Compare the Cost of VW Tiguan Insurance by Model Year and Company

Q: What company has the cheapest car insurance for a VW Tiguan?

State Farm offers the cheapest VW Tiguan car insurance at an average of $1,030 per year for full coverage. VW Tiguan insurance is relatively inexpensive compared to the average cost of insuring other car models, but keep in mind that a driver’s age, car model year and location will impact rates.

Q: What company offers the best car insurance for a VW Tiguan?

State Farm offers the best VW Tiguan insurance balancing affordability and service quality. Compared to other companies in the comparison group, such as GEICO , which scored slightly higher for claims management, or Farmers , which earned a better customer satisfaction rating, neither could surpass State Farm in terms of offering much cheaper rates while maintaining a good customer service record.

VW Tiguan insurance is relatively cheap, costing an annual average of $1,323. State Farm offers the most reasonable car insurance rates, but prices vary considerably depending on the age, model year and the insurer.

By Mark Fitzpatrick

Edited by Jonathan Ramos

Updated: October 25, 2024

Advertising & Editorial Disclosure

The cost of insurance for your VW Tiguan can vary based on factors such as your age and the car's model year. For instance, a 16-year-old driver insuring a 2009 model can expect to pay approximately $5,453 per year, while 40-year-olds pay an annual premium of $1,184, resulting in a difference of $4,269. Similarly, yearly insurance rates for 2022 models average $1,383 for 40-year-olds, while 16-year-old drivers may face higher rates of around $6,230 annually.

MoneyGeek's analysis also provides rankings of the top insurers that offer reasonable rates, high-quality customer service and efficient claims management. These rankings can assist you in finding the best insurance providers for your needs.

Car Insurance CostsVW Tiguan

2024

Table of Contents

Cheapest Insurer - State Farm

Best Insurer - State Farm

Runner-Up - GEICO

Costs by Model Year

Costs by Driver Age

Costs by Location

Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze average rates for a VW Tiguan.

These rates were updated to reflect the average cost of car insurance for a VW Tiguan as of 2023.

10Companies Compared

50,796Quotes Analyzed

Average Cost and Cheapest Companies for Insuring a VW Tiguan

On average, it costs $1,323 per year to insure a VW Tiguan, but rates can vary widely depending on your chosen provider. State Farm is the cheapest company for a full coverage policy at $1,030 annually. A similar policy from Farmers, the most expensive provider, costs $1,551 per year.

State Farm is also the cheapest car insurance provider for minimum coverage, charging $478 per year, while Farmers is the most expensive at an annual $712.

Data filtered by:Results filtered by:

Age

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Age:40

Coverage

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Coverage:Full Coverage


State Farm	$1,030
GEICO	$1,101
Travelers	$1,304
Allstate	$1,322
Nationwide	$1,357
Progressive	$1,372
Farmers	$1,551

Is a VW Tiguan Expensive to Insure?

A variety of factors influence VW Tiguan insurance costs. In comparison to other car models, insuring a VW Tiguan is relatively inexpensive due to its low theft rate and strong safety profile. These factors contribute to a lower risk for the insurer, resulting in more affordable insurance rates.

Additionally, the MSRP of the Tiguan is relatively low at $27,785 for a 2022 model, making repairs and replacement costs less expensive for the insurer and driving down insurance rates.

Best Companies for Insuring a VW Tiguan

When searching for the best insurance for your VW Tiguan, it is important to consider the service quality and claims management offered by the insurer, in addition to the cost.

MoneyGeek found that the best car insurance companies for the VW Tiguan are:

State Farm: MoneyGeek score 90 out of 100 ($1,030 per year)
GEICO: MoneyGeek score 88 out of 100 ($1,101 per year)

State Farm ranked first for affordability and second for customer satisfaction among the seven providers in the comparison group, indicating that they offer the best balance of affordability and service quality.

