How Much Is Nissan Insurance? Compare Quotes by Model


Updated: October 25, 2024

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The average Nissan insurance cost differs greatly depending on the model. For example, MoneyGeek’s research shows that a policy for a Nissan Frontier costs an average of $1,120 per year, while the average cost of insuring a Nissan GT-R is $2,520 per year. MoneyGeek broke down car insurance costs for major Nissan models to help you find average rates and the cheapest options for your vehicle.

How Much Nissan Insurance Costs on Average - Summary by Model

MoneyGeek found out that the average Nissan insurance cost can differ significantly depending on the model. The following shows the average cost of Nissan models from the most expensive to the cheapest:

  • Nissan GT-R: $2,520 per year
  • Nissan 370Z: $1,579 per year
  • Nissan Maxima: $1,494 per year
  • Nissan LEAF: $1,383 per year
  • Nissan Altima: $1,323 per year
  • Nissan Sentra: $1,300 per year
  • Nissan Versa: $1,228 per year
  • Nissan Pathfinder: $1,204 per year
  • Nissan 350Z: $1,197 per year
  • Nissan Rogue: $1,190 per year
  • Nissan Frontier: $1,120 per year

Some Nissan models can be more expensive to insure due to high repair costs, high MSRP and increased likelihood of theft. Also, since high horsepower cars are considered risky by the insurance companies, insurance costs for them are higher.

Nissan Annual Insurance Costs by Model
Model
Average Annual Premium

Nissan GT-R

$2,520

Nissan 370Z

$1,579

Nissan Maxima

$1,494

Nissan LEAF

$1,383

Nissan Altima

$1,323

Nissan Sentra

$1,300

Nissan Versa

$1,228

Nissan Pathfinder

$1,204

Nissan 350Z

$1,197

Nissan Rogue

$1,190

Nissan Frontier

$1,120

Are Nissans Expensive to Insure?

While car insurance for Nissan is generally moderately priced, it has various models and the insurance cost will be determined more by your car’s model than its brand. MoneyGeek analyzed 11 models and found that a Nissan Frontier is cheap to insure, the Nissan LEAF has moderate insurance costs and a Nissan GT-R is expensive to insure.

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WHY NISSAN COSTS DIFFER BY MODEL

The Nissan Frontier is the cheapest to insure because it’s a low-value car that has low repair costs, causing insurers to charge less for coverage. Nissan GT-R is the most expensive to insure due to a high MSRP of $115,335 and because its drivers are more likely to engage in risky behavior.

How Much is Insurance for a Nissan GT-R?

On average, it costs $2,520 per year to insure a Nissan GT-R across all model years. The model ranks as the most expensive of the 11 Nissan models included in MoneyGeek’s analysis.

We found out that it’s generally expensive to insure a Nissan GT-R. Our data shows that Nationwide offers the cheapest policy for this model at an average cost of $1,967 per year, while the most expensive policy is offered by Allstate at an average cost of $3,568 annually.

Nissan GT-R Annual Insurance Costs
Company
Average Annual Premium

Nationwide

$1,967

State Farm

$2,135

Progressive

$2,214

GEICO

$2,318

USAA

$2,504

Allied

$2,655

Allstate

$3,568

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN GT-R INSURANCE COSTS

The cost of car insurance for a Nissan GT-R varies depending on the model year, driver’s characteristics and the type of coverage.

How Much is Insurance for a Nissan 370Z?

The average cost of insuring a Nissan 370Z is $1,579 per year across all model years. This model ranks as the second most expensive of the 11 Nissan models included in MoneyGeek’s analysis. It’s generally expensive to insure a Nissan 370Z.

MoneyGeek’s research shows that Nationwide offers the most affordable policy for this model at an average cost of $1,369 per year, while Allstate is the most expensive provider with an average annual cost of $2,167.

Nissan 370Z Annual Insurance Costs
Company
Average Annual Premium

USAA

$1,276

Nationwide

$1,369

Progressive

$1,407

State Farm

$1,431

Allied

$1,592

GEICO

$1,651

Allstate

$2,167

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN 370Z INSURANCE COSTS

The cost of insuring a Nissan 370Z can change depending on the type of coverage, driver characteristics and the model year.

  • Since the cost of car insurance depends on the model year of your Nissan 370Z, it may range from an average $1,289 per year to roughly $1,748 per year.
  • We found out that the cost of a policy for an 18-year-old driver with a Nissan 370Z would be $5,152 per year, which is around $3,574 more than the cost for a 40-year old driver.
  • Drivers who are looking for the best car insurance for a Nissan 370Z without considering the cost can benefit from MoneyGeek’s analysis of insurance companies by claims ratings, user satisfaction and financial stability.

