Insurance premiums for a Nissan 370Z average $191 monthly for full coverage and $99 for minimum coverage. Depending on your particular trim and model year, costs can range from $74 to $250 monthly.
Nissan 370Z Insurance Cost
Key Takeaways
GEICO offers the most affordable Nissan 370Z insurance on average, though full coverage costs vary widely by model year and insurer, averaging $191 monthly nationwide. Read more
Sports cars face higher insurance costs than other vehicle types, but the 370Z ranks eighth out of 115 sports cars for affordability in the US. Sports cars cost more due to performance capabilities, increased theft rates and higher repair expenses. Read more
Your 370Z's specific model year makes a big difference in insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific 370Z model years depending on the age of the drivers
How Much Is Nissan 370Z Insurance?
| Nissan 370z | $99 | $191 |
Looking for another Nissan model? Read more about the cost of Nissan car insurance models.
Insurance costs for the Nissan 370Z range from $74 monthly for older models to $250 for the newest ones. Like most vehicles, newer 370Zs cost more to insure because their fair market value is higher, while older models benefit from depreciation.
Insurance costs for a Nissan 370Z depend on model year and company. Full coverage goes from $145 monthly with GEICO to $321 with AIG, while minimum coverage ranges from $67 with GEICO to $149 with Farmers.
Minimum coverage for the 370Z varies by more than $82 across insurers and full coverage by more than $176. Each company prices 370Z risk differently, so the same driver can get a very different quote depending on where they look.
| AAA | $110 | $229 |
| AIG | $131 | $321 |
| Allstate | $118 | $229 |
| Amica | $119 | $244 |
| Chubb | $121 | $242 |
| Farmers | $149 | $263 |
| Geico | $67 | $145 |
| Kemper | $95 | $196 |
| Nationwide | $115 | $200 |
| Progressive | $105 | $197 |
| State Farm | $92 | $191 |
| The Hartford | $101 | $172 |
| Travelers | $85 | $157 |
| UAIC | $145 | $180 |
Is Nissan 370Z Expensive to Insure?
The Nissan 370Z ranks 22nd out of 115 sports cars for insurance affordability in MoneyGeek's analysis. 21 sports cars cost less to insure, putting the 370Z a few dollars a month above the Fisker Karma and just below the Toyota 86.
Sports cars are expensive to insure across the board. The 370Z's 481st-place ranking out of 827 total vehicles puts it in the pricier half of all cars. The Mazda MX-5 Miata is the most affordable sports car to insure and the Rolls-Royce La Rose Noire carries the highest premiums.
| Chevrolet Camaro | $143 | 19 |
| BMW Z4 | $144 | 20 |
| Fisker Karma | $144 | 21 |
| Nissan 370Z | $145 | 22 |
| Mercedes SLC | $151 | 23 |
| Toyota 86 | $151 | 23 |
| Chevrolet Corvette | $153 | 24 |
| Toyota Supra | $153 | 25 |
Several factors affect what you'll pay for Nissan 370Z insurance:
- Average Repair or Replacement Costs: At $934 a year, the 370Z ranks sixth most expensive to maintain among Nissan's 26 models. That's above average for the brand but below most performance cars.
- Vehicle Trim, Features and Accessories: Output ranges from 332 to 350 horsepower across trims. The Nismo costs more to insure than base variants because of its higher power output and replacement value.
- Driver Profile: Most 370Z owners are 25 to 40 years old, with a median age of about 30. That demographic skews toward higher-risk driving behavior, which insurers factor into rates.
Nissan 370Z Costs by Model Year and Driver Age by Insurance Company
Model year impacts your Nissan 370Z insurance costs, along with driver age on your policy. A 35- to 55-year-old driver pays an average of $214 monthly for full coverage on a 2011 370Z versus $237 for a 2020 model, showing how newer vehicles cost more to insure. Teen and young adult drivers face much steeper rates across all model years.
GEICO consistently offers the cheapest rates across all 370Z model years and could save you hundreds monthly compared to average costs.