MoneyGeek Top Pick: State Farm

pros

Offers the most affordable rates among the insurers we compared

Second-highest customer satisfaction score

cons

Does not offer gap insurance

Relatively low claims handling rating

COMPANY HIGHLIGHTS

State Farm is the best insurer for the VW Tiguan due to its unbeatable combination of affordable rates and exceptional customer service. The insurer secured the top rank for affordability and the second rank for customer satisfaction.

State Farm’s add-on coverage options are limited, but essential coverages like roadside assistance are available. This coverage can come in handy if your VW Tiguan breaks down and you require emergency services like towing, mechanical labor or a tire change.

Roadside assistance also covers services like gas, oil or battery delivery, but keep in mind that the coverage is limited to the service and does not include the cost of the item.

State Farm also provides rental car and travel reimbursement coverage. With this coverage, your policy will reimburse you up to $500 if your Tiguan requires repairs and you incur travel expenses such as car rental costs or lodging expenses.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

pros

Second-highest affordability rating

High customer satisfaction score

Offers mechanical breakdown insurance (MBI)

cons

Below-average claims management rating

Doesn’t offer gap insurance

COMPANY HIGHLIGHTS

GEICO provides excellent value for those seeking affordable rates and a solid customer service track record. They also offer a wide range of coverages, allowing you to modify your plan according to your specific needs.

GEICO’s mechanical breakdown insurance (MBI) is a valuable add-on if you own a new VW Tiguan that is less than 15 months old and with less than 15,000 miles. MBI covers all the parts and systems in your car, including those not included in the dealer warranty. This can save you from paying for costly repairs out of pocket.

Accident forgiveness is also available with GEICO. Purchasing this coverage will help you avoid premium hikes after your first at-fault accident. You can also earn this coverage by remaining accident-free for at least five years.

Essential coverages such as roadside assistance and rental car or travel reimbursement are also available.

Cost of Insuring a VW Tiguan by Model Year

The average cost of car insurance for a VW Tiguan may vary depending on the model year. A 2009 model costs $1,184 per year, $199 cheaper than a 2022 model, which costs $1,383. Insurance costs for older models are typically more affordable since they are less valuable than newer models.

Data filtered by:Results filtered by:

Age

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Age:40

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Coverage:Full Coverage


2022	$1,383
2021	$1,371
2020	$1,331
2019	$1,343
2018	$1,331
2017	$1,291
2016	$1,302
2015	$1,290
2014	$1,286
2013	$1,283
2012	$1,254
2011	$1,176
2010	$1,193
2009	$1,184

Along with the car model year, the insurer you choose also impacts the average cost of car insurance for your VW Tiguan. State Farm offers the cheapest rates for a 2009 model at $913 per year and is also the cheapest insurer for a 2022 model, charging an annual $1,121.

Data filtered by:Results filtered by:

Model Year

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Model Year:2022

Age

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Age:40

Coverage

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Coverage:Full Coverage


State Farm	$1,121
GEICO	$1,207
Nationwide	$1,261
Travelers	$1,322
Progressive	$1,367
Allstate	$1,544
Farmers	$1,750

Cost of Insuring a VW Tiguan for 16- to 25-Year-Olds

Car insurance rates are significantly higher for teen drivers and those in their 20s compared to drivers aged 30 and above. VW Tiguan insurance for a 16-year-old costs $5,875 per year for full coverage. However, a similar policy only costs $1,285 per year for a 40-year-old driver.

Teen car insurance rates tend to decrease as drivers age and eventually stabilize in their 20s.

Data filtered by:Results filtered by:

Coverage

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Coverage:Full Coverage


16	$5,875
17	$4,768
18	$4,187
19	$2,909
20	$2,633
21	$2,024
22	$1,873
23	$1,742
24	$1,655
25	$1,494

Including your teen on your family plan is the cheapest way to insure them since individual teen policies are expensive. For individual plans, State Farm is the cheapest insurer for a 16-year-old at $3,583 per year for full coverage. Farmers charges $8,022 per year, the most expensive for individual teen policies.

MoneyGeek recommends comparing quotes from different providers to find the cheapest car insurance for teens.