How Much is Insurance for a Nissan Maxima?

The average cost of an auto insurance policy for a Nissan Maxima is $1,494 per year across all model years. This model ranks as the third most expensive of the 11 Nissan models that MoneyGeek analyzed. Generally, it’s expensive to insure a Nissan Maxima.

MoneyGeek found that GEICO offers the cheapest policy for this model at an average cost of $1,291 per year, while the most expensive policy is offered by Allstate at an average annual cost of $1,869.

Nissan Maxima Annual Insurance Costs
Company
Average Annual Premium

USAA

$1,185

GEICO

$1,291

State Farm

$1,433

Nationwide

$1,540

Progressive

$1,568

Allied

$1,774

Allstate

$1,869

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN MAXIMA INSURANCE COSTS

The cost of a policy for a Nissan Maxima can vary depending on the model year, type of coverage and driver’s characteristics.

How Much is Insurance for a Nissan LEAF?

On average, it costs $1,383 per year to insure a Nissan LEAF across all model years. This model ranks as the fourth most expensive of the 11 Nissan models included in MoneyGeek’s analysis. The car insurance for a Nissan LEAF is generally moderately priced.

MoneyGeek’s data shows that GEICO offers the most affordable policy for this model at an average annual cost of $1,049, while Allied offers the most expensive policy at an average cost of $1,901 per year.

Nissan LEAF Annual Insurance Costs
Company
Average Annual Premium

GEICO

$1,049

USAA

$1,168

State Farm

$1,334

Nationwide

$1,387

Progressive

$1,408

Allstate

$1,754

Allied

$1,901

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN LEAF INSURANCE COSTS

The cost of car insurance for a Nissan LEAF can change depending on the model year, driver’s characteristics and the type of coverage.

How Much is Insurance for a Nissan Altima?

The average cost of an auto insurance policy for a Nissan Altima is $1,323 per year across all model years. It ranks as the fifth most expensive of the 11 Nissan models analyzed by MoneyGeek. Generally, car insurance for a Nissan Altima is cheap.

MoneyGeek’s research shows that GEICO offers the cheapest policy for this model at an average cost of $1,112 per year, while Allied is the most expensive provider with an average annual cost of $1,668.

Nissan Altima
Company
Average Annual Premium

USAA

$1,051

GEICO

$1,112

State Farm

$1,295

Progressive

$1,302

Nationwide

$1,482

Allstate

$1,631

Allied

$1,668

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN ALTIMA INSURANCE COSTS

The cost of a policy for a Nissan Altima can change depending on the model year, driver’s characteristics and the type of coverage.

How Much is Insurance for a Nissan Sentra?

On average, it costs $1,300 per year to buy a policy for a Nissan Sentra across all model years. It ranks as the sixth most expensive of the 11 Nissan models included in MoneyGeek’s analysis. Generally, an auto insurance policy for this model is cheap.

MoneyGeek found that GEICO offers the most affordable policy for this model at an average cost of $1,064 per year, while the most expensive policy is provided by Allied at an average annual cost of $1,808.

Nissan Sentra
Company
Average Annual Premium

USAA

$1,021

GEICO

$1,064

State Farm

$1,241

Progressive

$1,262

Nationwide

$1,528

Allstate

$1,587

Allied

$1,808

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN SENTRA INSURANCE COSTS

The cost of a car insurance policy for a Nissan Sentra can change depending on the model year, driver’s characteristics and the type of coverage.

How Much is Insurance for a Nissan Versa?

The average cost of insuring a Nissan Versa across all models is $1,228 per year. This model ranks as the seventh most expensive of the 11 Nissan models included in MoneyGeek’s analysis. It’s generally inexpensive to buy a policy for this model.

MoneyGeek’s data shows that GEICO offers the most affordable policy for a Nissan Versa at an average cost of $1,043 per year, while the most expensive provider is Allied, with an average annual cost of $1,657.

Nissan Versa
Company
Average Annual Premium

USAA

$976

GEICO

$1,043

State Farm

$1,211

Progressive

$1,216

Allstate

$1,405

Nationwide

$1,461

Allied

$1,657

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN VERSA INSURANCE COSTS

The cost of a policy for a Nissan Versa can vary depending on the model year, driver’s characteristics and the type of coverage.

