurance costs.
Vehicle age
Newer VW Tiguans typically cost more to insure than older models. However, collector and classic vehicles can be costly to insure.
Safety features
Safety features like stability control, airbags and antilock brakes can qualify the VW Tiguan for insurance discounts.
Vehicle size
Larger vehicles like the VW Tiguan, with a curb weight of 3,940 lbs, may cost more to insure due to potential property damage.
Trim level
Higher trim levels with premium upgrades increase the MSRP, making them more expensive to insure. The VW Tiguan's higher trim levels cost more than the base model.
Theft rates
Vehicles with higher theft rates have higher insurance costs. The VW Tiguan's theft relative claims frequency of 27 may increase its premiums.
Cheapest VW Tiguan Insurance
State Farm offers the lowest minimum coverage rate for a VW Tiguan at $478 per year, based on a 40-year-old male driver with a clean record. Below is a breakdown of the cheapest car insurance by coverage level, age group, driving record and model year.
Cheapest VW Tiguan Insurance by Coverage Level
Your coverage level greatly affects your VW Tiguan insurance rate. State Farm offers the most affordable minimum and full coverage costs. Below is a breakdown of the cheapest providers for both types.
Cheapest VW Tiguan Minimum Coverage
State Farm offers the cheapest minimum coverage for a VW Tiguan at $40 per month. Other affordable options include GEICO at $42 and Travelers and Progressive at $52.
| USAA | $34 | $404 |
| State Farm | $40 | $478 |
| GEICO | $42 | $508 |
| Progressive | $52 | $619 |
| Travelers | $52 | $625 |
| Allstate | $56 | $666 |
| Farmers | $56 | $678 |
| Nationwide | $58 | $698 |
*State Farm offers non-military-affiliated VW Tiguan owners the lowest average minimum coverage insurance rate. USAA is the most affordable option for military-affiliated drivers.
Best VW Tiguan Insurance Rates by Model Year
The above list doesn't consider your VW Tiguan's production year, which can affect insurance rates. Older models might get lower rates. Use the table below to find the cheapest minimum coverage rates for each Tiguan model year.
Data filtered by:Results filtered by:
Select
Model Year:2009
| Allstate | $670 | $56 |
| Farmers | $708 | $59 |
| GEICO | $521 | $43 |
| Nationwide | $659 | $55 |
| Progressive | $628 | $52 |
| State Farm | $462 | $39 |
| Travelers | $650 | $54 |
| USAA | $400 | $33 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage VW Tiguan Insurance
State Farm offers the cheapest full coverage for a VW Tiguan at $86 per month or $1,033 annually. Explore the full list of providers and rates below.
| USAA | $82 | $979 |
| State Farm | $86 | $1,033 |
| GEICO | $91 | $1,092 |
| Allstate | $110 | $1,325 |
| Travelers | $111 | $1,334 |
| Nationwide | $113 | $1,357 |
| Progressive | $114 | $1,363 |
| Farmers | $127 | $1,521 |
*On average, State Farm is the cheapest insurer for non-military-affiliated VW Tiguan owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.
Cheapest VW Tiguan Insurance by Age
Younger drivers aged 16 to 25 and seniors 55 and up often face higher VW Tiguan insurance costs. Below is a breakdown of the cheapest options by age group.
Cheapest VW Tiguan Insurance for Young Drivers
State Farm offers the cheapest auto insurance for young adults, averaging $87 monthly or $1,046 annually. Below is the full list of affordable rates for VW Tiguan drivers aged 16 to 25.
| USAA | $69 | $833 |
| State Farm | $87 | $1,046 |
| GEICO | $102 | $1,220 |
| Travelers | $110 | $1,323 |
| Allstate | $129 | $1,553 |
| Progressive | $143 | $1,720 |
| Farmers | $154 | $1,843 |
| Nationwide | $154 | $1,847 |
*State Farm is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest VW Tiguan Insurance for Seniors
State Farm offers the cheapest car insurance for seniors aged 55 and up, starting at $44 monthly or $526 annually. See the full list of affordable VW Tiguan insurers below.
| State Farm | $44 | $526 |
| USAA | $45 | $536 |
| GEICO | $51 | $609 |
| Travelers | $63 | $758 |
| Progressive | $66 | $793 |
| Allstate | $68 | $816 |
| Nationwide | $68 | $819 |
| Farmers | $76 | $907 |
Cheapest VW Tiguan Insurance After an Accident
State Farm, GEICO and Travelers offer VW Tiguan drivers the cheapest car insurance after an accident. Check the complete list below for more options.
| State Farm | $50 | $599 |
| USAA | $51 | $614 |
| GEICO | $67 | $801 |
| Travelers | $75 | $902 |
| Allstate | $76 | $907 |
| Progressive | $83 | $997 |
| Nationwide | $90 | $1,081 |
| Farmers | $113 | $1,355 |
VW Tiguan Insurance Cost: Bottom Line
Compare car insurance rates from multiple providers to find the best deal. This article explores VW Tiguan insurance costs across demographics and highlights the most affordable providers.
VW Tiguan Insurance Rates: FAQ
Below are answers to common questions about VW Tiguan insurance costs, helping you understand how to find affordable coverage.
What company has the cheapest car insurance for a VW Tiguan?
State Farm offers the cheapest insurance for a VW Tiguan, with an annual minimum coverage rate of $478.
What is the average cost of car insurance for a VW Tiguan?
The average annual insurance cost for a VW Tiguan is $597 for minimum coverage and $1,295 for full coverage.
VW Tiguan Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and 5,080 VW Tiguan insurance quotes from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring a VW Tiguan:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine VW Tiguan insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your VW Tiguan.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis includes average full coverage policy rates with comprehensive and collision coverage (with a $1,000 deductible) and increased liability limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.