Cost of Car Insurance for 2020 Nissan 370Z
| Geico | $71 | $156 |
| National General | $83 | $171 |
| Travelers | $98 | $180 |
| The Hartford | $112 | $191 |
| State Farm | $114 | $238 |
| Kemper | $118 | $246 |
| Chubb | $120 | $241 |
| Progressive | $123 | $231 |
| AAA | $125 | $259 |
| Allstate | $133 | $258 |
| Amica | $133 | $274 |
| AIG | $143 | $350 |
| Nationwide | $143 | $248 |
| UAIC | $158 | $197 |
| Farmers | $180 | $317 |
2020 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $881 | $643 | $541 | $393 | $338 | $273 | $251 | $208 | $197 | $178 |
| State Farm | $896 | $788 | $697 | $602 | $532 | $452 | $410 | $366 | $335 | $295 |
| Travelers | $1,075 | $773 | $609 | $470 | $414 | $307 | $280 | $258 | $238 | $207 |
| Nationwide | $1,125 | $1,034 | $951 | $807 | $681 | $441 | $409 | $382 | $361 | $323 |
| Allstate | $1,236 | $970 | $780 | $574 | $514 | $402 | $364 | $344 | $324 | $287 |
| Progressive | $1,687 | $1,363 | $1,131 | $628 | $548 | $442 | $394 | $352 | $324 | $278 |
| Farmers | $1,986 | $1,472 | $1,308 | $814 | $768 | $583 | $520 | $497 | $472 | $397 |
Cost of Car Insurance for 2019 Nissan 370Z
| Geico | $64 | $141 |
| National General | $76 | $155 |
| Travelers | $88 | $163 |
| The Hartford | $102 | $173 |
| State Farm | $103 | $215 |
| Kemper | $107 | $222 |
| Chubb | $109 | $218 |
| Progressive | $112 | $209 |
| AAA | $113 | $234 |
| Allstate | $120 | $234 |
| Amica | $121 | $248 |
| AIG | $129 | $317 |
| Nationwide | $130 | $224 |
| UAIC | $143 | $178 |
| Farmers | $163 | $287 |
2019 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $798 | $582 | $489 | $355 | $306 | $247 | $228 | $188 | $178 | $162 |
| State Farm | $811 | $714 | $631 | $545 | $481 | $409 | $371 | $331 | $303 | $267 |
| Travelers | $973 | $700 | $552 | $425 | $375 | $277 | $253 | $234 | $216 | $187 |
| Nationwide | $1,019 | $936 | $861 | $730 | $617 | $400 | $370 | $346 | $326 | $292 |
| Allstate | $1,119 | $878 | $706 | $520 | $466 | $363 | $330 | $311 | $293 | $260 |
| Progressive | $1,527 | $1,234 | $1,024 | $569 | $496 | $400 | $357 | $318 | $293 | $251 |
| Farmers | $1,798 | $1,332 | $1,184 | $737 | $695 | $528 | $470 | $450 | $428 | $360 |
Cost of Car Insurance for 2018 Nissan 370Z
| Geico | $62 | $134 |
| National General | $72 | $148 |
| Travelers | $84 | $155 |
| The Hartford | $97 | $165 |
| State Farm | $98 | $205 |
| Kemper | $102 | $212 |
| Chubb | $104 | $208 |
| Progressive | $107 | $200 |
| AAA | $108 | $224 |
| Allstate | $115 | $223 |
| Amica | $115 | $236 |
| AIG | $123 | $302 |
| Nationwide | $124 | $214 |
| UAIC | $136 | $170 |
| Farmers | $155 | $274 |
2018 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $761 | $555 | $467 | $339 | $292 | $236 | $217 | $180 | $170 | $154 |
| State Farm | $774 | $681 | $602 | $520 | $459 | $390 | $354 | $316 | $289 | $255 |
| Travelers | $929 | $668 | $526 | $406 | $358 | $265 | $242 | $223 | $206 | $179 |
| Nationwide | $972 | $893 | $821 | $697 | $588 | $381 | $354 | $330 | $312 | $279 |
| Allstate | $1,068 | $838 | $674 | $496 | $444 | $347 | $315 | $297 | $280 | $248 |
| Progressive | $1,457 | $1,178 | $977 | $543 | $473 | $382 | $340 | $304 | $279 | $240 |
