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Best and Cheapest Renters Insurance in Washington (2024)
Updated: November 18, 2024
Advertising & Editorial Disclosure
Why Trust MoneyGeek? We used data from the Washington Department of Insurance and Quadrant Information Services to find the best renters insurance in Washington.
Renters insurance rates in Washington reflect the best quotes as of June 2024.
31680Quotes Collected
11Cities Analyzed
20ZIP Codes
Overall Best Renters Insurance in Washington
Best Renters Insurance in Washington
Data filtered by:Results filtered by:
Coverage:
Coverage:$20K Personal Property
| Chubb | 86 | $ 92 |
| Capital Insurance Group | 82 | $ 71 |
| Allstate | 76 | $ 99 |
| Nationwide | 74 | $ 116 |
| State Farm | 68 | $ 125 |
| American Family | 64 | $ 130 |
| Foremost Insurance | 45 | $ 149 |
Cheapest Renters Insurance in Washington
Cheapest Renters Insurance in Washington
Data filtered by:Results filtered by:
Coverage:
Coverage:$20K Personal Property
| Capital Insurance Group | $ 71 |
| Chubb | $ 92 |
| Allstate | $ 99 |
| Nationwide | $ 116 |
| State Farm | $ 125 |
| American Family | $ 130 |
| Foremost Insurance | $ 149 |
QUALITY OVER COST
Choosing renters insurance based on quality will give peace of mind during unexpected events. The best renters insurance ensures efficient claims processing and may save you money in the long run.
Cheapest Renters Insurance by High Deductible in Washington
Cheapest High-Deductible Renters Insurance in Washington
Data filtered by:Results filtered by:
Coverage:
Coverage:$20K Personal Property
Deductible:
Deductible:$ 2,000
| Capital Insurance Group | $ 56 |
| Chubb | $ 87 |
| Nationwide | $ 97 |
| Allstate | $ 99 |
| American Family | $ 118 |
| State Farm | $ 125 |
| Foremost Insurance | $ 139 |
Best Renters Insurance for Customer Service in Washington
Best Renters Insurance For Customer Service in Washington
Data filtered by:Results filtered by:
Coverage:
Coverage:$20K Personal Property
| Nationwide | 91 | $ 116 |
| Chubb | 89 | $ 92 |
| American Family | 83 | $ 130 |
| State Farm | 82 | $ 125 |
| Allstate | 74 | $ 99 |
| Capital Insurance Group | 61 | $ 71 |
| Foremost Insurance | 59 | $ 149 |
Best Renters Insurance for Extra Personal Property in Washington
Best Renters Insurance for Extra Personal Property Limits in Washington
| State Farm | 93 | $ 205 |
| Nationwide | 88 | $ 239 |
| American Family | 81 | $ 258 |
| Capital Insurance Group | 79 | $ 219 |
| Allstate | 79 | $ 255 |
| Chubb | 59 | $ 383 |
| Foremost Insurance | 46 | $ 377 |
Best Renters Insurance for Military Families in Washington
Best Renters Insurance for Military Families in Washington
Data filtered by:Results filtered by:
Coverage:
Coverage:$20K Personal Property
| USAA | 100 | $ 184 |
| Chubb | 86 | $ 92 |
| Capital Insurance Group | 82 | $ 71 |
| Allstate | 76 | $ 99 |
| Nationwide | 74 | $ 116 |
| State Farm | 68 | $ 125 |
| American Family | 64 | $ 130 |
| Foremost Insurance | 45 | $ 149 |
Best Renters Insurance for Bad Credit in Washington
Best Renters Insurance for Bad Credit in Washington
Data filtered by:Results filtered by:
Coverage:
Coverage:$20K Personal Property
Credit Score:
Credit Score:Poor
| Chubb | 90 | $ 92 |
| Capital Insurance Group | 82 | $ 71 |
| Allstate | 81 | $ 99 |
| State Farm | 79 | $ 125 |
| American Family | 77 | $ 130 |
| Foremost Insurance | 61 | $ 149 |
| Nationwide | 58 | $ 210 |
Average Cost of Renters Insurance in Washington
Renters Insurance Calculator
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Rates updated:
Nov 20, 2024
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Average Cost of Renters Insurance by City in Washington
| Bellevue | $ 111 |
| Everett | $ 112 |
| Kent | $ 112 |
| Renton | $ 112 |
| Seattle | $ 110 |
| Spokane | $ 111 |
| Tacoma | $ 115 |
| Vancouver | $ 113 |
COMPARE QUOTES TO SAVE
Renters in Washington can save money on renters insurance by comparing quotes from various providers. For $20K in personal property and a $1,000 deductible, Capital Insurance Group offers the lowest annual premium at $71, while Foremost Insurance is the most expensive at $149. Renters can save $78 annually or $6.5 monthly by shopping around.
What Factors Impact Renters Insurance Costs in Washington?
How Much Personal Property Coverage Do You Need?
Personal Property Coverage Calculator
When figuring out how much renters insurance you need, experts recommend the standard $100,000 in liability insurance and enough personal property protection to cover your possessions. Use MoneyGeek's calculator to estimate the value of your possessions so you know how much personal property coverage to buy.
What Renters Insurance Typically Covers in Washington
What Renters Insurance Typically Doesn't Cover
FAQ: Renters Insurance in Washington
What is the cheapest renters insurance company in Washington?
Capital Insurance Group is the cheapest renters insurance company in Washington, with an annual premium of $71 or about $6 per month.
What is the best renters insurance company in Washington?
Chubb is the best renters insurance company in Washington, with the highest MoneyGeek score of 86 out of 100.
How much does renters insurance cost in Washington?
The average annual cost of renters insurance in Washington is $112 or about $9 per month. Premiums range from $71 to $149 per year, depending on the provider.
Is renters insurance required in Washington?
Renters insurance isn't legally mandated in Washington, but your landlord may require it. Evaluating your needs and circumstances can help determine whether buying a policy is right for you. Some reasons to get renters insurance include financial protection against common perils and liability costs of third-party injuries.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.