  • MoneyGeek’s research shows that, depending on the model year of your Nissan Versa, the cost of a policy may range from roughly $1,091 per year to $1,349 per year.
  • We found that an 18-year-old driver with a Nissan Versa pays an average of $4,007 per year for a policy compared to roughly $2,780 less per year for a 40-year old driver.
  • Those drivers who are looking for the best car insurance for a Nissan Versa may benefit from MoneyGeek’s analysis of different insurers by claims ratings, user satisfaction and financial stability.

How Much is Insurance for a Nissan Pathfinder?

On average, it costs $1,204 per year to insure a Nissan Pathfinder across all model years. This model ranks as the eighth most expensive of the 11 Nissan models included in MoneyGeek’s analysis. It’s generally inexpensive to insure a Nissan Pathfinder.

MoneyGeek’s research shows that GEICO offers the cheapest policy at an average cost of $1,031 per year, while the most expensive policy is offered by Allied at an average cost of $1,490 per year.

Nissan Pathfinder Annual Insurance Costs
Company
Average Annual Premium

USAA

$1,015

GEICO

$1,031

Progressive

$1,152

State Farm

$1,188

Nationwide

$1,313

Allstate

$1,450

Allied

$1,490

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN PATHFINDER INSURANCE COSTS

The cost of auto insurance for a Nissan Pathfinder may vary depending on your car’s model year, driver’s characteristics and the type of coverage.

How Much is Insurance for a Nissan 350Z?

The average cost of insuring a Nissan 350Z across all models is $1,197 per year. It ranks as the ninth most expensive of the 11th Nissan models included in MoneyGeek’s analysis. Generally, it’s inexpensive to insure a Nissan 350Z.

MoneyGeek found out that GEICO offers the most affordable policy for this model at an average cost of $1,128 per year, while Allstate offers the most expensive policy at an average annual cost of $1,431.

Nissan 350Z Annual Insurance Costs
Company
Average Annual Premium

USAA

$965

GEICO

$1,128

State Farm

$1,184

Nationwide

$1,185

Progressive

$1,253

Allied

$1,273

Allstate

$1,431

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN 350Z INSURANCE COSTS

The cost of car insurance for a Nissan 350Z may change depending on the model year, driver’s characteristics and the type of coverage.

How Much is Insurance for a Nissan Rogue?

On average, it costs $1,190 per year to insure a Nissan Rogue across all model years. This model ranks as the tenth most expensive of the 11 Nissan models included in MoneyGeek’s analysis. It’s generally inexpensive to insure a Nissan Rogue.

MoneyGeek’s research shows that GEICO offers the most affordable policy for this model at an average cost of $969 per year, while the most expensive policy is offered by Allied at an average cost of $1,543 per year.

Nissan Rogue Annual Insurance Costs
Company
Average Annual Premium

GEICO

$969

USAA

$1,011

Progressive

$1,086

State Farm

$1,224

Nationwide

$1,349

Allstate

$1,415

Allied

$1,543

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN ROGUE INSURANCE COSTS

The cost of car insurance for a Nissan Rogue may vary depending on the model year, driver’s characteristics and the type of coverage.

How Much is Insurance for a Nissan Frontier?

The average cost of insuring a Nissan Frontier is $1,120 per year across all model years. This model ranks as the 11th most expensive of the 11 Nissan models included in MoneyGeek’s analysis. It’s generally inexpensive to insure this model.

MoneyGeek found that GEICO offers the cheapest policy for Nissan Frontier at an average cost of $937 per year, while the most expensive policy is offered by Allied at an average annual cost of $1,430.

Nissan Frontier Annual Insurance Costs
Company
Average Annual Premium

GEICO

$937

USAA

$994

State Farm

$1,074

Progressive

$1,082

Nationwide

$1,250

Allstate

$1,320

Allied

$1,430

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EVERYTHING YOU NEED TO KNOW ABOUT NISSAN FRONTIER INSURANCE COSTS

The cost of insuring a Nissan Frontier may change depending on the driver's characteristics, model year and the type of coverage.

FAQs About Nissan Insurance

MoneyGeek researched the following frequently asked questions for drivers who most often wonder how much car insurance rates for Nissans differ depending on their model.

What do Nissans cost to insure on average?
What is the most expensive Nissan model to insure?
What is the cheapest Nissan model to insure?

Methodology

MoneyGeek collected information about insurance provider rates for Nissans using a sample driver profile. In this scenario, the driver is a 40-year-old male purchasing a full coverage policy with the following coverages:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

Rates represent averages and can provide guidance on what prices to expect but won’t match your specific rates.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.