| Farmers | $1,715 | $1,271 | $1,130 | $703 | $663 | $504 | $449 | $429 | $408 | $343 |
Cost of Car Insurance for 2017 Nissan 370Z
| Geico | $53 | $117 |
| National General | $63 | $128 |
| Travelers | $73 | $135 |
| The Hartford | $84 | $143 |
| State Farm | $85 | $178 |
| Kemper | $89 | $184 |
| Chubb | $90 | $180 |
| Progressive | $93 | $173 |
| AAA | $94 | $194 |
| Allstate | $100 | $194 |
| Amica | $100 | $205 |
| AIG | $107 | $262 |
| Nationwide | $107 | $186 |
| UAIC | $118 | $148 |
| Farmers | $135 | $238 |
2017 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $660 | $482 | $405 | $294 | $253 | $205 | $188 | $156 | $147 | $134 |
| State Farm | $671 | $591 | $522 | $451 | $398 | $338 | $307 | $274 | $251 | $221 |
| Travelers | $806 | $579 | $457 | $352 | $310 | $230 | $210 | $194 | $178 | $155 |
| Nationwide | $843 | $775 | $712 | $605 | $510 | $331 | $307 | $286 | $270 | $242 |
| Allstate | $926 | $727 | $585 | $430 | $385 | $301 | $273 | $258 | $243 | $215 |
| Progressive | $1,264 | $1,022 | $847 | $471 | $411 | $331 | $295 | $263 | $242 | $208 |
| Farmers | $1,488 | $1,103 | $980 | $610 | $576 | $437 | $389 | $372 | $354 | $298 |
Cost of Car Insurance for 2016 Nissan 370Z
| Geico | $46 | $100 |
| National General | $54 | $110 |
| Travelers | $63 | $116 |
| The Hartford | $73 | $124 |
| State Farm | $73 | $154 |
| Kemper | $76 | $159 |
| Chubb | $77 | $155 |
| Progressive | $80 | $149 |
| AAA | $81 | $167 |
| Allstate | $86 | $167 |
| Amica | $86 | $177 |
| AIG | $92 | $226 |
| Nationwide | $93 | $160 |
| UAIC | $102 | $127 |
| Farmers | $116 | $205 |
2016 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $569 | $415 | $349 | $253 | $218 | $176 | $162 | $134 | $127 | $115 |
| State Farm | $579 | $509 | $450 | $389 | $343 | $292 | $265 | $236 | $216 | $190 |
| Travelers | $694 | $499 | $393 | $303 | $267 | $198 | $181 | $167 | $154 | $134 |
| Nationwide | $727 | $668 | $614 | $521 | $440 | $285 | $264 | $246 | $233 | $208 |
| Allstate | $798 | $626 | $504 | $371 | $332 | $259 | $235 | $222 | $209 | $185 |
| Progressive | $1,089 | $880 | $730 | $406 | $354 | $285 | $254 | $227 | $209 | $179 |
| Farmers | $1,282 | $950 | $845 | $526 | $496 | $377 | $336 | $321 | $305 | $257 |
Nissan 370Z Insurance Cost by Trim
370Z insurance costs vary by trim. The Touring Sport Roadster starts at $88 a month for minimum coverage and the Nismo Coupe tops out at $235 for full coverage. Performance specs, rarity and market value set where each trim lands between those figures.
| Touring Sport Roadster 2d | $88 | $170 |
| Coupe 2d | $89 | $172 |
| Sport Tech Coupe 2d | $90 | $175 |
| Sport Coupe 2d | $91 | $176 |
| Nismo Tech Coupe 2d | $94 | $182 |
| Touring Coupe 2d | $97 | $187 |
| Nismo Coupe 2d | $99 | $191 |
| Roadster 2d | $99 | $192 |
| Touring Roadster 2d | $100 | $195 |
| Sport Touring Coupe 2d | $106 | $205 |
| Sport Touring Roadster 2d | $109 | $211 |
| Nismo Coupe 2d | $121 | $235 |
Nissan 370Z Insurance Cost by State
Minimum coverage for the 370Z costs $39 a month in Wyoming and $188 in Louisiana. That $149 gap comes from each state's risk profile and regulations, not the vehicle.