Data filtered by:Results filtered by:

Age

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Age:16

Model Year

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Model Year:2022

Coverage

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Coverage:Full Coverage


State Farm	$3,583
Nationwide	$4,955
Travelers	$5,235
GEICO	$5,675
Progressive	$7,209
Allstate	$7,214
Farmers	$8,812

How Does Location Affect the Cost of VW Tiguan Insurance?

Apart from the model year and driver's age, location can be an even more significant factor in determining VW Tiguan insurance costs. The cheapest insurer and average rates vary depending on the state you live in. Florida has the highest car insurance rates, with an average annual premium of $1,058, while Idaho is the least expensive state for auto insurance, with an average annual premium of $299.

To secure the best deal, we recommend comparing quotes from the cheapest providers in your state.

Data filtered by:Results filtered by:

Age Group

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Age Group:30-59

Coverage

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Coverage:Full Coverage


Alabama	Nationwide	$709	$59
Alaska	State Farm	$699	$58
Arizona	Root Insurance Company	$682	$57
Arkansas	State Farm	$629	$52
California	AAA California	$1,001	$83
Colorado	American National P&C	$541	$45
Connecticut	GEICO	$693	$58
Delaware	State Farm	$881	$73
District of Columbia	GEICO	$662	$55
Florida	State Farm	$1,058	$88
Georgia	Country Financial	$665	$55
Hawaii	GEICO	$565	$47
Idaho	American National P&C	$299	$25
Illinois	Country Financial	$663	$55
Indiana	American Family	$555	$46
Iowa	State Farm	$509	$42
Kansas	Nationwide	$670	$56
Kentucky	Nationwide	$790	$66
Louisiana	Louisiana Farm Bureau	$1,048	$87
Maine	Concord Group	$521	$43
Maryland	Progressive	$938	$78
Massachusetts	State Farm	$483	$40
Michigan	GEICO	$898	$75
Minnesota	State Farm	$797	$66
Mississippi	Direct General Insurance	$723	$60
Missouri	Nationwide	$909	$76
Montana	Progressive	$437	$36
Nebraska	American National P&C	$405	$34
Nevada	CSAA	$940	$78
New Hampshire	State Farm	$540	$45
New Jersey	Plymouth Rock Assurance	$895	$75
New Mexico	State Farm	$644	$54
New York	Kemper	$781	$65
North Carolina	Erie	$630	$52
North Dakota	American Family	$616	$51
Ohio	Nationwide	$485	$40
Oklahoma	State Farm	$662	$55
Oregon	State Farm	$706	$59
Pennsylvania	Nationwide	$580	$48
Rhode Island	State Farm	$700	$58
South Carolina	American National P&C	$463	$39
South Dakota	Allstate	$746	$62
Tennessee	State Farm	$579	$48
Texas	State Farm	$699	$58
Utah	Nationwide	$725	$60
Vermont	State Farm	$493	$41
Virginia	American Family	$601	$50
Washington	PEMCO	$534	$44
West Virginia	Erie	$784	$65
Wisconsin	GEICO	$556	$46
Wyoming	State Farm	$745	$62

Frequently Asked Questions About VW Tiguan Insurance

If you have questions about VW Tiguan insurance, MoneyGeek addressed some common questions about cost and service quality to help you learn more.

What company has the cheapest car insurance for a VW Tiguan?

State Farm offers the cheapest VW Tiguan car insurance at an average of $1,030 per year for full coverage. VW Tiguan insurance is relatively inexpensive compared to the average cost of insuring other car models, but keep in mind that a driver’s age, car model year and location will impact rates.

What company offers the best car insurance for a VW Tiguan?

State Farm offers the best VW Tiguan insurance balancing affordability and service quality. Compared to other companies in the comparison group, such as GEICO, which scored slightly higher for claims management, or Farmers, which earned a better customer satisfaction rating, neither could surpass State Farm in terms of offering much cheaper rates while maintaining a good customer service record.

About Mark Fitzpatrick

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.

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