| Alabama | $98 | $180 |
| Alaska | $69 | $147 |
| Arizona | $119 | $222 |
| Arkansas | $79 | $177 |
| California | $95 | $192 |
| Colorado | $94 | $225 |
| Connecticut | $136 | $234 |
| Delaware | $134 | $225 |
| Florida | $122 | $284 |
| Georgia | $146 | $238 |
| Hawaii | $52 | $117 |
| Idaho | $55 | $111 |
| Illinois | $89 | $166 |
| Indiana | $62 | $121 |
| Iowa | $55 | $133 |
| Kansas | $71 | $165 |
| Kentucky | $118 | $200 |
| Louisiana | $188 | $400 |
| Maine | $50 | $105 |
| Maryland | $147 | $247 |
| Massachusetts | $100 | $212 |
| Michigan | $148 | $285 |
| Minnesota | $80 | $166 |
| Mississippi | $94 | $184 |
| Missouri | $117 | $232 |
| Montana | $73 | $173 |
| Nebraska | $69 | $158 |
| Nevada | $168 | $303 |
| New Hampshire | $69 | $123 |
| New Jersey | $155 | $254 |
| New Mexico | $80 | $177 |
| New York | $120 | $215 |
| North Carolina | $76 | $149 |
| North Dakota | $58 | $127 |
| Ohio | $73 | $140 |
| Oklahoma | $88 | $196 |
| Oregon | $115 | $200 |
| Pennsylvania | $86 | $202 |
| Rhode Island | $119 | $213 |
| South Carolina | $97 | $181 |
| South Dakota | $54 | $163 |
| Tennessee | $78 | $157 |
| Texas | $120 | $245 |
| Utah | $102 | $173 |
| Vermont | $46 | $110 |
| Virginia | $92 | $148 |
| Washington | $87 | $162 |
| West Virginia | $85 | $172 |
| Wisconsin | $65 | $143 |
| Wyoming | $39 | $124 |
How to Lower the Cost of Nissan 370Z Insurance
These strategies help you pay less for Nissan 370Z coverage.
- 1Choose the right coverage
How much coverage you need depends on whether you own, finance or lease. If you own, pair state minimum liability with comprehensive and collision at a $1,000 deductible. For more protection, go to 100/300/100 liability with a $500 deductible. If you're financing or leasing, you'll need 100/300/100 liability, comprehensive and collision at a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for sports cars. This benchmark assists with shopping for the cheapest car insurance companies offering competitive rates for performance vehicles like the 370Z.
- 3Look beyond the rate
Rate alone won't tell you whether a car insurance company is worth choosing. Check J.D. Power satisfaction scores, Better Business Bureau complaints and AM Best financial ratings.
- 4Check every discount you qualify for
370Z owners are likely to qualify for several car insurance discounts: safety features, good driver, bundling and anti-theft. Stacking those together can move the needle on a premium that's already above average.
- 5Look at usage-based programs
Usage-based programs such as Progressive Snapshot and Allstate Drivewise track driving behavior and lower premiums for safe drivers. They're worth exploring if your annual mileage is low.
- 6Check rates every year
Pull car insurance quotes from several companies each year. Your insurer won't tell you when a competitor drops prices, but shopping annually can save up to 24% on 370Z coverage.
Nissan 370Z Insurance Cost: Bottom Line
Nissan 370Z insurance runs average in cost, but you can still secure decent rates. Shopping between carriers, claiming available discounts and adjusting your coverage choices helps you find better pricing.
Nissan 370Z Insurance Rates: FAQ
What is the average cost of car insurance for a Nissan 370Z?
Insurance for a Nissan 370Z costs $1,183 annually for minimum coverage and $2,291 yearly for full coverage. These rates average $99 and $191 monthly, respectively.
What company has the cheapest car insurance for a Nissan 370Z?
GEICO provides the most affordable minimum coverage for a Nissan 370Z at $798 annually. For full coverage, GEICO also delivers the best value at $1,740 per year.
Are Nissan 370Zs expensive to insure?
No, Nissan 370Z insurance is not more expensive than most vehicles to insure. The model ranks 481st out of 827 vehicles for affordability, though it places 22nd out of 115 among sports cars.
What factors affect insurance costs for Nissan 370Zs?
Various factors affect your Nissan 370Z insurance premiums. The sports car's high-performance engine and specialized parts increase repair costs, making it riskier to insure. Your driving record, credit score, and chosen coverage levels also impact your rates.
How can I lower Nissan 370Z insurance costs?
Get quotes from several insurers because 370Z rates vary enough between companies that shopping around makes a real difference. Stack every discount you qualify for, bundle with home or renters coverage and keep your record clean.
How We Determined Nissan 370Z Insurance Costs
MoneyGeek analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to determine Nissan 370Z insurance costs.
Who We Based These Rates On
Nissan 370Z rates in this analysis are based on a 40-year-old unmarried man with:
- No tickets or crashes
- Good credit
- No prior claims
- 12,000 miles driven yearly
- A valid license with no suspensions
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships.
His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!